GST Composition Scheme: Are you aware about it?
Tax

GST Composition Scheme: Are you aware about it?

Goods and Services Tax Act, which came into effect on 1st July 2017, has now replaced most of the indirect taxes in India, with a single tax. The GST Law in India is a comprehensive, multi-stage, destination-based tax that is levied on every value addition. The new tax regime brought with itself a whole new set of procedures, which has not been easy to adapt to, initially. While the big business is capable enough the get the expertise and professional services to cope up with the complexities, the case may not be the same with the smaller ones. To provide for an alternative option to the smaller businesses, the GST composition scheme has been launched.

Read More about 15 days ago
The Story behind tanking Sensex
Investing

The Story behind tanking Sensex

Did you see the rupee depreciating to 72.27 per US Dollar on September 3rd, 2019? On the same day, BSE Sensex collapsed to nearly 770 points, and the NSE Nifty closed down to over 225 points. A sudden downfall in the Sensex today is primarily due to the deepening economic slowdown in India and a never-ending global contention leading to panicky sell-offs.

Read More about 15 days ago
Inside Out of Non-Performing Assets
Investing

Inside Out of Non-Performing Assets

In February 2016, when the banks started reporting financial results for their December quarter, the Indian Financial Markets were rocked- Thanks to the dismal operating earnings of the banks which was on account of the soaring high value of Non-Performing Assets(NPAs).

Read More about 15 days ago
Principles on Which WTO Functions
Legal

Principles on Which WTO Functions

Everybody knows WTO as that body which governs the global trade. Though it might not be because it regulates international trade only between the member states. Since there are 160 members and 95% of the world trade, it is more or less accurate that WTO is the regulator of international trade. 

Read More about 16 days ago
9 Best Practices on Contract Vetting
Legal

9 Best Practices on Contract Vetting

If you look at two different agreements for similar purposes, let's say two sale purchase agreements or two credit agreements, you will find them to be similar to quite an extent. On the surface, drafting agreements seems like an easy job once you know the format and essential clauses.

Read More about 16 days ago
Story behind the GDP growth rate falling to 5%.
Investing

Story behind the GDP growth rate falling to 5%.

A storm took the Indian Economy on August 30, 2019, when the Central Statistics Office (CSO) revealed that the real GDP growth in Q1 of the current fiscal has dropped to a six-year low of 5%. While this issue has created a lot of resentment against the government, renowned economists and politicians are calling it "all-round mismanagement" by the Modi Government. We must understand both the statistical picture and the causes behind the statistics. 

Read More about 16 days ago
How Important is NAV for Valuing Mutual Funds?
Investing

How Important is NAV for Valuing Mutual Funds?

Whenever you plan to buy a mutual fund plan for yourself, the term that must have definitely caught your attention would be the Net Asset Value (NAV). This article is thus an attempt to answer intriguing questions related to the entire concept of the Net Asset Value. (NAV)

Read More about 16 days ago
Can DHFL Survive?
Investing

Can DHFL Survive?

Some of the most important companies in India are facing serious trouble and it just reflects the management issues and economic slowdown peering upon the big companies. Last year, we saw a key non-banking financial company, Infrastructure Leasing & Financial Services (ILFS) crashing down. The earliest of private airline company, Jet Airways closed their shutters down. Anil Ambani’s Reliance Communication filed for bankruptcy. Most recently, Dewan Housing Finance Corporation (DHFL) is facing survival blues.

Read More about 16 days ago
Benefits of Registering a Startup
Legal

Benefits of Registering a Startup

As the governments of the day have started to recognize the importance of entrepreneurs and the businesses and intent to actively support them, we are now entering an era of innovations. As the Indian government is coming forth with multiple initiatives, the environment for starting up is growing warmer each day. It is only smart to stay updated about the government policies and plan accordingly.

Read More about 17 days ago
Intricacies of the Employee Contract
Legal

Intricacies of the Employee Contract

One of the first agreements that people enter into as adults mostly include employment agreement. It is natural to have limited knowledge of how the agreements work, let alone the  employment agreement. This gives rise to a certain fear while signing because well, the agreements tie you into liabilities. In general practices, the employees are restricted by such agreements to mandatorily serve for a certain amount of time. There are other obligations as well, which are brought upon the employees through the employment agreement. It is important to analyse any agreement before signing it. Therefore, we have decided to quickly explain the important parts of every employment agreement, which is currently in practice with modifications according to different industries. If you look for certain clauses in the document, you shall be able to get a hold of liabilities the agreement is looking to put over you and make an informed decision.

Read More about 17 days ago
Yes Bank’s Share Price: Tumbling.
Investing

Yes Bank’s Share Price: Tumbling.

Aren’t stock markets known to be a risky investment? As the saying goes, ‘more risk, more returns’, but is it really true? The ups and downs of the share price can be a reason for happiness and trouble, both. With the overall economic slowdown, the downgrade of most share prices has knocked down the profits for most investors. Have you been wondering how and why there is a slump in the share price of most private banks? One bank has certainly caught the attention of most investors. A few years ago, YES Bank was growing phenomenally. But the recent retardation has shown a downtrend in the growth of the company. Recently, India Ratings and Research has downgraded the long-term issuer rating to 'IND A+' for Yes Bank.

Read More about 17 days ago
Does your company have enough Liquidity?
Investing

Does your company have enough Liquidity?

Your company’s revenue figures are great to flaunt, but they don’t ultimately mean much if your cash flow is out of whack. Profit offers peace of mind, surely, but it doesn’t indicate that your business financials are sound. Only stable, reliable cash flow can truly demonstrate success. 

Read More about 17 days ago
Understanding the Fixed Asset Turnover Ratio
Investing

Understanding the Fixed Asset Turnover Ratio

Fixed asset turnover ratio is an efficiency ratio which shows the return received by a company on the investments made by them in fixed assets such as plant, machinery, equipment, etc., in relation to the total sales generated. In other words, it measures how efficiently a company uses its fixed assets to make sales. Creditors and investors refer to this ratio to identify the efficiency of the company in managing its fixed assets. They do so to interpret the returns they might earn on their investments made in the company and to make sure that the earnings/revenues from the equipment are enough so that the company can pay back the loans that it has taken for it. Formula for calculating fixed asset turnover ratio 

Read More about 17 days ago
The Value of EV (Enterprise Value) for an investor
Investing

The Value of EV (Enterprise Value) for an investor

What is Enterprise Value? Enterprise Value (EV) is simply the total price that you need to pay to acquire 100% of any company. EV is also known as the Total Enterprise Value (EV) or Firm Value (FV). 

Read More about 17 days ago
Caveat Emptor is Better than falling prey to Corporate Fraud
Investing

Caveat Emptor is Better than falling prey to Corporate Fraud

“Caveat Emptor” or “Buyers Beware” is the central theme that runs across the world of investing.  Every investor should have truck loads of knowledge about the investing world and where they are investing in. In this Monetary world, people want quick money.. easy money.. fast money.. And for this, they often resort to fraudulent activities, embezzlement, treachery, etc.

Read More about 18 days ago
Geopolitical Factors affecting the Stock Market
Investing

Geopolitical Factors affecting the Stock Market

G-E-O-P-O-L-I-T-I-C-A-L? Difficult to understand right? 

Read More about 20 days ago
5 components of P&L that influence Investor
Investing

5 components of P&L that influence Investor's Decisions

Ever wondered about what makes a person invest in one company and not in another?

Read More about 20 days ago
A step-by-step guide on how to make an online application for RA and IA to SEBI
Legal

A step-by-step guide on how to make an online application for RA and IA to SEBI

SEBI released a press release in 2016, which introduced the online application form filling for Investment Advisers (IA) and Research Analysts (RA). This system was an effort to make the manual and offline form loading almost obsolete as it involved a little hassle. All RAs and IAs have to register with SEBI by creating an online application through the SEBI portal.

Read More about 21 days ago