External Sovereign Borrowing: The Concerns in the Budget
Economy

External Sovereign Borrowing: The Concerns in the Budget

The budget speech of the Finance Minister remained most talked about even after an entire quarter. From proposing new norms, the post-budget market debacle, and the 'debudgetization' in weekly press conferences caused the market to stir for long. However, another curiosity that engulfed the investors was the government's decision on going ahead with the external sovereign borrowing of $10 billion.

Continue Reading about 16 days ago
The Business Model of Paytm
Entrepreneurship

The Business Model of Paytm

Did you ever think that a 'Half cup chai' could be bought through online payment? Being a 90's kid, I still remember the struggle to get the change of a Rs. 500 note to buy my favorite Rs 5 Ice-cream. That excitement of scratching the recharge coupon in the hope of getting some additional benefit.. In 2010 came  a revolution when Vijay Shekhar Sharma launched Paytm.

Continue Reading about 18 days ago
Are We Marching Towards a Banking Crisis?
Investing

Are We Marching Towards a Banking Crisis?

If there’s one financial institution that’s constantly in news that’s Yes Bank. Everyone’s speculating the future of Yes Bank but nobody knows exactly. But, is this calling for an analysis of the bigger picture? That’s quite probable because banking system in India is facing an awkward situation like never before.

Continue Reading about 18 days ago
Now company formation made easy with SPICe!
Tax

Now company formation made easy with SPICe!

As a young Entrepreneur, when you think about a Startup, you think about a Private limited company. Might be forming your own company seems to be Overwhelming but Finology made it easy. Incorporating your own company gives the Members- Limited Liability Benefit that means it will allow their members full exemptions from business debt & obligations.

Continue Reading about 18 days ago
What is the Business Model of Zomato?
Entrepreneurship

What is the Business Model of Zomato?

Are you a foodie? If yes, I’m sure Zomato crosses your mind and pops up on your phone with delicious offers for ‘n’ number of times. I’m also certain that you would’ve wondered how does Zomato make money even after providing such tempting discounts. Isn’t it?

Continue Reading about 18 days ago
Why is Solar Power an Under Utilised source of Energy?
Investing

Why is Solar Power an Under Utilised source of Energy?

“There is a lot of willful incompetence in solar industry that is in the process of coming to light.”  -Steven Magee  To help Solar Industry get its share of limelight, Prime Minister Narendra Modi, at the United Nations Climate Action Summit in New York, said, “We are committed to increasing India’s renewable energy target to 450 GW as a part of a stronger climate action plan."

Continue Reading about 18 days ago
Mohnish Pabrai- The Great Indian Value Investor
Investing

Mohnish Pabrai- The Great Indian Value Investor

"Heads I win, Tails I don't lose much." Intrigued by this beautiful quote which reveals an excellent style to invest?

Continue Reading about 19 days ago
Impact of Corporate tax cuts on Banks and NBFC’s
Investing

Impact of Corporate tax cuts on Banks and NBFC’s

On September 20th, 2019, the Finance Minister Nirmala Sitharaman announced Corporate Tax Cuts in order to stimulate the economy. While in our previous article, we have already discussed at length the impact of Tax Cuts on the Corporate Sector. 

Continue Reading about 19 days ago
What can the Government do for boosting Indian Economy?
Economy

What can the Government do for boosting Indian Economy?

Whenever the critics of the government or its policies debate over the TV, we are left waiting for one reasonable answer; the answer to what shall change the system or what kind of policies can lead us to a better future.

Continue Reading about 19 days ago
IRCTC IPO: Can it be another D-Mart?
Investing

IRCTC IPO: Can it be another D-Mart?

Who doesn’t remember the D-Mart IPO? The hype, which surrounded it, the oversubscription and everything else. Recent IRCTC IPO is reflecting similar vibes and looks like the history is repeating itself. But, nothing can be said with 100% surety and therefore, the future of IRCTC is still veiled. Even though, the company is backed in its monopoly by the government itself and enjoys entire market share. But, who knows what’s on cards?

Continue Reading about 20 days ago
The Cost of Tax: Moving Towards an Easier Taxation
Tax

The Cost of Tax: Moving Towards an Easier Taxation

Albert Einstein is quoted as having said, “The hardest thing to understand in the world is the Income Tax”. Why that is, even the smartest brains are unable to comprehend the taxes. In fact, what is more, surprising is that all our lives are around taxes? We earn, we pay tax; we buy, we pay tax; we invest, we pay tax; moreover we even pay the tax for gifts! The further account is about the principles of levying the tax and comparing the Indian tax system per se.

Continue Reading about 20 days ago
What is SAAS? How is it helping businesses worldwide?
Entrepreneurship

What is SAAS? How is it helping businesses worldwide?

If there is going to be a buzzword of the decade, it would be the 'Start-ups.' Start-ups now govern the entire ecosystem around us. Be it food, taxi, travel, education- you name it. India comes up with around 900 start-ups every year. Have you ever wondered where does the infrastructure for all these new companies come? Where do they store the information, run their products, or perform the transaction?

Continue Reading about 20 days ago
Was the Merging of PSBs a good move?
Investing

Was the Merging of PSBs a good move?

On the eve of August 30, 2019 when the abysmal GDP growth figure of 5% was announced, there was another press conference by the Finance Minister N Seetharaman. The press conference detailed on how some Public Sector Banks (PSB) would be merged with some other Public Sector Banks. While some called it a banking reform, the market perhaps did not seem convinced. Here is the story of unfolding of the Indian PSBs merger.

Continue Reading about 24 days ago
How is Data the New Oil?
Entrepreneurship

How is Data the New Oil?

"Data is the new oil" has become so clichéd as a statement as saying "God Bless You" when one sneezes. If there would be competition to create a single unique sentence with the word 'data,' I bet everyone would lose; everyone would repeat this line now so well etched in our minds.

Continue Reading about 24 days ago
What happened with the PMC Bank?
Investing

What happened with the PMC Bank?

It was a shocker in the morning of  24th of September,2019 that 'Punjab & Maharashtra Cooperative Bank' has been taken over by the Reserve Bank of India. Its customers are allowed to withdraw only ₹1000. This news spread like a wild-fire, and the customers ran to the bank in the act of panic. Police were deployed at the bank to maintain the order. Still, 131 branches are under a lot of pressure from people. There are footages on news channels on how people fear their savings stalled with the bank. For some others, it is 'Demonetization 2.0.'

Continue Reading about 24 days ago
Why is it important to diversify your portfolio?
Investing

Why is it important to diversify your portfolio?

In investing, we often hear the phrase-"Don't put all your eggs in one basket." Putting all your eggs in one basket is like investing every cent in one asset. We might, therefore, lose all our money if that asset value falls to zero. In contrast, if we buy a portfolio that invests in a few assets, we shall still have some value if one asset fails. Investing in many assets is an important concept called "diversification."

Continue Reading about 27 days ago
How is Indigo making Profits?
Entrepreneurship

How is Indigo making Profits?

Have you ever wondered that how India’s largest airline operator IndiGo operated by Interglobe Aviation flies high despite the tumultuous nature of the airline industry? Well, the answer is the business model on which the carrier operates. The business model, known as the Sale and Leaseback Model, has been one of the consistent reasons for the carrier's soaring profits.

Continue Reading about 27 days ago
Is OYO Profitable? What lies ahead?
Entrepreneurship

Is OYO Profitable? What lies ahead?

If someday one wrote about the India Start-ups story, it would remain unfinished without the story of Oyo Rooms. Starting as any other company trying to find its space in the Indian dot-com revolution to now being dubbed as an 'Indian AirBnB,' Oyo’s story has become the case study for management institutions.

Continue Reading about 28 days ago