Finology Blog - Latest Updates & News on Finance and Legal in India

Economy

Future of Electric Vehicles in India

India is among the top polluters in the world, that's right. In some cities, the air is so toxic that it's killing people. Air pollution claimed one million lives in 2018. Now the Government is moving to clean up the atmosphere and is pushing for more electric vehicles on the road .

Investing

How ROA and ROE help in analysing corporate health?

It’s a no brainer for an investor to look into the financial ratios before making investment decisions, as there are no single measures to tell the whole story, making informed investment decisions could be tricky and may rattle your grey cells.

Economy

5G: Is it the need of the Hour?

With a lot of fanfare, excitement and speculation, 5G is slowly making the transition from a general idea to network implementation. Network operators are already scheduling 5G network trials and testbeds to sort out how the 5G vision will be realized.The hype of 5G is on the rise.

Economy

PET Neutral Machine- Recycle Plastic Bottles

On 23rd September 2019, the Indian Railways took another tiny step in helping India to become a greener country. The Mumbai – Delhi Rajdhani Express was carrying Biocrux plastic bottle crushing & flaking machine in its pantry car.

Legal

Corporate Insolvency Procedure

Insolvency and Bankruptcy Code,2016 (IBC,2016) came in to force on 28th May 2016. The law relating to reorganization and insolvency of corporate body is dealt with by this act.

Economy

Indian Economic Sectors and the ‘Manufacturing’ Lag

Understanding the economy and economic growth is not an easy task. To compute its input and output is even tougher. Economists have broken down this entire system into simpler sectors for easier analysis.

Economy

Fiscal Responsibility and Budget Management (FRBM) Act

The government all over the world need money to function and deliver certain services. Though the government gets the money from its taxpaying individuals and companies, it is not enough.

Investing

What are the impacts of Jio Charging IUC?

Will the telecom industry be viewing its next big shake-up? Is Reliance Jio trying to manipulate the meaning of unlimited? Yes, you read it right. Jio, on 9th October 2019, decided to impose an inter-connect usage charge of 6 paise per minute on all the off-network calls made by their users.

Legal

Concept of Corporate Personality

Corporate personality is the creation of law. And as per the law, a corporation is an artificial person created by the personification of a group of individuals. The theory of corporate personality mainly states that a company has a legal identity different from its member. Both English and Indian laws follow the concept of corporate personality.

Legal

8 things you must be aware of if you are a startup

If you’ve thought of a start up, you must have looked for some advice. Many blogs & websites also advise you about it- which includes Idea, Funding, Costing, Branding, and Advertisement but “Are these advise enough for opening & running a business”? When you start a business, you also need to look after the legal requirements, so that you do not end up paying hefty interests, fines and penalties. Here are a list of few legal compliances under various acts that you must comply.

Investing

Life Insurance: Term, ULIP, or Endowment?

Do you know that 19 people die every minute in India? The health standards are decreasing day by day. The newspaper is filled with articles of alarmingly high pollution levels, natural calamities, increasing crime, etc. Life expectancy has come down to 68 years. In such a situation, taking Life Insurance is a must. It at least provides financial security to the family. So an obvious next question would be, "Which Life Insurance to take?”

Entrepreneurship

The Toyota-Suzuki Partnership

The Indian Automobile sector is facing a tough year. Sales of automobiles are at an all-time low. Every individual manufacturer is struggling to make a profit. Further, the rise of Electric vehicle usage has compounded their woes. The alliance between Toyota and Suzuki has garnered quite an interest due to these circumstances. Can they together ride through this economic uncertainty?

Investing

What is Discounted Cash Flow?

Imagine the scenario where you decide to invest a specific portion of your pocket money say Rs1000 into stocks. Well, how would you select the appropriate stock? Will you blindly follow the advice given by your friends and family, or would you, as an intelligent investor, do a cost-benefit analysis?

Economy

What are the Structural Reforms for boosting Indian Economy?

The focus of our Indian government is on reforms that can revive the Indian economy. The main aim must be to increase the growth output without compromising on actions needed. Some reforms like GST and Implementation of FDI are bigger, but their impact on the life of a common man is minimal. Many reforms done by the government are only administrative in nature. Reforms that have a larger positive effect on the life of a common man are needed now and the below five reforms, when implemented, will push our economy to new heights.

Investing

Why Did WeWork's IPO Fail?

Working spaces that have glass doors, plants, cafes, fancy furniture, and other glorifying facilities, sounds expensive, right? Startups and Freelancers having been able to afford such places.. It is no more a dream! WeWork made it all possible with the idea of clubbing like-minded people to give rise to better innovations. So let's have a look at the details.

Investing

Is this the right time to invest in Small and Mid-Caps?

Are you investing in the stock market? Which stocks should one start with, large and known companies (large-cap stocks) or smaller companies (small-cap stocks)?

Investing

What Happened with Lakshmi Vilas Bank?

"Facts are threatening to those invested in fraud." This is what can be seen in the Lakshmi Vilas Bank fraud case. After PMC Bank; it's time for Lakshmi Vilas Bank to prove itself.

Legal

September 2019 Current Affairs

“Global Goalkeeper Award 2019 ” By: Bill and Milinda Gates Foundation Winner: PM Narendra Modi for Swachh Bharat

Economy

Fall in Rupee Against Dollar: Good or Bad?

Often we read the news that rupee has fallen against the dollar. The very next day, the news is filled with political parties blaming each other for the fall. In the national elections, key politicians question the incumbent government over this issue. Some overzealous politicians would even come up with statements, "A Rupee was equal to a Dollar in 1947…". Is fall in rupee’s value actually bad? What causes the difference to the value of the same ₹100 between yesterday and today? What is a strong currency? The answers lie right here.

Legal

Sources of the Indian Constitution

Indian Constitution is an essential and fundamental document that forms the basis of the Republic of India. It is the origin of the state, the government, citizenship, rights, liberty & justice. However, it is often criticized for not being original per se, because many of its provisions are borrowed from other countries.

Economy

External Sovereign Borrowing: The Budget for New India

The budgetary announcement that raised some eyebrows was the $10 billion external sovereign borrowings the government is looking forward to. On one hand, the government's own ideological think tanks has turned against it; while on the other hand, some believe that it is an idea whose time has come.

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