Dosanomics: Why Higher Interest rates are not Your Friend?
Macro Moves

Dosanomics: Why Higher Interest rates are not Your Friend?

This is a Dosa that will increase your intellect, not your waistline. So, dig in.

Continue Reading about 1 years ago
What is MCLR?
Finance

What is MCLR?

The marginal cost of funds-based lending rate, or MCLR, is a benchmark interest rate that is the lowest rate at which banks can lend. MCLR went into effect in 2016, basically replacing the base rate structure that had been in place previously.

Continue Reading about 1 years ago
Rupee Depreciation: The Positives and The Negatives
Macro Moves

Rupee Depreciation: The Positives and The Negatives

Heavy objects affected by gravity: Indian parents' respect for their unemployed/unmarried child, the Indian Rupee. Oh, don't mind us, just listing things that have a hard time getting up after falling. Some people remembering their toxic exes...

Continue Reading about 1 years ago
What are T2T stocks? How to trade in it?
Stock Market

What are T2T stocks? How to trade in it?

Have you ever purchased something on Amazon just to discover that it is not what you expected? Only to discover later that it cannot be returned and that you are stuck with it. What if the same thing happened to the stocks you purchased? What if you discover that if you buy a certain segment of shares, you won't be able to square your position in them unless you meet certain conditions, even if the transaction results in a big loss for you?

Continue Reading about 2 years ago
Business Model of HDFC
Business

Business Model of HDFC

HDFC and HDFC bank have recently been in the headlines for a variety of reasons. HDFC, on the other hand, is far more than the two entities we've been hearing about. It is a collection of several enterprises that are part of the HDFC group and have built a name for themselves in the Indian market. What started as a mortgage company has now a combined valuation of more than 14 lakh crore Rupees. What made HDFC stand out from the crowd? Today, we'll learn more about this company and the various facets of its operations, as well as examine it from a business standpoint.

Continue Reading about 2 years ago
Can India
Finance

Can India's Digital Rupee Succeed?

The 2022 Union Budget was a roller-coaster ride for the Indian Crypto and Blockchain enthusiast. The 30% tax on crypto income and 1% TDS on transactions made it seem like the Government of India really has it out for cryptocurrencies.

Continue Reading about 2 years ago
What is FOIR? How to calculate it?
Macro Moves

What is FOIR? How to calculate it?

Loans, debts and everything credit! There are thousands of loans and credit facilities available for people like you and me that we can avail. But at the same time, customers like us are screened under many factors. 

Continue Reading about 2 years ago
The LIC IPO: India
Invest

The LIC IPO: India's biggest IPO

What seems like a modern-day financial tool, is actually an instrument developed by people in 2250 BC. 

Continue Reading about 2 years ago
HDFC bank: From a Truck yard to Bank No. 1
Brand Games

HDFC bank: From a Truck yard to Bank No. 1

When Manmohan Singh was the Finance Minister, he was invited to inaugurate India’s first ATM of HDFC bank. The machine took in the card, and never gave it back. After the incident, the bank ran sprints to get approval from the RBI.

Continue Reading about 2 years ago
Yes Bank: Scamming since 2004?
Big Shots

Yes Bank: Scamming since 2004?

The year is 2001, India. A young banker, Harkirat Singh, developed a business plan for a private bank. To turn this dream into reality, he partnered with Ashok Kapur, another successful banker, and together they went on a mission to change the scenario of the banking industry. 

Continue Reading about 2 years ago
Everything you should know about the Yield Curve
Invest

Everything you should know about the Yield Curve

With changing times and varied preferences, financial markets have been witnessing an influx of various securities. Potential investors are free to pick and choose the most feasible one among the lot.

Continue Reading about 2 years ago
How are Inflation & Interest Rates Related?
Macro Moves

How are Inflation & Interest Rates Related?

Any ‘chai pe charcha’ is usually incomplete without discussing how pricey goods are becoming day-by-day, or without listening to parents rant about how inexpensive lifestyle used to be when they were kids. Well, this is the tragic magic of inflation, fellas!

Continue Reading about 2 years ago
What are Equity Mutual Funds and their benefits? Should you invest?
Mutual Funds

What are Equity Mutual Funds and their benefits? Should you invest?

Equity investment is lucrative. But not everyone has the intellect, time, and risk appetite for that! So, does that mean you can’t? Well, you can. Let us explain.

Continue Reading about 2 years ago
What is the Association of Mutual Funds in India (AMFI) & how does it work?
Mutual Funds

What is the Association of Mutual Funds in India (AMFI) & how does it work?

Mutual Fund Sahi [to] Hai,” but secure? Well, Franklin Templeton’s incident stands to prove that even mutual funds can be unsafe! That's why a regulatory authority is of the essence.

Continue Reading about 2 years ago
Why is RBI’s dividend a godsend for the Government?
Macro Moves

Why is RBI’s dividend a godsend for the Government?

Last week, the RBI announced a dividend payout of close to ₹ 1 Trillion for the Indian Government! But how, why & so what? If you aren’t aware, here’s help.

Continue Reading about 2 years ago
A Spot Gold Exchange on the cards
Macro Moves

A Spot Gold Exchange on the cards

Recently, SEBI has made a proposal that will allow you to trade gold just like shares! But why, how, and what’s it all about? Well, read on to discover.

Continue Reading about 2 years ago
Money Market Instruments: Everything you need to know
Invest

Money Market Instruments: Everything you need to know

From mere paper to the ‘now in use’ digital currency, money has transformed over time and has expanded its definition. And the way we invest has also evolved, altering our investment choices to a great extent. This evolution has brought in new investment options making us doubt whether they would align with our needs and requirements. One such vehicle which is quite obscure to us is the instruments belonging to the money market. 

Continue Reading about 3 years ago
What is Spoofing in the Stock Market?
Stock Market

What is Spoofing in the Stock Market?

Big storms easily shake the small trees. Similarly, in the stock markets, all the losses are going to dawn on the small and retail investors. SEBI, being the watchdog of the Indian Capital and Commodities market, realises this fact. And that is why they have laid forward certain regulations with a view to containing the spoofing activity in the market. 

Continue Reading about 3 years ago