Posts Tagged: regulators

News Platter

How is WhatsApp Pay faring? The Challenges before it.

These days, a user of an online mobile application has very little time and patience. They want everything to be available in just one click and want to fulfill their purpose within a very short span of time.

News Platter

RBI’s new guidelines regarding Current Account of borrowers

Ever thought of how such big industrial giants and companies, who do businesses worth thousands of crores of rupees on a regular basis, manage their banking? Major big industrial giants and companies in the Indian market have several bank accounts, through which all the transactions happen.

Macro Moves

How RBI’s policy changes will affect Kotak Mahindra Bank.

You would have heard about the term ‘Cause and Effect’. This plays a role in many things happening around us. The simple explanation of this term is that you do something which becomes a reason for something that you might not have expected. For example, nature is surprisingly healing these days due to lockdown. Here, the cause is the lockdown and the effect is healing of nature. A thing to note here is that the lockdown was implemented to curb the pandemic and not to heal the nature.

Macro Moves

Vedanta's Delisting announcement from Indian Stock Exchange

There are some people you see in life who are simply unpredictable. They usually behave in a way “Now you see me, now you don’t”. The consideration comes when such kinds of people head businesses and other people invest in them. Here we are talking about Vedanta Group and its owner Mr. Anil Agarwal. You would surely be aware of Vedanta’s delisting.

Invest

RLLR vs MCLR: Difference between RLLR and MCLR

Owning a house is a dream of many. As much as you focus on the details of your home, equal importance must be given to knowing the key details about the loan that monetizes your dream. You have two choices in hand. You can either run to the near-by Kirana store to purchase your supplies or visit popular market corners like Sarojini Market, Newmarket, etc where you can get your stuff at an Rs.50 or 100 less.

Macro Moves

Why SEBI asked custodian banks to submit details of Chinese FPIs?

SEBI has asked custodians to submit details of Chinese FPIs.What’s pushing SEBI to do this? Have you ever observed a group of Hyenas hunting? They have a cunning modus operandi. They divide into small groups and instead of stalking a fresh prey, they try to spot a an animal who has already hunted. Then they reach their prey (an animal who is enjoying its hunt). A small group of Hyenas tries to provoke the hunter. It Also tries to take a portion of its prey. Then, when the hunter gets irritated and tries chasing them down, the other group comes, steals and runs away with the hunt. Now compare the hyena with China. While the world is struggling combatting Coronavirus (that started from China), China is reportedly trying to increase its stake in some companies. Securities and Exchange Board of India (SEBI) may have found it fishy and is hence collecting details about China’s recent investments in Indian stock markets.

Invest

Importance of Ethics in Accounting and Financial Decision

Reserve Bank of India released that fraud in the Indian financial system rose by 74% to ₹71543 crores. The fraud means that this sum of money has been siphoned off through some loophole in the financial system.

Macro Moves

RBI’s moratorium policy- how will it affect the borrower?

All banks, including housing finance companies, were allowed to allow a 3-month moratorium on installments of EMI for outstanding loans on March 1, 2020. Loan Moratorium: Amid the Coronavirus outburst and its impact on the living of millions of individuals - paid and self-employed - the declaration of the Reserve Bank of India gave great relief to the term of borrowers. All commercial banks, including housing finance companies, were permitted to give a 3-month moratorium on monthly installments on all term loans which are outstanding on March 1, 2020.

Macro Moves

Can RBI save the Economy?

You might have read a story in your childhood about 2 trees which faced a thunderstorm at the same time. One of them which had a nice built, stayed upright in pride while the other one was a bit flexible and started bending with the wind. The proud tree which was upright looked at the other one and laughed. It said “you’re dancing with the wind. Look at me, I’m strong and the strong wind can’t even move me.” The intensity of the wind increased and increased further. Slowly this tree started feeling the force and losing its balance. The other tree on the other hand kept dancing with the wind and stood its ground. Finally, when the thunderstorm’s intensity reached its peak, the stronger tree got uprooted. While, the flexible tree was still alive. With the relief package declared by RBI, our economy is probably showing the required flexibility to tackle the thunderstorm of Coronavirus.

Invest

Ketan Parekh Scam: All that you must know

The share market has been a wish-granting factory to many. For others, it is nothing more than just a terrible nightmare. Warren Buffett became the world’s third-richest person just by investing in share markets. But one cannot forget the stories where investors went bankrupt overnight. Share market is more than just a game of simple luck. But there are also times where people go beyond the rules and regulations to manipulate the market and pocket crores. SEBI, which is the watchdog of the share market, is keenly following the activities of the market in order to protect the investor’s interest. Despite that frauds and scams have become inevitable.

Macro Moves

RBI's Operation Twist: How is it reviving the Indian Economy?

When 'Operation Twist' started trending on social media one fine evening, people were somewhat confused if it is some covert operation by armed forces. There was incomplete information and misinformation doing rounds until financial news handles came up and explained.

Invest

What is Rating shopping and How it can be stopped?

Once there was an ugly guy named ‘IL&FS’ who although knew he looked ugly but, was not ready to accept it publicly. He asked one of his acquaintances “How do I look? Give me a fair opinion.” To which the person replied “Well… To be straightforward, I would say you don’t look attractive.” IL&FS thought, this is not acceptable. I’ll pay and ask someone else. So, he went to another acquaintance and said “I’ll pay you handsomely if you tell me that I look good!” Of course, the person said “Oh! you look quite handsome!” IL&FS accepted it with pleasure and posted it on social media and everywhere else that “I look quite handsome according to…”. Just think, he bought an opinion, right? That’s what happens in case of credit rating given to companies. And, that’s what RBI calls ‘Rating Shopping’.

Invest

Gold Monetisation Scheme: Earn Money on your Idle Gold

Gold is one of the most valuable elements found on our blue planet. Throughout history, we've admired gold and used it as a medium of exchange. Furthermore, gold is treated as a commodity in the market and has an inverse relationship with a country's local currency. This means that if a country is importing a large amount of gold, it would suggest that the value of its currency must be going down.

Macro Moves

NEFT timings 24x7 now possible- RBI

Many people might have blessed RBI after the announcement of the new NEFT transfer time. What’s the new NEFT timings and what can be the potential advantages of the new NEFT transfer time?

Macro Moves

What are the impacts of Repo Rate Cuts by RBI?

Entire media is reviewing the monetary policy rate and so are many others out there. What are the aspects involved in monetary policy? Why does the RBI cut Repo rates and what can be the implications of these Repo Rate Cuts?

Invest

What happened with the PMC Bank?

It was a shocker in the morning of 24th of September,2019 that 'Punjab & Maharashtra Cooperative Bank' has been taken over by the Reserve Bank of India. Its customers are allowed to withdraw only ₹1000. This news spread like a wild-fire, and the customers ran to the bank in the act of panic. Police were deployed at the bank to maintain the order. Still, 131 branches are under a lot of pressure from people. There are footages on news channels on how people fear their savings stalled with the bank. For some others, it is 'Demonetization 2.0.'

Invest

Everything about promoter pledging that you should know

The Reserve Bank of India (RBI) in its Financial Stability Report dated June 27, 2019, expressed its concern over the high level of promoter pledging. The report argued that a high level of promoter pledging indicates the poor financial health of a company and probably a situation that a company is unable to raise funding from other sources.

Invest

Why is RBI cutting Repo rate constantly?

Based on current and evolving macroeconomic situations, the Reserve Bank of India’s monetary policy committee decided to cut the repo rate under the liquidity adjustment facility by 35 basis points from 5.75 percent to 5.40 percent. This is the fourth time in a row that the RBI has cut the repo rate this calendar year (2019). In the last three monetary policy reviews, the rate cut is by 25 basis points. Repo rate is the benchmark-lending rate at which the central bank of the country lends money to commercial banks for about 7 to 14 days in the event of any shortfall of funds. The repo rate acts as a floor below which the short term interest rates don’t go. The repo rate is used by the central bank to control inflation. A decrease in repo rate means lower cost of short term money which reduces the EMIs on home and auto loans and the debt repayment burden, boosting economic growth.

Posts Tagged: regulators

How is WhatsApp Pay faring? The Challenges before it.

RBI’s new guidelines regarding Current Account of borrowers

How RBI’s policy changes will affect Kotak Mahindra Bank.

Vedanta's Delisting announcement from Indian Stock Exchange

RLLR vs MCLR: Difference between RLLR and MCLR

Why SEBI asked custodian banks to submit details of Chinese FPIs?

Importance of Ethics in Accounting and Financial Decision

RBI’s moratorium policy- how will it affect the borrower?

Can RBI save the Economy?

Ketan Parekh Scam: All that you must know

RBI's Operation Twist: How is it reviving the Indian Economy?

What is Rating shopping and How it can be stopped?

Gold Monetisation Scheme: Earn Money on your Idle Gold

NEFT timings 24x7 now possible- RBI

What are the impacts of Repo Rate Cuts by RBI?

What happened with the PMC Bank?

Everything about promoter pledging that you should know

Why is RBI cutting Repo rate constantly?

Popular Tags

Popular Authors

Popular Posts