Regulatory Bodies: The Police of Indian Financial Markets
Macro Moves

Regulatory Bodies: The Police of Indian Financial Markets

One more reason why the Indian economy is popular among its peers is the presence of stringent regulations to keep the markets under the scanner. But people seldom realize the importance of the bodies implementing these regulations unless these bodies come to their rescue. Thus, prior to being active participants in the market, it's imperative for us to understand the role and functions of these regulatory bodies.

Continue Reading about 3 years ago
Highlights of RBI Monetary Policy
Macro Moves

Highlights of RBI Monetary Policy

Like an ailing person suffering from a painful disease, the Indian Economy is badly demanding a plausible treatment from the doctors, aka the policymakers. And the budget, though lacking in certain areas, seems to be an ideal medicine at the time. Following the budget, the Reserve bank of India recently made announcements which lie in similar tone with that of the budget.

Continue Reading about 3 years ago
Things To Know About Depositories
Stock Market

Things To Know About Depositories

The Reserve Bank of India (RBI) regulates the money flow in the Indian economy. It is a bank, sure, but can you open an account with the RBI? No, right? Similarly, the Securities and Exchange Board of India (SEBI) regulated the financial and securities market. You cannot open an account with SEBI either.

Continue Reading about 3 years ago
What is a Clearing House?
Stock Market

What is a Clearing House?

The Indian stocks and securities market has seen considerable changes over the last few years. Fintech for financial inclusion has played a significant role in improving the efficiency of daily transactions.

Continue Reading about 3 years ago
What is Repo Rate and Reverse Repo Rate?
Finance

What is Repo Rate and Reverse Repo Rate?

Are you a banking enthusiast? Do you aspire to build your career in the banking industry? Well, there are many who wish to do the same, but there are only a few who succeed in achieving these goals. A proper dedication, passion, and most importantly, knowledge and understanding of the banking world will certainly help you in becoming a successful banker. 

Continue Reading about 3 years ago
Understanding CRR and SLR: RBI
Macro Moves

Understanding CRR and SLR: RBI's monetary policy instruments

For banks, profits are created by lending and investing. In pursuit of this goal, banks could lend considerable amounts to earn higher profits and thus possess less liquid cash with them. Banks are also responsible for the influx of money in the economy as the amount of credits they lend, and the amount that gets deposited with them affects the money supply in the economy.

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Quantitative and Qualitative Instruments of Monetary Policy
Finance

Quantitative and Qualitative Instruments of Monetary Policy

The implementation of RBI's Quantitative and Qualitative (Called Monetary Policy) instruments plays an important role in the development of the country. If the required money supply for the economy is not available in the market, it leads to a decline in investment in the economy.

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Types of Bonds available in India
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Types of Bonds available in India

Saving money without having financial goals or aiming for additional returns is usually considered as a waste in today’s times. As a result, people often save to invest and invest to save. 

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SEBI’s New Margin System for Non-F&O Stocks
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SEBI’s New Margin System for Non-F&O Stocks

If you have been investing or trading for quite a long time, you must have heard about the margin system for non-Future and Options (F&O) stocks. Recently, the Securities and Exchange Board of India (SEBI) has come up with a new set of rules regarding the margin requirement for non-F&O stock in the cash market.

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Solution Oriented Mutual Fund and its Types
Mutual Funds

Solution Oriented Mutual Fund and its Types

Saving money is a highly advised and accepted practice all across the globe. People who work and earn money, keep some amount of their hard-earned income to save for their future plans like retirement, marriage, education of their own, or of their child.

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What is depository and the Roles of CDSL and NSDL
Stock Market

What is depository and the Roles of CDSL and NSDL

We all, as individuals, deposit cash in banks, and enjoy the benefits of interest. These benefits are looked after by banks. In the same way, trading is something that has evolved; from physically buying certificates to now exchanging in a click, digitally.

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History and Structure of Mutual Fund
Mutual Funds

History and Structure of Mutual Fund

The topic of Mutual funds was made popular in the Indian market in the past decade through extensive advertising involving popular actors and cricketers. Since the Indian audience did get intrigued, mutual funds were able to make a place for themselves in the market against many other investment schemes. 

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SEBI
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SEBI's Categorization and Rationalization of Mutual Fund Schemes

Mutual funds were made to make investing easy, so investors would not have to be burdened with picking individual stocks. There were two qualities about the mutual funds of the 1920s that made them extremely speculative. One was that they were heavily leveraged. Second, mutual funds were allowed to invest in other mutual funds. 

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Stock Market and Stock Exchange: Understand the Difference
Stock Market

Stock Market and Stock Exchange: Understand the Difference

"Financial literacy is just as important in life as any other basics".  One of the major problems with today's generation and the economy is the lack of financial literacy. People often come across words like stock, shares, NSE, BSE, share market, stock market, stock exchange, etc. But there are only some who know the precise meaning of any of these terms.

Continue Reading about 3 years ago
RBI Monetary Policy 2020: Key Highlights and Takeaways
Macro Moves

RBI Monetary Policy 2020: Key Highlights and Takeaways

The world right now, seems like a scene from an apocalyptic movie, doesn’t it? Movies where natural disasters are running wild, man-made disasters seem to be on the loose, and of course, one deadly disease is spreading like wildfire, which is infecting and spreading among people like a viral video.Of course in the current real world, all of this seems to be turning into reality, except this virus is far deadlier and is spreading faster than any viral TikTok song or video.

Continue Reading about 3 years ago
SEBI’s New Rule for Mutual Funds NAV: What does it mean for you?
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SEBI’s New Rule for Mutual Funds NAV: What does it mean for you?

In the rising economic tensions due to the global COVID-19 pandemic, safeguarding the market investors' funds and rights is becoming increasingly important. Everyone is struggling hard to survive, if not grow, in this era of economic disruption.

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SEBI’s new multi-cap fund rule: What lies ahead?
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SEBI’s new multi-cap fund rule: What lies ahead?

Do you remember celebrating any festival as a child? Be it Diwali, Eid, Rakshabandhan, Holi, absolutely any festival, one thing you were sure to receive as a child, apart from new clothes and sweets, was money. And you'd probably lie to yourself if you say that this was something you weren't the most excited about. Some of us liked to collect and store it in our piggy banks, and the rest would immediately set out to spend it. And since it was the money that was completely ours, we didn't need to seek any permission from our elders as to where and how we could spend it; well, usually.

Continue Reading about 3 years ago
Yes Bank Merger: Yes Bank not to merge with SBI
Macro Moves

Yes Bank Merger: Yes Bank not to merge with SBI

For someone who is used to binge-watching some random Indian drama, the concept of “comeback” wouldn’t be a new one. Usually, the Hero might fail terribly, and after the second half, he would give an awesome comeback. And to our amusement, we can expect something like this to happen in the real-life as well. Can you guess where I am heading? Of course, it is Yes Bank. It seems to be working hard to make a possible comeback and arise from its grave situation. 

Continue Reading about 3 years ago