Factors to consider while taking a Vehicle Loan
Finance

Factors to consider while taking a Vehicle Loan

Let's Offend: Congratulations on deciding to buy a white elephant that is coming to you with a huge debt that you will be paying off for the next 10 years of your life. 

Continue Reading about 16 days ago
What is Gold Loan?
Finance

What is Gold Loan?

Let's Offend: Kid, if you are planning to pawn off your mother's jewellery for some liquid funds, bad idea! Flying chappal is not a cool thing to receive. 

Continue Reading about 18 days ago
Everything about Fiat Currency
Finance

Everything about Fiat Currency

We would often hear our grandparents say that when they were kids, they would get a coin of 25 paise to buy ice cream cones for the whole family. Then, our parents said that they got ₹2 coins to buy those cones. Today, we buy those for ₹50.  It is fascinating how price of a single commodity could take so many shapes, literally. 25 paise coins were round and small. ₹2 coins are a bit bigger. And the ₹50, well, they are no circular metal thing but a piece of rectangular paper.  Ever wondered how they came into existence? How they evolved? What are they backed by? How can a piece of paper hold monetary value? 

Continue Reading about 19 days ago
ManipalCigna ProHealth Prime Insurance: Details & Review
Finance

ManipalCigna ProHealth Prime Insurance: Details & Review

We all have been weathered by this harsh world in ways we did not deserve. We all have been scathed to the extent where we found it almost impossible to jump back to normal. We all have been bathed in miseries that seemed to have no ends.  While we call this ‘life’, there are some things, people and tools that could aid you to go on with this ‘life’ a little smoother and unruffled. 

Continue Reading about 20 days ago
Is fund of funds worth investing?
Finance

Is fund of funds worth investing?

While investing your hard-earned money, a fund of funds can be a good option.

Continue Reading about 25 days ago
What is a Spooksafe Insurance?
Finance

What is a Spooksafe Insurance?

This is going to sound like a little girl’s made-up fantasy, but believe me you, it is very much a reality. Do you think it is weird that Virat Kohli insured his beard, Amitabh Bachhan his voice, John Abraham his bottoms? Don’t they seem a little too paranoid to be insuring body parts like that? As bizarre as it may sound, a lot of people insure the strangest of things. But we have a winner here. Spooksafe insurance policies. 

Continue Reading about 27 days ago
What is Mortgage Loan?
Finance

What is Mortgage Loan?

“Nikal Jao is Ghar se, Varna Dhakke maar ke bahar nikal dunga!” We have heard this kind of dialogue in a variety of Bollywood films. Why is the protagonist being thrown out of his own home, though? This can happen to you too 😨. In the modern world, many people get loans by putting their own houses at risk. Yes, you can get money ‘apne ghar ko girvi rakh ke’ and you can do it with the help of mortgage loans. 

Continue Reading about 27 days ago
Selecting The Perfect Home Loan That Can Save Your Resources
Finance

Selecting The Perfect Home Loan That Can Save Your Resources

Buying a home in this day and age is an exorbitant affair. Even to redecorate or renovate your existing abode, your bank balance might not complement the expenses. Breaking into your investment plans can endanger your long-term personal goals. To save yourself from crippling finances, opting for a home loan is the best way to fulfil your housing needs.

Continue Reading about 28 days ago
Top Gaming Stocks in India
Finance

Top Gaming Stocks in India

Remember those days of summer break at school right after final exams? Going to granny's home and chilling all day, eating amazing food and playing so many games and especially those video games like Super Mario and those cassettes with 9999 games in it, the 90’s nostalgia right! 

Continue Reading about a month ago
Acko Insurance Review
Finance

Acko Insurance Review

Recently, a friend of mine came down with pneumonia. As a result, he had to take a little trip to the hospital. While he likes to say that he enjoyed the “seva” he received during his stay. He had a different flavour in his mouth about the financial aspect of the whole situation.

Continue Reading about 1 months ago
Sri Lanka
Finance

Sri Lanka's Economic Crisis and How it all began?

Our neighbour is bleeding. Poor governance, corruption and a lot of foreign debt. The story of Sri Lanka is heart wrenching, unsettling and disruptive. Sri Lanka’s annual inflation was at 18.5% in March 2022.  What is the country’s condition today, and how did it reach such a diminutive state? We shall find out today.  As distressing as the below facts are going to be, this is the truth of a country that has fallen into a debt trap, or should we say debt-trap diplomacy (if you know what I mean!)? And now, it is the people who suffer. While you read this from the comfort of your air-conditioned room, people in Sri Lanka stand in queues that extend 2-3 km long for food and fuel. 

Continue Reading about 1 months ago
What is debt trap and how to escape it?
Finance

What is debt trap and how to escape it?

Ah! This is a painful subject to talk about, for those who have suffered through this, know of its real expense on one’s financial resources. The day that my first credit card arrived at my doorstep, I was ecstatic. The limit was ₹1,00,000, and my monthly expenses would be covered in a fraction of this amount. I had A LOT of money to finally buy things I never could and so I went on a shopping spree. I just kept paying the minimum amount due (MAD).  This continued for a few months, and the interest kept accruing. I did not pay much heed to that, and little did I know how much would the amount add up to after interests. 

Continue Reading about 1 months ago
What is Decentralization in Blockchain?
Finance

What is Decentralization in Blockchain?

Decentralization is a term we all have heard of very early in our life. Little did we know the meaning of it back then. Today, decentralisation is a concept that works the complete Web 3.0 technology like the blockchain.

Continue Reading about 1 months ago
Can India
Finance

Can India's Digital Rupee Succeed?

The 2022 Union Budget was a roller-coaster ride for the Indian Crypto and Blockchain enthusiast. The 30% tax on crypto income and 1% TDS on transactions made it seem like the Government of India really has it out for cryptocurrencies.

Continue Reading about 1 months ago
What is Third Party Insurance?
Finance

What is Third Party Insurance?

Our morning coffee is frequently accompanied by news of horrific road incidents around the country. While we are bombarded with breaking news and current items on all news outlets, we should take the time to consider why so many people are dying on the roadways.

Continue Reading about 1 months ago
How to Apply for Education Loan?
Finance

How to Apply for Education Loan?

The road to education has various hurdles. As the world has developed, so has the education needed to keep it moving in the right direction. Owing to these developments, the cost incurred to accomplish this education has gone up.

Continue Reading about 1 months ago
Best Credit Cards in India for 2022
Finance

Best Credit Cards in India for 2022

There are 7.9 billion people in the world with 7.9 billion different sets of wants and needs. While there aren’t enough credit cards to satisfy each person’s tailored needs, there are enough to choose from that could be pretty satisfactory. 

Continue Reading about 1 months ago
What is black money and how does it work?
Finance

What is black money and how does it work?

What do we talk about when we talk about black money and money laundering? Well, in India, it has to start with Vijay Mallya, Kingfisher and then gradually move on to Nirav Modi and his uncle, Mehul Choksi. “With all the kaala dhan they must have stashed in the Swiss Banks, at least 3 of their generations wouldn't have to do any labour!” - being the hackneyed dialogue. 

Continue Reading about 1 months ago