Are Small Finance Banks really that small?
Finance

Are Small Finance Banks really that small?

Millions of people and small business units exist in the vast expanse of our country. Therefore, it is incredibly challenging for the Government to extend formal banking services to every corner of India. This situation deprives the majority of the Indian populous of the benefits of formal banking.

Continue Reading about 11 days ago
Types of Home Loans: Loans Can Be Good Too!
Your Money

Types of Home Loans: Loans Can Be Good Too!

Jean Chatzky says, "Debt certainly isn't always a bad thing. A mortgage can help you afford a home. Student loans can be a necessity in getting a good job. Both are investments worth making, and both come with fairly low-interest rates".

Continue Reading about 11 days ago
Top Law Colleges in India
Legal

Top Law Colleges in India

Imagining Bollywood movie scenes after high school showing cool and happening colleges, of course, with very less study scenes! No Offense, but it doesn’t exactly match the reality, yet one thing we all agree upon is that attending college can be one of the most fun yet stressful parts of our life at the same point, as it takes time for us to figure out which of the colleges will be ideal for us? Will we be able to gel up there? Whether it will provide placements? Can we afford it? Is it a good college & how to take admissions? and so on…. 

Continue Reading about 11 days ago
The Stock Market Scams that shook the Indian Investors
Juicy Scams

The Stock Market Scams that shook the Indian Investors

Let's Offend: "Congratulations! You are one of the lucky winners and just won a sum of ₹1,00,000. Fill out your Aadhar and Pan details below and claim your prize right now!" If you received this message on your phone, you would have clicked on the link, filled out the form and emptied your bank account in about a minute. Congratulations on getting scammed!

Continue Reading about 12 days ago
Is it Time to Sell your favourite Shares?
Investor's Psychology

Is it Time to Sell your favourite Shares?

The timing of your stock purchases and sales is frequently cited as a crucial factor in determining whether or not your investment will be profitable. Some financial gurus contend that the gain or loss on an investment is realised when a stock is bought; the buyer merely isn't aware of it until the stock is sold. However, the two are related since if you do not even sell at the right moment, purchasing at the best price won't provide anything in return.

Continue Reading about 12 days ago
UPSC 2022 Syllabus: IAS Prelims, Mains & Interview Stages
Legal

UPSC 2022 Syllabus: IAS Prelims, Mains & Interview Stages

Civil Services Exam (IAS Exam), the most desired exam of all, is conducted by UPSC every year to recruit candidates for several services & posts in the Indian Government. This 2- stage exam comprises the following:

Continue Reading about 12 days ago
Golden Visa: All you need to Know
Legal

Golden Visa: All you need to Know

"You will Never Win; If you Never Begin."

Continue Reading about 12 days ago
Monday Food Blues
Bullets

Monday Food Blues

Has it been a year already? With a lost hope, the investors of this food delivery platform can only pray for a miracle to let the stock prices rise again so that they can exit, saving a little face (and of course money). 

Continue Reading about 13 days ago
Insurance Coverage: To Cover The Oopsies!
Your Money

Insurance Coverage: To Cover The Oopsies!

"Savings alone are not enough to achieve financial freedom; protecting your assets with general insurance policies is equally important." – IFFCO-Tokio.

Continue Reading about 13 days ago
Kargil War: Remembering Kargil War Heroes on Kargil Vijay Diwas
Legal

Kargil War: Remembering Kargil War Heroes on Kargil Vijay Diwas

“Once A Fauji, Always a Fauji- If you are a Fauji, you live by chance, love by choice, and fight by profession.”

Continue Reading about 13 days ago
Quick Weekly Round Up on Latest News [18th July’ 22 – 23rd July’ 22
Legal

Quick Weekly Round Up on Latest News [18th July’ 22 – 23rd July’ 22

After an entire week, we have collected trending news and legal affairs in our Weekly wrap- up. With big- time controversies, drowning currencies, rising politics and perpetuating crimes; India had witnessed a lot of events taking place this whole time. Therefore, we have tried to wrap it up in our article.  In this article, click on the attached links in each weekly update to read the entire story.

Continue Reading about 15 days ago
Home Loan Eligibility: Are you Worthy of your House?
Your Money

Home Loan Eligibility: Are you Worthy of your House?

In the movie Khosla Ka Ghosla, Kamal Kishore Khosla, played by Anupum Kher, wants to build a house for his family and buys land worth ₹ 1.5 crores but gets conned by the builder. Then, Asif Iqbal, played by Vinay Pathak, helps the middle-class family get their land. Tragedy aside, the point we are trying to make is that in the story, Mr Khosla wanted his own house where he could live with his family.

Continue Reading about 15 days ago
Triple Talaq: Comparison with other practiced modes of Talaq
Legal

Triple Talaq: Comparison with other practiced modes of Talaq

‘Talaq’ ‘Talaq’ ‘Talaq’; when pronounced thrice by a Muslim husband, results in instant termination of the marriage. 😦

Continue Reading about 15 days ago
Deadline Crunches and Legacy Shifts
Bullets

Deadline Crunches and Legacy Shifts

Tighten your seatbelts as this ITR session might get slightly out of hand. Or, on second thought, don't tie yourself down; you might need to go on a few chakkars of the daftar in a little hurry. Why? Because the Revenue Secretary, Tarun Bajaj, declared that the Central Government is not considering extending the ITR submission date beyond 31st July this year. This decision, very uncharacteristic of most Indian Government calendars, comes to change the norm of the deadline being extended. ⌛

Continue Reading about 16 days ago
The Quad: A Sinophobic Alliance
Macro Moves

The Quad: A Sinophobic Alliance

The World’s largest democracy, the world’s oldest democracy and two others have come together to form an informal strategic group called Quad. The Quad consists of India, the United States of America, Japan and Australia. The group is formed by countries with varied strengths that all the members can benefit from.

Continue Reading about 16 days ago
Droupadi Murmu: First Tribal President of India
Legal

Droupadi Murmu: First Tribal President of India

India scripted history after Droupadi Murmu became the first tribal President of India. Her election as a President was absolutely one- sided and was not contested at all. On defeating the Opposition candidate Yashwant Sinha, she also became the second woman President of India. The Opposition candidate Yashwant Sinha was with Mamata Banerjee’s Trinamool Congress who was picked up as a candidate after Farooq Abdullah, Sharad Pawar & Gopakrishna Gandhi (Mahatma Gandhi’s grandson) refused to run for the post. In this article, we will be running through her early life & career, struggles, political career and many more.

Continue Reading about 16 days ago
SBI Struggles with Finance as Adani thrives in borrowings
Bullets

SBI Struggles with Finance as Adani thrives in borrowings

SBI's spending habits on sinking businesses might finally be catching up to it (looking at you, Yes Bank)!🙄 The bank acquired board permission to borrow ₹11,000 crore through various convertible and non-convertible debt instruments. Reportedly, the loans will be acquired to meet regulatory requirements and support business growth. Now, correct me if I'm wrong... but aren't businesses supposed to fulfil these requirements with their own funds? Then how does a bank (a literal money business) run out of funds like that?

Continue Reading about 17 days ago
Kotak Mahindra Bank vs Axis Bank: A race to the Top
Invest

Kotak Mahindra Bank vs Axis Bank: A race to the Top

An efficient, well-structured, developed banking system acts as the backbone of any economy as it contributes to increased efficiency of the economy by mobilizing savings and allocating them to higher return investment. 

Continue Reading about 17 days ago