Factors to consider before taking an education loan
Finance

Factors to consider before taking an education loan

Padhega India tabhi toh badhega India. But quality education has become a luxury to a middle-class person in India. The college admission seasons will be starting shortly in India, and students often find themselves in the dilemma of whether adding to debts is really worth it or whether they are stretching their legs beyond the coverlet.

Continue Reading about 2 months ago
Fino Payments Bank IPO: Should you apply?
Finance

Fino Payments Bank IPO: Should you apply?

It’s unique. It’s big. It’s phygital! This payment bank, with a genius business model, is all set to start its journey in the Indian Stock Market with its IPO.The Indian constitution offers 7 constitutional rights to all the legitimate citizens of India. The 8th one that might find its way sooner or later would be the “Right to Banking Facilities (Credit).” 

Continue Reading about 2 months ago
Saregama India ltd: Business Model & Research Report
Finance

Saregama India ltd: Business Model & Research Report

“Music is the divine way to tell beautiful, poetic things to the heart." thoughtfully quoted by Pablo Casals, one of the greatest cellists of all time. Just think about it, have you ever found anyone who doesn't enjoy music? We highly doubt it, and that's the power it brings.

Continue Reading about 3 months ago
How to Identify Market Reversal Using Piercing Pattern?
Finance

How to Identify Market Reversal Using Piercing Pattern?

Trading’s exciting; adrenaline inciting. No investor must miss out on this amazing feeling. Today, we present to you a top-notch tool to identify a potential downward to upward trend reversal pattern. This iconic tool is called “Piercing Pattern.” 

Continue Reading about 3 months ago
Top 7 Personal Finance Books for Beginners
Finance

Top 7 Personal Finance Books for Beginners

“A fool with a plan is better off than a genius without a plan” - Boone Pickens. Rightly said, isn't it? “Plan before you act,” and ALWAYS plan your money matters.

Continue Reading about 3 months ago
Written Down Value Method of Depreciation
Finance

Written Down Value Method of Depreciation

Hey! Have you ever realized that the smartphone you kept in your pocket is not worth as same as you purchased? Why does this happen? Have you ever thought about why a second-hand smartphone costs less than the new one?

Continue Reading about 3 months ago
5 Best Option Trading Strategies for Beginners
Finance

5 Best Option Trading Strategies for Beginners

“The goal of a successful trader is to make the best trades. Money is secondary.” This quote by one of the best teachers for traders, Alexander Elder, conveys that the initial focus should be on getting the trading strategy right. At the same time, money is only the reward for a carefully judged trade work.

Continue Reading about 3 months ago
Is Self Financial Planning difficult? Can you do it yourself?
Finance

Is Self Financial Planning difficult? Can you do it yourself?

“The whole is greater than the sum of its parts.” Aristotle was certainly ahead of his time when he said this. You'll understand why. Imagine you go to purchase your dream car, only to find something ridiculous! The dealer charged you a few thousand bucks and provided you with a message -

Continue Reading about 5 months ago
How good are Bad Banks and does India really need a Bad Bank?
Finance

How good are Bad Banks and does India really need a Bad Bank?

When a certain organ in the body doesn’t work, doctors tend to remove it for the patient to survive. When we eat something, which is difficult to digest, our body throws up. A rotten apple in a basket must be removed to save other apples from getting spoiled. This is what one bad bank does for the other banks of the economy.

Continue Reading about 5 months ago
Are Non banking financial companies (NBFCs) the new banks ?
Finance

Are Non banking financial companies (NBFCs) the new banks ?

“Necessity is the mother of invention.” This quote by Plato succinctly explains the emergence of  NBFCs in the ocean of banks.

Continue Reading about 6 months ago
How to check Credit Score & how to get loans with low Credit Score?
Finance

How to check Credit Score & how to get loans with low Credit Score?

“Isn't it sad that we have to gain control of the artificial numbers placed upon us by others to regain some control of our lives?”

Continue Reading about 6 months ago
What is a Recurring Deposit and How to Calculate its Returns?
Finance

What is a Recurring Deposit and How to Calculate its Returns?

In the era of stocks and cryptos, depositing in banks might be termed as ‘old school’. But old is gold for most of us, isn't it?  And for the majority, it is the major medium for savings, especially in India. If you don’t believe us, let the numbers speak.

Continue Reading about 6 months ago
Clean Science and Technology Ltd- IPO
Finance

Clean Science and Technology Ltd- IPO

Specialty chemicals are interesting. From personal care to pharmaceuticals, they have industry-wide applications, which is why you can say this industry won’t ever be out of business! 

Continue Reading about 6 months ago
What is Overdraft Facility in Banks?
Finance

What is Overdraft Facility in Banks?

What if the ATM kept raining cash? What if you could withdraw more than you have in the bank? As cool as it sounds, it’s not impossible. And they name it - ‘Overdraft’.

Continue Reading about 7 months ago
NISM Certification: The Guide to Kickstart Your Finance Career
Finance

NISM Certification: The Guide to Kickstart Your Finance Career

Do you spend hours searching for finance courses on Udemy and Coursera? Are you worried about the value of the course in your professional life? If yes, then NISM certification courses are the best option to start your finance career.

Continue Reading about 9 months ago
Private Equity vs Venture Capital: What
Finance

Private Equity vs Venture Capital: What's the difference?

The majority of you would have noticed the IPO rally in recent months. But going public is not as easy as you think. Firstly, it takes time. Secondly, companies have to comply with various laws, which make it all the more cumbersome. For startups eyeing to make their baby steps into the markets, it may to be an exactly viable solution. However, they may not have all the funds required to finance their startup either!

Continue Reading about 9 months ago
What is Gratuity? And how to calculate It?
Finance

What is Gratuity? And how to calculate It?

The job market has witnessed a shift from being employer-oriented to employee-oriented. This means, previously, the employer had the upper hand in deciding all aspects of employment, including salary, work culture, perks, working hours etc. The employee had to give in.

Continue Reading about 9 months ago
The Actual Cost of No-cost EMIs
Finance

The Actual Cost of No-cost EMIs

“There are no free lunches in the market” The quote says it all! Doesn't it feel odd when we see the phrase "NO COST EMI"? Is something like this really possible? Why would someone distribute free money in the market like this? Eh? take a deep breath because soon you are going to find out the hidden truth. Let us dig deeper into this topic.

Continue Reading about 9 months ago