Why Day Trading is not the way to Invest!
Investing

Why Day Trading is not the way to Invest!

When discussing the investment portfolio of Berkshire Hathaway in 1996, Warren Buffet, in a letter to the shareholders, said, "Our portfolio shows little change: We continue to make more money when snoring than when active."

Continue Reading about 7 days ago
How to Protect Yourself From Ponzi Scheme?
Investing

How to Protect Yourself From Ponzi Scheme?

Many of us must have come across the names of Rose Valley Group and the Saradha Group when reading an article in the newspaper or maybe heard about these organizations while watching television or during a conversation. However, when these names are mentioned, they are usually associated with the words' Ponzi schemes' and 'scam'. We all probably know what scam means, but many of us may not have understood what the word Ponzi scheme means and why these companies are associated with this word. So, the first question that needs to be answered is, what exactly is a Ponzi scheme, and how does it work?

Continue Reading about 9 days ago
What is Nifty and Sensex in Stock Market?
Investing

What is Nifty and Sensex in Stock Market?

Many a time we come across headlines like, "Sensex slips 210 pts amid weak global cues; financials drag" Or "Nifty tests 9,300; RIL, HDFC, ICICI Bank top drags" and have often wondered who or what is Nifty and Sensex. Today we shall get a better understanding of what we are referring to when we discuss Nifty and Sensex.

Continue Reading about 12 days ago
What happens when stock gets Delisted from Stock Market
Investing

What happens when stock gets Delisted from Stock Market

This implies that excluded offers will never be exchanged again in the negotiations - National Stock Exchange (NSE) and Bombay Stock Exchange (BSE). The way to exclude the exclusion of protections for any organization is administered by the Securities and Exchange Board of India (SEBI).

Continue Reading about 14 days ago
Coronavirus Cure: Glenmark and Cipla share hits the Upper Circuit
Investing

Coronavirus Cure: Glenmark and Cipla share hits the Upper Circuit

Heard of one-stroke wonders? This is a term that is usually used in the sport of Cricket to describe batsmen who perform once in a crucial situation and help their team win but can not do anything great after that. Now a days, it has also become a trend to ‘Go Viral’. You would have observed that when something goes viral on social media, people remain crazy about it for a few days or probably weeks but then, forget it. By now you would be wondering, why are we telling you all this?

Continue Reading about 17 days ago
List of best books on stock market compiled for you
Investing

List of best books on stock market compiled for you

Investing in the Stock Market was as simple as following the insights of a book, I would have bought myself an entire library. The Internet serves as a means to navigate through the plethora of information. However, those seeking a more significant historical perspective and a more detailed analysis should consider reading classic investment books.

Continue Reading about 18 days ago
How one can develop habits of Saving Money?
Investing

How one can develop habits of Saving Money?

By knowing the importance of saving money, most people want to save their money, but without a proper plan and good habits, getting diverted and falling short of financial goals is easy. Sometimes the hardest thing about saving money in India is just getting started. When decided it's time to start saving money, people begin searching for the best ways of saving money. Some start looking for a jackpot that leads them directly to wealth and happiness. While others realize it's an excellent time to begin eliminating debt and unnecessary expenses. Thus everyone's journey to success is a bit different, but there is one thing common among all successful people is good saving habits. Like so many things in life, setting money aside as savings is a habit that needs to be developed. If you are having trouble getting into the habit of saving, you can follow a few money saving tips that might help you to build saving habits and achieve your goals. 

Continue Reading about 19 days ago
What
Investing

What's the importance of saving money and why should you do it

Saving money is one of the essential aspects of building wealth and having a secure financial future. Saving money gives you a way out from uncertainties of life and provides you with an opportunity to enjoy a quality life. Wealthy people have a great habit of saving money and controlling their expenses to grow wealth.  "If you don't find a way to make money while you sleep, you will work until you die." – Warren Buffett For example, Warren Buffett is one of the world's richest men. He knows the importance of saving money, So he values money and always practices spending money wisely. However, if you look around and find out that one who is financially secure can enjoy life with a peace of mind and achieve dreams, one fact that comes out financially stable can enjoy life with a peace of mind.  Here are the few benefits of savings which will help you understand the importance of saving money:-  

Continue Reading about 20 days ago
Top 7 Investment Options in India with High Returns
Investing

Top 7 Investment Options in India with High Returns

The Covid 19 lockdown was a learning experience for each one of us. And one of the valuable lessons that must have struck many was the need to Save and Invest for a rainy day. A lot many individuals were faced with a growing financial concern due to the Corona lockdown. It turned out to be a period for individuals to relook and realign their financial goals to sail out of this global crisis.

Continue Reading about 23 days ago
Education loan scheme: Know all about Loan schemes and Criteria
Investing

Education loan scheme: Know all about Loan schemes and Criteria

Wandered for hours and hours in the market, scrutinized and compared bank interest rates for availing an education loan to pursue higher studies? Confused in between choosing, either a government bank or a private bank, where the government banks and schemes are not hassle-free. Private banks favor power through connections and this is what crossed your mind, right? I agree with your opinion, and to understand the schemes and availing methods of obtaining an education loan, Let us dive in further into 3S.

Continue Reading about a month ago
Everything You need to know about Education Loan in India
Investing

Everything You need to know about Education Loan in India

A successful life filled with a six-digit bank A/c, 99.99 percentile, and A+ grades. Then it all begins with particularly one stereotype, which is premier league colleges. Preparation of SAT and CAT is to pursue higher studies from top-B schools like IIT, NIT, and IIM. Everyone wants to study abroad, high-quality education at an enormous cost! But how can a person afford lakhs and crores, all at once, for providing quality education? What should a person do in such a case? According to the general opinion, the person should go for an education loan.

Continue Reading about a month ago
Mutual Fund Portfolio: Importance of portfolio Diversification
Investing

Mutual Fund Portfolio: Importance of portfolio Diversification

Ever thought of putting all the eggs into one basket and expected a miracle to happen? We all do, right! High dividends allure us, and so does investing in the top-performing companies. But the golden eggs don't create a shiny basket at times! And here it is the red flag that we are talking about. Imagine the tragedy; you invested in equity for a short period, Debt for the long-term. See, you are already bewildered after reading the last sentence and saying, what was that? This brings me to my next question, how do we know that we have the best portfolio if something called perfect, ever existed in reality. Wait, before we proceed, let's get to know what a portfolio is. What is Portfolio- The Basket; Portfolio- A portfolio accumulates financial assets such as stocks, bonds, commodities, paper money, and fund complements, including mutual, exchange-traded, and closed funds. A sentence looks tough when we read it in a single go. But when we break simpler words into prefixes and suffixes, it becomes readable. Similarly, if we diversify our portfolio properly, we would receive quality results. Blend; Equity & Debt & Equity-

Continue Reading about 1 months ago
Health Insurance Plans: Types of health Insurance in India
Investing

Health Insurance Plans: Types of health Insurance in India

For humans their greatest asset is health. Most of us might have heard the famous quote “Health is Wealth”. Humans are the greatest asset for companies as well as for their family, and assets are exposed to risk that their ability of generating profit may be lost or decreased. This is a monetary or economic risk attached to human assets, and this is where the role of insurance comes in.

Continue Reading about 1 months ago
Ratio Analysis: Guide to Efficiency Ratios Analysis
Investing

Ratio Analysis: Guide to Efficiency Ratios Analysis

Stock investing involves a careful analysis of the companies and their financial data to arrive at their true worth. One can examine the company’s Quarterly and Annual accounts to determine how productively they are managing its assets and liabilities to maximize profits. However, this can be cumbersome and will not determine the efficiency levels of the business. An easier way to find out about a company's performance is to look at its financial ratios. Though this is not a foolproof method, it is a good way to run a fast check on a company's health. Read the guide on Ratio analysis

Continue Reading about 1 months ago
SBI FD Rates: SBI slashes FD rates by 40 basis points
Investing

SBI FD Rates: SBI slashes FD rates by 40 basis points

SBI slashes FD rates by 40 basis points. And, a cursory view of Nestle India’s stock. The previous generation has hailed fixed deposits so much that even we find it attractive. Whenever a person in India has got some extra money, the first option that comes to mind is getting an FD done. Reasons for this are also simple – no risk of losing money, a decent rate of return (till now it was slightly more than inflation) and an option to get your money back anytime (compromising the interest). But, latest news from the State Bank of India has put all the FD lovers in dilemma.

Continue Reading about 1 months ago
Zerodha Review: Know about the brokerage charges and products
Investing

Zerodha Review: Know about the brokerage charges and products

For years traders have been paying brokerage fees for every transaction executed irrespective if it is a winning trade or losing one, the brokerage is common for both cases. That’s when traders were pleased with the introduction of online discount brokers like Zerodha in the year 2010, the huge payments of brokerage have come down to zero. Zerodha has been a pioneer for the discount broking model in India when they kick started operations in 2010 with the aim of breaking all barriers in terms of pricing, support and technology for traders and investors. They coined a name by the fusion of the English word “Zero” and the Sanskrit word “Rodha” meaning barrier which when put together is  Zero Barriers reflecting  the companies objective when they started operations.

Continue Reading about 1 months ago
TikTok’s tough time going on in India
Investing

TikTok’s tough time going on in India

TikTok’s tough time going on in India. And, a cursory view of Interglobe Aviation’s stock. There’s an old saying that ‘Time is Money’. So, of course wastage of time can never be appreciated. With India being the largest market for TikTok, an impression was being created that Indians have a lot of spare time. Surely, the people consuming the content from the app were not gaining anything out of it besides petty entertainment. And, since people were watching it large numbers, some brands and businesses were also involved in marketing themselves there.

Continue Reading about 1 months ago
ITC to acquire spice maker Sunrise Foods.
Investing

ITC to acquire spice maker Sunrise Foods.

When we observe corporate stalwarts or ‘giants’, we see that they are never satisfied. They are always looking for more. If they have acquired a decent market share, they look for diversification of their offerings. If they have successfully diversified, they look for integrations (forward and backward). And, this keeps going on. The Fast Moving Consumer Goods (FMCG) industry is slightly more dynamic in this case. And hence, FMCG giants are always on the move.

Continue Reading about 1 months ago