What is Discounted Cash Flow?
Investing

What is Discounted Cash Flow?

Imagine the scenario where you decide to invest a specific portion of your pocket money say Rs1000 into stocks. Well, how would you select the appropriate stock? Will you blindly follow the advice given by your friends and family, or would you, as an intelligent investor, do a cost-benefit analysis?

Continue Reading about 11 days ago
Why Did WeWork
Investing

Why Did WeWork's IPO Fail?

Working spaces that have glass doors, plants, cafes, fancy furniture, and other glorifying facilities, sounds expensive, right? Startups and Freelancers having been able to afford such places.. It is no more a dream! WeWork made it all possible with the idea of clubbing like-minded people to give rise to better innovations. So let's have a look at the details.

Continue Reading about 11 days ago
Is this the right time to invest in Small and Mid-Caps?
Investing

Is this the right time to invest in Small and Mid-Caps?

Are you investing in the stock market? Which stocks should one start with, large and known companies (large-cap stocks) or smaller companies (small-cap stocks)?

Continue Reading about 12 days ago
What Happened with Lakshmi Vilas Bank?
Investing

What Happened with Lakshmi Vilas Bank?

"Facts are threatening to those invested in fraud." This is what can be seen in the Lakshmi Vilas Bank fraud case. After PMC Bank; it's time for Lakshmi Vilas Bank to prove itself.

Continue Reading about 12 days ago
Are We Marching Towards a Banking Crisis?
Investing

Are We Marching Towards a Banking Crisis?

If there’s one financial institution that’s constantly in news that’s Yes Bank. Everyone’s speculating the future of Yes Bank but nobody knows exactly. But, is this calling for an analysis of the bigger picture? That’s quite probable because banking system in India is facing an awkward situation like never before.

Continue Reading about 18 days ago
Why is Solar Power an Under Utilised source of Energy?
Investing

Why is Solar Power an Under Utilised source of Energy?

“There is a lot of willful incompetence in solar industry that is in the process of coming to light.”  -Steven Magee  To help Solar Industry get its share of limelight, Prime Minister Narendra Modi, at the United Nations Climate Action Summit in New York, said, “We are committed to increasing India’s renewable energy target to 450 GW as a part of a stronger climate action plan."

Continue Reading about 18 days ago
Mohnish Pabrai- The Great Indian Value Investor
Investing

Mohnish Pabrai- The Great Indian Value Investor

"Heads I win, Tails I don't lose much." Intrigued by this beautiful quote which reveals an excellent style to invest?

Continue Reading about 19 days ago
Impact of Corporate tax cuts on Banks and NBFC’s
Investing

Impact of Corporate tax cuts on Banks and NBFC’s

On September 20th, 2019, the Finance Minister Nirmala Sitharaman announced Corporate Tax Cuts in order to stimulate the economy. While in our previous article, we have already discussed at length the impact of Tax Cuts on the Corporate Sector. 

Continue Reading about 19 days ago
IRCTC IPO: Can it be another D-Mart?
Investing

IRCTC IPO: Can it be another D-Mart?

Who doesn’t remember the D-Mart IPO? The hype, which surrounded it, the oversubscription and everything else. Recent IRCTC IPO is reflecting similar vibes and looks like the history is repeating itself. But, nothing can be said with 100% surety and therefore, the future of IRCTC is still veiled. Even though, the company is backed in its monopoly by the government itself and enjoys entire market share. But, who knows what’s on cards?

Continue Reading about 20 days ago
Was the Merging of PSBs a good move?
Investing

Was the Merging of PSBs a good move?

On the eve of August 30, 2019 when the abysmal GDP growth figure of 5% was announced, there was another press conference by the Finance Minister N Seetharaman. The press conference detailed on how some Public Sector Banks (PSB) would be merged with some other Public Sector Banks. While some called it a banking reform, the market perhaps did not seem convinced. Here is the story of unfolding of the Indian PSBs merger.

Continue Reading about 24 days ago
What happened with the PMC Bank?
Investing

What happened with the PMC Bank?

It was a shocker in the morning of  24th of September,2019 that 'Punjab & Maharashtra Cooperative Bank' has been taken over by the Reserve Bank of India. Its customers are allowed to withdraw only ₹1000. This news spread like a wild-fire, and the customers ran to the bank in the act of panic. Police were deployed at the bank to maintain the order. Still, 131 branches are under a lot of pressure from people. There are footages on news channels on how people fear their savings stalled with the bank. For some others, it is 'Demonetization 2.0.'

Continue Reading about 24 days ago
Why is it important to diversify your portfolio?
Investing

Why is it important to diversify your portfolio?

In investing, we often hear the phrase-"Don't put all your eggs in one basket." Putting all your eggs in one basket is like investing every cent in one asset. We might, therefore, lose all our money if that asset value falls to zero. In contrast, if we buy a portfolio that invests in a few assets, we shall still have some value if one asset fails. Investing in many assets is an important concept called "diversification."

Continue Reading about 27 days ago
Rakesh Jhunjhunwala- The Phoenix of the Stock Market
Investing

Rakesh Jhunjhunwala- The Phoenix of the Stock Market

“Markets are like women - always commanding, mysterious, unpredictable and volatile.” says a man who is truly inspirational, a billionaire and has given a twist to the Indian perception of stock markets.

Continue Reading about 1 months ago
Zomato’s Dilemma: Restaurants or Customers, Who is more important?
Investing

Zomato’s Dilemma: Restaurants or Customers, Who is more important?

Imagine that you buy two tickets for Las Vegas and you need not bear any additional cost for accommodation, for gambling in some of the world’s biggest casinos also you have an option for unlimited shopping then it would be so fun know. 

Continue Reading about 1 months ago
Securitization- The lifeline of NBFCs
Investing

Securitization- The lifeline of NBFCs

Non- Banking Finance Companies (NBFC’s) play a significant role in driving growth and development by providing financial services to Micro, Small and Medium Enterprises (MSME’s) most suited to their business model. They aim at promoting inclusive growth in the economy by extending credit in rural sectors and financially weaker sections of the society.

Continue Reading about 1 months ago
Importance of Long Term Investments
Investing

Importance of Long Term Investments

How long can you focus on something? It was a revelation when a study in 2018 stated that an average human has an attention span of just 8 seconds. If it seems to you that these attention spans do not matter, then you're wrong because it has significant implications on your daily activities and decision making.

Continue Reading about 1 months ago
What is Interest Coverage Ratio(ICR) and its Importance
Investing

What is Interest Coverage Ratio(ICR) and its Importance

A layman can end up losing his hard earned money if he doesn’t take his investment decision wisely and picks a stock randomly just by looking at its numbers flashing on the real time stock screen.

Continue Reading about 1 months ago
Why is Price to Earnings (P/E) Ratio important for Company Analysis?
Investing

Why is Price to Earnings (P/E) Ratio important for Company Analysis?

For any investor, analyzing a company thoroughly is as important as knowing his risk appetite. Price to Earnings ratio of a stock forms an integral part of its valuation matrix and varies across sectors and companies.

Continue Reading about 1 months ago