What is Inflation and Index fund
Investing

What is Inflation and Index fund

With the opening up of the economies and the growth in various sectors, numerous enterprises spread over sectors like FMCG, education, banking, automobile, healthcare etc. have been set up which provide the people with goods and services which are needed and essential for the survival as well as improvement in the standard of living. As these enterprises set up and grow, they require funds to operate which can be in the form of equities or debt from the outside investors for a specified or an unlimited period of time. The sources from where such organizations can raise funds can be: equities, loans, mutual funds, debentures, bonds etc.

Read More about 21 days ago
What is credit rating
Investing

What is credit rating

Before we go about on how credible the credit ratings are, allotted by the rating companies, it is important to have a clear understanding of what these credit ratings are? How do they function? And who actually assigns these ratings to companies?

Read More about 21 days ago
Retained Earnings
Investing

Retained Earnings

When you start a business, you eventually start gaining the profits.So, is the entire profit given back to the owner? NO. It is because company would love to invest profit to the business again for future operations. Retained earnings are the part of net profit after tax that company has retained by not distributing to the shareholders to realize certain debts or used as an investment for future expansion plans. It is an important source of internal or self-financing by a company. So, retained earnings are the cumulative amount of profit or loss left after paying all the expenses and dividend to the shareholders. The cumulative here means it is a continuing account year after year and doesn’t close at the end of the accounting year. The retained earnings are also known as earned surplus, retained capital, plowing back of profits or accumulated earnings.

Read More about 22 days ago
Term policy and endowment policy
Investing

Term policy and endowment policy

“A life insurance policy is something that provides a dedicated sum of money on the demise of the policyholder or after a certain period of time.”

Read More about 22 days ago
Difference between DVR and Ordinary Share
Investing

Difference between DVR and Ordinary Share

For understanding the distinction between ordinary share and differential voting share, we've to understand initial perceive of each term: Ordinary shares- These shares represent ownership capital. If you own an ordinary share, you'll vote at Annual General Meetings (AGMs). Shareholders get one vote per share. Ordinary shareholders receive dividends as their share of profits for contributing capital to the business. The payment of dividend to an ordinary shareholder is decided by the company. The dividends on ordinary shares fluctuate year to year, in contrast to those of preference shares. Differential voting rights (DVR) SHARES- In Equity investments, most folks involved concerning returns solely. This can be the consideration why company gives retail investor an opportunity to earn extra dividend by sacrificing voting rights. It helps the promoter retain higher decision making power by holding shares with superior voting rights or issue shares with lower or tractional voting rights to different investors.

Read More about 22 days ago
How to renew your SEBI Investment Advisor registration?
Investing

How to renew your SEBI Investment Advisor registration?

The Securities and Exchange Board of India (SEBI) came out with the Investment Advisor Regulations 2013 on January 21, 2013. These regulations came into force from April 21, 2013.

Read More about 26 days ago
How Is Your Purchase Price divided after a Demerger?
Investing

How Is Your Purchase Price divided after a Demerger?

Before we move ahead and know about how the purchase price is divided in case of a demerger, it is equally important that we build a strong foundation of the concept of demerger. Read on and find below.

Read More about 26 days ago
Can Indian Investors invest in Foreign equities?
Investing

Can Indian Investors invest in Foreign equities?

As an investor, have you ever wondered if you could diversify your portfolio by holding international shares of companies such as Twitter, Facebook, Walmart, etc.? These companies aren’t listed on the Indian Stock Exchanges. Then how can you add these shares in your portfolio? Read on and find below.

Read More about 26 days ago
Portfolio Management service
Investing

Portfolio Management service

The Portfolio Management Service(PMS) industry has seen a robust growth of 18 per cent CAGR in the last five years between January 2014 to January 2019, according to Economic Times.  PMS is one of the trending financial investment products typically provided to HNI clients. But, starting a Portfolio Management Service business is not a cakewalk.

Read More about a month ago
Costs of Non-Compliance are Getting Higher
Investing

Costs of Non-Compliance are Getting Higher

Companies in the highly regulated sectors are prone to rigid compliances to be adhered to. Ensuring that you’re complying with an increasing number of government and industry regulations is burdensome for the company’s resources. Recent research studies have proved that the cost of not complying with the standards has only been more costly for the organisations, than following the compliances. Cutting it short, it makes sense for a business to ensure that they are compliant to any and every kind of regulation.

Read More about a month ago
A primer on Alternative Investment Funds
Investing

A primer on Alternative Investment Funds

Ever wonder what investment routes can crores of money take? High Networth Individuals (HNI) have been caught fancying the Alternative Investment Funds (AIF). After Mutual Funds and Portfolio Management System(PMS), AIF have grabbed the investor’s interest.

Read More about a month ago
How to become an investment advisor in India?
Investing

How to become an investment advisor in India?

Anybody could be an Investment Advisor before SEBI introduced the Registered Investment Advisor (RIA) Regulations in 2013. It was solely done to protect the interests of the investors. As per the Regulations, any person who wants to provide advice on financial products like stocks, mutual funds, etc. for a fee will need to register with SEBI under the SEBI (Investment Advisers) Regulations, 2013. Once you become an RIA, you can only receive a fee for your services from the person whom you’ve given advice and not from anyone else.

Read More about 1 months ago
10-point Audit Checklist for SEBI Research Analyst
Investing

10-point Audit Checklist for SEBI Research Analyst

Ticket, Check. Passport, Check. Visa, Check. Travel log, Check. Fancy Camera, Check. Our foreign travel checklist looks so much like this, doesn’t it? Similarly, Research Analysts and Investment Advisers who are registered with SEBI also have an audit checklist which they need to fulfill. This has been mandated by SEBI as they need to get an annual compliance audit. There is no specified time frame which is to be followed to get this audit done but the consultation paper issued by SEBI on October 7th, 2016 proposing the amendments to the regulations states that the audit has to be done within 3 months from the end of the financial year. A research entity needs to appoint a Compliance Officer to look after the compliance of the regulation.

Read More about 1 months ago
How to get registered with CKYC registry?
Investing

How to get registered with CKYC registry?

 

Read More about 1 months ago
Basics of Future and Options
Investing

Basics of Future and Options

Derivative is a financial contract whose value is derived from the underlying asset.The value of the underlying assets keeps changing according to market conditions. The basic principle behind entering into derivative contracts is to earn profits by speculating on the value of the underlying asset in future.The commonly used assets are stocks, bonds, currencies, commodities and market indices.

Read More about 1 months ago
How to choose right Insurance policy?
Investing

How to choose right Insurance policy?

Choosing a life insurance policy is a great challenge for many individuals as there are many insurance companies offering different plans and to pick the best one out of all is pretty much difficult.

Read More about 1 months ago
Why cant RBI print unlimited currency
Investing

Why cant RBI print unlimited currency

 

Read More about 1 months ago
Yes Bank Update
Investing

Yes Bank Update

The share of the company has dropped significantly which has created a panic among the investors.

Read More about 1 months ago