Finology Blog - Latest Updates & News on Finance and Legal in India

Startups

Is EdTech the next big export from India?

If 2020 has taught us anything, it’s that you don’t need a brick-and-mortar setup to learn stuff. But is it scalable? Can India really take EdTech global?

Finance

The Actual Cost of No-cost EMIs

“There are no free lunches in the market” The quote says it all! Doesn't it feel odd when we see the phrase "NO COST EMI"? Is something like this really possible? Why would someone distribute free money in the market like this? Eh? take a deep breath because soon you are going to find out the hidden truth. Let us dig deeper into this topic.

Invest

Kuberan Global Edu Solutions Limited IPO Review

After a mini pause, IPO season is back on track! It's time for Kuberan Global Edu Solutions Limited to hit the markets with its IPO. And as we always do, we'll help you evaluate this offering.

Invest

Coinbase: IPO of the largest US crypto-exchange

It is raining IPOs both in India and globally. The most interesting among these is the IPO of Coinbase, which went live on Nasdaq on 14th April 2021. It is the first fully-fledged cryptocurrency exchange company to take this huge step.

Hindi

Interest Rates तथा Bond की कीमत के बीच रिलेशन

भारतीय Debt Market को आप आसान भाषा में 2 अलग-अलग श्रेणियों में रख सकते हो - लॉन्ग टर्म Debt मार्किट तथा शार्ट टर्म Debt मार्किट। जब भी Debt Securities में एक साल से कम की Maturity के लिए कोई ट्रेड होता है तो इसे Money Market Transaction के नाम से जाना जाता है। इसी प्रकार जब Debt Securities में एक साल से ज्यादा की Maturity के लिए कोई ट्रेड होता है तो इसे एक Bond Transaction के नाम से जाना जाता है। RBI MOnetary Policy दोनों को ही कहीं न कहीं प्रभावित करती है। तो आइये जरा RBI Monetary Policy के Bond Market पर प्रभाव के बारे में अध्ययन करते है -

Economy

Why is Inflation at record high levels now?

Blinders on to COVID figures, and what’s the other thing going up? Inflation, sure it is. And it’s incumbent on us to talk about it…

Invest

Understanding Time Value of Money (TVM)

Change is the only constant, they say. Unfortunately, that rule applies to money as well. The time value of money is going to make the clock tick whether we like it or not. This will cause our money to depreciate as time passes. In short, something costing you a rupee today will cost you twice or even thrice in the years to come. Without realizing this, most of us still keep our money well stored in our cupboards and safety lockers.

Mutual fund

Top AMCs with Highest Market Share!

Did you know that there are 44 Asset Management Companies in India? An immense number, isn't it? But you will be surprised to know that the top 10 fund houses have an 82% collective market share!

Stock Market Concepts

Trading Vs Investing: What's the difference?

From our complicated formulas to life’s deadliest decisions, there are quite a number of instances where your mind plays tricks with you. As a result, you stand at a cross-road, all confused, not knowing which way to go. Most of you might have encountered a similar experience when it comes to share markets.

Hindi

जानिए 50-30-20 नियम का अनोखा जादू

जब भी आपको हर महीने अपनी सैलरी मिलती है तो आपके मन में एक सवाल तो जरूर आता होगा कि इस सैलरी को अलग-अलग भागों में बांटकर इसका किस प्रकार से उपयोग किया जाए ताकि मेरे नित्य खर्चे भी निकल जाए तथा इन्वेस्टिंग भी हो जाए तथा मैं अपने पसंद की चीजें भी खरीद सकूं।

Mutual fund

What is Exit Load in Mutual Fund?

Since our childhood, we were taught about the importance of investing. And mutual funds were the most easy-to-go option for our simple minds. But did you know that these so-called 'financial heroes' eat away your returns? There are a lot of charges levied by AMCs, without you being aware of it. One such expense is the exit load.

Finance

Voluntary Providend Fund: Whether to opt in or opt out?

Employees' provident fund, or commonly known as a provident fund, is a mandatory retirement savings avenue managed by the government. It is a statutory body established by the Employees' Provident Fund and Miscellaneous Provisions Act, 1952 and is under the administrative control of the Ministry of Labour and Employment, Government of India.

Stock Market Concepts

Is Too Much Diversification Bad?

Speak of investment risks, and every ordinary Joe & his expert uncle will tell you -- “DIVERSIFY.” But you never bother to ask, ‘HOW MUCH?’ Well, now is the time!

Business

Most Interesting Brand Battles Of India!

Do you know how your preference of buying a product affects a business and its competitors? Let's take a situation. If you are sent to the supermarket to buy salt, would you spare any time to decide between Tata Salt, Aashirvaad Salt, or any other brand available? Generally speaking, you wouldn't. You might randomly choose Tata Salt because you saw its unique advertisement sometime back, and it stayed in your mind. This choice of yours increases the sale of Tata salt by one unit in comparison to other brands. This might seem trivial for a small quantity. But yeah, it does make a difference.

Hindi

भारत में बेस्ट Discount Brokers

भारत में ज़ेरोधा की स्थापना के बाद डिस्काउंट ब्रोकिंग के एक नए युग का चलन हो गया है तथा आज जब भी कोई ट्रेडर या इन्वेस्टर अपना डीमैट या ट्रेडिंग अकाउंट खुलवाने की बात करता है तो वह डिस्काउंट ब्रोकर को ही ज्यादा महत्व देता है।

Invest

ICO Vs IPO: Know the Difference

So, you have some money in your hand, and you don't know if you should let it sit in the bank or invest it. A common dilemma! Well, the wise have always said, never let your money sit idle in a bank. Let the money work for you.

Invest

How to Get Highest Returns on Your Investment?

Are you one of them who spends hours on the internet searching for answers to this question? If yes, then this article is the destination of your journey. Here, you will know about the five best investment tools to get the highest returns on your investment, with the lowest possible risk. Before we begin, remember to invest cautiously as the primary principle of investing is to safeguard your invested capital. After all, what is the point of earning returns if your capital is not safe? Hmm?

Finance

Money Moves: New Financial Year, New Beginnings

All of you would agree that 2020 was the toughest and one of its kind. There was massive unemployment, pay cuts, shutting the business, and the troubles faced by migrant labourers. The stock market went wild. And all of this happened because a person ate a bat!

Mutual fund

2 biggest risk associated with Mutual funds!

Mutual funds Sahi hai! Does the statement hold true in reality as well? We, as a retail investor, mostly see the growth prospects, along with returns and risk. But in the process, we fail to understand that even a particular investment that is categorised as a low-risk investment is bound to have some drawbacks. As an investor, it is crucial you understand these risk factors and drawbacks before you put your money into them and not simply fall into the dilemma of 'super safe investments'.

Hindi

पिछले 6 महीने में डबल होने वाले कुछ स्टॉक्स

साल 2020 में हमे हमारे दैनिक जीवन में अनेक प्रकार के उतार चढाव देखने को मिले। दैनिक जीवन की तरह शेयर मार्किट में भी अनेक प्रकार के उतार-चढाव इस साल देखने को मिले। मार्च 2020 में जहां लगभग सारे शेयर 50% तक गिर गए थे वही मार्किट में अच्छी रिकवरी भी आए तथा एक साल के अंदर-अंदर मार्किट अपने All Time High पर पहुँच गया।

Startups

Unicorns of 2021: The Indian Unicorn Mania

With the worsening pandemic situation in the country currently, no one seems to expect any good news. But guess what? There is.

Older Articles

Is EdTech the next big export from India?

The Actual Cost of No-cost EMIs

Kuberan Global Edu Solutions Limited IPO Review

Coinbase: IPO of the largest US crypto-exchange

Interest Rates तथा Bond की कीमत के बीच रिलेशन

Why is Inflation at record high levels now?

Understanding Time Value of Money (TVM)

Top AMCs with Highest Market Share!

Trading Vs Investing: What's the difference?

जानिए 50-30-20 नियम का अनोखा जादू

What is Exit Load in Mutual Fund?

Voluntary Providend Fund: Whether to opt in or opt out?

Is Too Much Diversification Bad?

Most Interesting Brand Battles Of India!

भारत में बेस्ट Discount Brokers

ICO Vs IPO: Know the Difference

How to Get Highest Returns on Your Investment?

Money Moves: New Financial Year, New Beginnings

2 biggest risk associated with Mutual funds!

पिछले 6 महीने में डबल होने वाले कुछ स्टॉक्स

Unicorns of 2021: The Indian Unicorn Mania

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