Master Class 7: Analysis of Banking stocks and the importance of CASA Ratio, NPA, CAR
Stock Market Concepts

Master Class 7: Analysis of Banking stocks and the importance of CASA Ratio, NPA, CAR

The banking and financial service industry forms the biggest chunk of the stock market index. They require a completely different skill set to differentiate between good and bad banking stocks. The analysis of banking stocks is quite different from the stock analysis of regular companies. This is because banks operate on a different business model as compared to other industries. This is why their financial statements are also prepared differently.

Continue Reading about 27 days ago
Master Class 6: Identifying the Bad Companies, Cash Flow Statement and Rights Issue
Stock Market Concepts

Master Class 6: Identifying the Bad Companies, Cash Flow Statement and Rights Issue

One look at a company's financial statement can give a vague idea of its financial position. However, just one look at those figures cannot be enough to deduce the entire situation. One of the investors' common dilemmas is about how to identify if a company is bad or has bad stocks and is not a good option for investment.

Continue Reading about 29 days ago
Master Class 4: Understanding Return on Equity and Net Profit Margin
Stock Market Concepts

Master Class 4: Understanding Return on Equity and Net Profit Margin

Any experienced investor knows that no investment decision can be taken by considering just one or two financial figures. In most cases, the analysis of multiple figures is required to get a clear picture of a company's financial health and performance. The company's financial statements are made public so that any potential investor can make their own analysis based on their evaluation of the data. Hence, to get a full and thorough look at any company's performance and to make an investment decision, one must understand how to evaluate the various financial figures that a company displays.

Continue Reading about 1 months ago
Master Class 3: In-depth Analysis of Dividend, face Value and promoter Holding
Stock Market Concepts

Master Class 3: In-depth Analysis of Dividend, face Value and promoter Holding

Fundamental analysis is the evaluation of a company's financial health and performance through the analysis of its financial statements. The various values and figures depicted in the statements give an insight into where the company is headed, its current performance, and its past performance. These values are the basic parameters to understand a company, by just taking one glance at them.

Continue Reading about 1 months ago
Master class 2: Parameters of Fundamental Analysis of Stocks
Stock Market Concepts

Master class 2: Parameters of Fundamental Analysis of Stocks

Fundamental Analysis is the basic Analysis of a company's financial statements in order to evaluate its performance and financial health. It is important for an investor to understand the basics of the fundamental analysis of stocks of a company and know how to comprehend the figures reflected in the company's financial statements. The process of fundamental analysis of stocks can help in taking a well-calculated investment decision

Continue Reading about 1 months ago
Upstox Review 2020: Know about Brokerage Charges
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Upstox Review 2020: Know about Brokerage Charges

Just a few years ago when the ‘smartphones’ and ‘apps’ were not part of our language, people interested in trading had to reach out to their brokers. The brokers would not only trade on behalf of the customer, they would also undertake activities like advisory and wealth management of the customer.

Continue Reading about 4 months ago
Franklin Templeton Debt Funds Crisis: Know About Six Closed Debt Funds
Economy

Franklin Templeton Debt Funds Crisis: Know About Six Closed Debt Funds

The Six Closed Debt Funds The times are such that Coronavirus Disease or popularly called COVID19 is part of each news. The economy is in shambles as there is no economic activity in place to prevent people from the pandemic.

Continue Reading about 4 months ago
How will aviation companies take off?
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How will aviation companies take off?

The Aviation Sector in Coronavirus The Coronavirus Disease or popularly known as the COVID19 crisis had forced the entire world to lockdown and halt. All the economic activities have stopped. Even before the lockdown, the first reaction of the people was to cut down their international and later domestic travel plans. The aviation industry, which transports most people in the world across borders, was the first to face the brunt. How Airbus and Boeing, the two largest aircraft manufacturers are dealing with it? This article elaborates the discussion on these issues.

Continue Reading about 4 months ago
What is the economic cost of covid-19 lockdown in india
Economy

What is the economic cost of covid-19 lockdown in india

The Coronavirus Disease or popularly called the COVID19 has taken over the world for a halt. Throughout the world, there is clamor over social distancing and testing. The one problem that India is facing is the lockdown. Lockdown was the worldwide-adopted strategy. It seemed to buy time to test and quarantine as many suspects so that the infection chain can be broken. However, it did break something if not the contagious chain. It is the economy of India. With zero economic activity in the lockdown period, India is paying a heavy economic price every day. This article talks about the economic loss India is facing each day of lockdown. 

Continue Reading about 4 months ago
Importance of Ethics in Accounting and Financial Decision
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Importance of Ethics in Accounting and Financial Decision

Reserve Bank of India released that fraud in the Indian financial system rose by 74% to ₹71543 crores. The fraud means that this sum of money has been siphoned off through some loophole in the financial system.

Continue Reading about 5 months ago
Covid-19: India Extends a Helping Hand to Neighbours with Medicine
Economy

Covid-19: India Extends a Helping Hand to Neighbours with Medicine

Coronavirus has brought the entire world to its mercy. The lockdown, falling economy, medicines, testing, and protection kits are the only news that we are seeing. COVID19 or Coronavirus Disease 2019 (owing to its first trace in Wuhan in December 2019) has been declared a global pandemic by the World Health Organization (WHO). When the problem is a global one, it needs global cooperation. India is known in the entire world for the quality of its health services. India is a medical tourism hub for people through the Middle East, Africa, and South Asia. History manifests that India has acted positively insight of any mission aiming to restore peace in the entire world since its inception. With the crisis we are combating in this time, India is also lending a helping hand to its less-resourced neighbors.

Continue Reading about 5 months ago
What is the Future of Finance Industry?
Economy

What is the Future of Finance Industry?

With the advent of the 21st Century, finance entered a new friendship with technology. The internet, websites, and applications transformed the old school brick and mortar finance into a handheld format. With the rise of the new decade, Industrial Revolution 4.0 has emerged from concept to fructifying application. An industrial revolution transforms all the industries that are going to be stay relevant for the time to come. Just like the automobile industry. We do not have anything in our sight that might eliminate vehicles from the roads. The industry shall stay. However, with every industrial revolution the type of vehicle and its production, and its supply chain has changed leaps and bounds. Somewhat this is going to happen with the finance industry. With the emergence of blockchain, artificial intelligence, robotics process automation, and other internet-based services, even the finance shall reinvent. Here is what lies in the future of the finance industry.

Continue Reading about 5 months ago
Wealth Management -An Holistic Financial Planning
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Wealth Management -An Holistic Financial Planning

From the game of monopoly to people in real life, we have seen that once a person gets rich, he tends to get richer. Once they can obtain some wealth, they can amass more by putting already accumulated wealth to work. Though these rich people must be ace in their fields, they might be well-read, yet investing and maintaining wealth is not everyone’s cup of tea. For instance, a person might be a great entrepreneur but not all entrepreneurs are great finance analysts or investors or possess the best knowledge of tax saving. Here is where wealth management comes into play. This piece is about wealth management and likewise importance this field is gaining.

Continue Reading about 5 months ago
Legal Will: How it works and it
Economy

Legal Will: How it works and it's Importance

In Italy, the doctors have been unofficially told to write their ‘will’. A ‘will’ is a ‘deed’ that declares who will own the assets of the person after they die. Though the concept of will is not new to India, it is unpopular.  Will is largely considered a taboo as it is interpreted as a trust deficit between parents and children, or just amongst children. In India, familial ties are considered sacred and hence, the concept of will goes against the moral structure of the society. However, with time it is important to be sensible and practical enough to declare a will. If done properly, it can also help in tax savings for the beneficiaries, which mostly happen to be the family members.

Continue Reading about 5 months ago
Indian Audit Firm can break the Big Four
Economy

Indian Audit Firm can break the Big Four's oligopoly

The Big Four Oligopoly in India An oligopoly is just like a monopoly. Just that instead of a single organization controlling the market, it is a nexus of more than one company.  One such oligopoly is the ‘Big Four’. Deloitte, KPMG, Ernst & Young, and PricewaterhouseCoopers- together form the world’s largest professional accounting and consulting network, popularly known as the Big Four. This oligopoly has indirectly controlled an entire process of firm auditing. However, the time seems to come to move towards ending this oligopoly. 

Continue Reading about 5 months ago
The forthcoming of future group?
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The forthcoming of future group?

It was around 2005 that many non-metro cities of India started witnessing the sky-high shopping malls erecting. These places began a new era of the Indian consumption journey. While most people in these cities would crib about the high price the brands would ask, one sector people were most happy with was the retail. Big Bazaar, Central, Brand Factory, Pantaloons, and Indigo Nation are some names that are known to everyone. All these names were once under the conglomerate of the ‘Future Group’. Future Consumer Enterprises Limited, owned by this Future Group, once claimed to shape India’s consumption journey, is now struggling to shape its future.

Continue Reading about 5 months ago
Walmart strategy- Everyday Low Pricing Model
Economy

Walmart strategy- Everyday Low Pricing Model

We see a lot of supermarket chains around us. Big Bazaar, D-Mart, V-Mart are some names that have gone huge and later released their IPO. Supermarket chains have expanded from metro cities to now smaller towns. One thing that unequivocally attracts people to the Supermarkets stores is their low pricing. They buy and sell in huge volumes and thus can generate economies of scale that normal Kirana Stores cannot. This piece talks about how Wal-Mart’s famous revenue model works and has the retail sector been able to generate benefits for consumers through this model.

Continue Reading about 6 months ago
How cryptocurrency works
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How cryptocurrency works

‘Bitcoin’ became a popular term a couple of years ago. The buzz it created all over the world can be fathomed with an observation that people would rarely know about Blockchain Technology, but they knew about Bitcoin. It was as if they did not know what a mobile phone is but they know what Samsung does. However, this cannot be blamed on people. Blockchain technology came as a revolution. Started with a research paper in 1992, it came into being in 2009; and the first application of blockchain was the Bitcoin. This piece talks about Bitcoin and other cryptocurrencies like Ripple, Ethereum, and so on. The concept of functioning of all cryptocurrencies is the same.

Continue Reading about 6 months ago