Quantitative and Qualitative Instruments of Monetary Policy
Finance

Quantitative and Qualitative Instruments of Monetary Policy

The implementation of RBI's Quantitative and Qualitative (Called as Monetary Policy) instruments plays an important role in the development of the country. If the required money supply for the economy is not available in the market, it leads to a decline in investment in the economy. On the other hand, if the money supply in the economy is more than what is required, then the poor section of the economy will suffer because the price of essential commodities will rise.

Continue Reading about 15 days ago
Serum Institute of India (SII): A leading name in Immunology
Finance

Serum Institute of India (SII): A leading name in Immunology

The year 2020 indeed will remain in the pages of history forever!!  Standing today at the exit door of 2020, all we can think of is Covid-19. Such an unexpected year, who would have thought that this year could lock us all in, cancel all our plans and more frighteningly, will bring the end of so many lives. The pandemic of Covid-19 affected all our lives massively. In addition to the tremendous loss of lives, the pandemic paused the professional and personal lives of millions.

Continue Reading about 18 days ago
FIIs reduce stake consistently in 40 large-caps in 2020
Finance

FIIs reduce stake consistently in 40 large-caps in 2020

India has been the favourite investment destination for FIIs emerging markets, and FIIs has been the net buyers of domestic equities. Since 2012, banks have remained the investment choice for FIIs. "In the last eight years, FIIs favourite sector was banking, financials, oil & gas, and capital products. within the last 3 years, insurance as a sector got the eye of FIIs and attracted important flows,"

Continue Reading about 20 days ago
Understanding Funds Flow Statement
Finance

Understanding Funds Flow Statement

Ever wondered why value investors and fund managers often speak about the financial statements? It is because it is of much importance for them. These financial statements narrate everything about a company's cash-related transactions as liquidity is of utmost importance for the smooth running of a business.

Continue Reading about 27 days ago
NPS vs ELSS: Which one to prefer for tax savings?
Finance

NPS vs ELSS: Which one to prefer for tax savings?

How can I save tax? Is there an investment scheme that can help me save some tax money?

Continue Reading about 28 days ago
Fixed Deposits: All you need to know
Finance

Fixed Deposits: All you need to know

Once upon a time, there was an old lady who believed in the importance of saving money. She knew how useful savings are and how a certain preserved amount for the future purpose could come to her aid, whenever she would need it the most. The old lady was good at saving money despite a lack of formal financial education. Whenever she saved ample money, she'd go to the bank and ask them to put in whatever scheme yields regular interest. The bank would ask her how long she wanted to put the money, and she would say whatever period pays the highest interest. She didn't understand what she was asking for, but she knew what she wanted. 

Continue Reading about 1 months ago
India technically enters Recession as Q2 GDP Shrinks by 7.5%
Finance

India technically enters Recession as Q2 GDP Shrinks by 7.5%

The year 2020 will go down in history as one of the weirdest and most disturbing years. With the coronavirus pandemic pushing many global economies deep into decline, many significant global events such as the US elections also made this year full of many economic discrepancies.

Continue Reading about 1 months ago
How Can Borrowers Reduce Home loan EMIs and Make Prepayments?
Finance

How Can Borrowers Reduce Home loan EMIs and Make Prepayments?

If an individual is not smart about his choices, he will spend half of his life with burdens and regrets. In the same way, if a borrower does not make a smart financial choice, he will spend his life paying off EMIs on different loans. If the borrower does not work on his financial planning carefully, the EMIs he needs to pay will affect his monthly budget drastically and make his life a bit harder.

Continue Reading about 1 months ago
Saving Schemes: Evaluating the Best Schemes in India
Finance

Saving Schemes: Evaluating the Best Schemes in India

As time has its own way of changing things, it is quite obvious that today's India is quite different from the India a few decades ago. There's a long list of things that have changed in the nation. Each field, industry, states or cities, or sectors have developed in their own way. India is going online, people becoming more intellectual, the luxuries of then becoming the necessities of now; everything has changed drastically. 

Continue Reading about 1 months ago
Post Office Monthly Income Scheme: Interest Rate, Features and Benefits
Finance

Post Office Monthly Income Scheme: Interest Rate, Features and Benefits

Have you ever wondered about the days when communicating with your loved ones wasn’t that easy? In the earlier times, it was not as simple as just typing messages and sending it via WhatsApp in a single click; it was rather a lengthy task.

Continue Reading about 2 months ago
Senior Citizen Savings Scheme: Here’s all you need to know
Finance

Senior Citizen Savings Scheme: Here’s all you need to know

Risk. A word that comes up with a package of a lot of emotions; excitement, fear, belief, anxiety, dismay, and whatnot. Risk is considered to be a part of life; rather, life is all about risks. Whether it's checking your luck in casinos, hiding the truth from your parents, getting out without an umbrella in monsoon, lending money to someone, investing in stock markets, etc. everything comes up with risks, either small risks or grave ones.  

Continue Reading about 2 months ago
Top 10 Life Insurance Companies in India
Finance

Top 10 Life Insurance Companies in India

Uncertainties are part of life and can be seen everywhere. There would hardly be any situation where any happenings are sure to be 100% certain. Even the small events around us are riddled with some scepticism. 

Continue Reading about 2 months ago
IMPS: All you need to know
Finance

IMPS: All you need to know

In the hustle and bustle of life, what all an individual aspires for are systems which are beneficial and flexible at their end. People always seek for something that doesn't require a lot of time and can be done with ease and comfort without any tussle. And with the entrance of digitization in the modern world, this has become possible. Whether it's online shopping, ordering food, booking reservations, or anything; anything and everything can be done via online systems.

Continue Reading about 2 months ago
Everything About RTGS (Real-Time Gross Settlement)
Finance

Everything About RTGS (Real-Time Gross Settlement)

Fund transfer is not something that is just curbed to the business sector; it has become a necessity everywhere. Nowadays, everyone knows how to transfer funds online, easily from anywhere to everywhere.

Continue Reading about 2 months ago
Everything About NEFT (National Electronic Funds Transfer)
Finance

Everything About NEFT (National Electronic Funds Transfer)

Do you recall the days when for every transaction, going to banks was the only option? Taking time out of the occupied calendar for visiting banks was in itself a very big task. Many times people would face difficulties in making financial transactions as some or the other important things or events in their lives collided with the time of making those payments.

Continue Reading about 2 months ago
Know the difference between RTGS, NEFT and IMPS
Finance

Know the difference between RTGS, NEFT and IMPS

This excerpt will hit you differently if you are a business owner. Several individuals come and try their hands in the business, but only those get a flavour of success which not only have ideas but also possess the knowledge to turn those ideas into success. 

Continue Reading about 3 months ago
Saral Jeevan Bima: All you need to know
Finance

Saral Jeevan Bima: All you need to know

The current global scenario caused by the coronavirus feels like a scene from a horror movie, where it seems hard to survive without having a prevailing fear of death, as the world around seems to be falling apart.

Continue Reading about 3 months ago
Best Banks for Business Loans in India
Finance

Best Banks for Business Loans in India

At some point in your life, you must have come across the dilemma of whether to have a business of your own or to have that regular 9-5 job. Well, most of the individuals who have big aspirations in their lives dream of having their names printed on the front page of business magazines. The desires of having a Rolls Royce, Lamborghini, a big villa with a swimming pool, a long list of travel history, and so many more such dreams can usually seem closer if one has their own business, which is going strong.

Continue Reading about 3 months ago