Portfolio Management Services in India: The Rich Investor
Your Money

Portfolio Management Services in India: The Rich Investor's Mutual Funds

The stock market is that popular chick in college that everyone wants, but not everyone gets successful with! As Rakesh Jhunjhunwala says, “Markets are like women, always commanding, mysterious and volatile.” And to handle these volatile mistresses, we have portfolio managers, the casanovas.

Continue Reading about 12 days ago
Rebate under Section 87A: The Unsung Hero
Your Money

Rebate under Section 87A: The Unsung Hero

Even though they are unavoidable, we look for ways to avoid paying taxes. Every taxpayer tries to minimise their tax liability, but people do not educate themselves well enough. Though there are several ways to reduce a taxpayer's burden, the Government of India provides all citizens with a helpful resource – rebate u/s 87A of the Income Tax Act, 1961. In the current state of things, it is as if the Government is a shopkeeper that wants to give people a discount, but people are too frantic to listen and pay more than necessary.

Continue Reading about 18 days ago
Should you withdraw your Fixed Deposit prematurely?
Your Money

Should you withdraw your Fixed Deposit prematurely?

72% of Indians don't have adequate emergency funds! Most people aren't ready to handle financial crunches, whether it is a medical emergency or sudden repair/maintenance. A go-to alternative to meet these emergencies is premature withdrawal from fixed deposits.

Continue Reading about 19 days ago
Endowment Effect: All that Glitters is not Gold
Investor's Psychology

Endowment Effect: All that Glitters is not Gold

Everyone would have met the iconic Kachra Seth from Phir Hera Pheri. In one of the scenes of the movie, one can see him selling a suit at ₹4000 to Raju, the same suit that Kachra bought from Raju for ₹1000. On asking, he narrates various reasons for the increase in price that indicate a sense of ownership towards the suit. 

Continue Reading about 1 months ago
Avg. Cost Of Buying A Home In India: Be Practical, Rent!
Your Money

Avg. Cost Of Buying A Home In India: Be Practical, Rent!

Owning a home is a crucial aspiration of many individuals. Before you purchase your first or second home, you must analyse if you are buying it at the right price. 

Continue Reading about 2 months ago
India
Finance

India's Biggest Financial Scams

India's alliterative success story Skilled Labour force, Softwares, aaand 🥁 SCAMS.

Continue Reading about 2 months ago
High ROE Stocks in India
Invest

High ROE Stocks in India

As investors with a long-term investment horizon, it becomes crucial to understand company fundamentals. Doing so ensures a good return when it comes to your investment. There tend to be many parameters one may use to assess the firm. One key measure is called return on equity, or simply ROE. It is always favourable from an investor’s point of view to choose stocks that provide them with a high ROE.

Continue Reading about 3 months ago
What comprises analysis of Financial Statements
Stock Market

What comprises analysis of Financial Statements

You must have heard some statements like, 90% of people lose money in the stock market. Shocking right? More than an average number of people invest in the stock market based on tips, rumours and whatnot. 

Continue Reading about 7 months ago
Trendlyne Review: Everything you must know
Invest

Trendlyne Review: Everything you must know

Till now, you ordered your cosmetics from Nykaa and were pretty satisfied with every delivery you received. But, as soon Nykaa got listed, you heard about the listing gains. It became the talk of the town. It is not every day that a brand you are so personally attached to, gets listed with a premium of 79%. And that is the day you decided to step into the world of the share market. But how would little old you, unaware of the dark secrets of this world, know where to begin. You start with learning stock market concepts, and in a few days, you feel like you’re ready to start the fundamental and technical analysis of stocks. But you need a screener to begin the process. 

Continue Reading about 8 months ago
6 Ways to Achieve Financial Freedom
Invest

6 Ways to Achieve Financial Freedom

Financial freedom is pretty personal & subjective, as Robert Kiyosaki defines it, “More important than how we achieve financial freedom, is the why. Find your reasons why you want to be free and wealthy.”

Continue Reading about 11 months ago
Different types of Financial Derivatives in India
Invest

Different types of Financial Derivatives in India

India has the World's Largest Derivatives Exchange by Volume, as per a business article by Bloomberg. This is indeed a remarkable achievement as the NSE’s derivatives volume spiked by 57% to 5.96 billion contracts in 2019 compared to CME’s (Chicago Mercantile Exchange) 4.83 billion contracts.

Continue Reading about 1 years ago
Is Self Financial Planning difficult? Can you do it yourself?
Finance

Is Self Financial Planning difficult? Can you do it yourself?

“The whole is greater than the sum of its parts.” Aristotle was certainly ahead of his time when he said this. You'll understand why. Imagine you go to purchase your dream car, only to find something ridiculous! The dealer charged you a few thousand bucks and provided you with a message -

Continue Reading about 1 years ago
SIP, STP and SWP - The Unsung Trio of Financial Planning
Mutual Funds

SIP, STP and SWP - The Unsung Trio of Financial Planning

Financial freedom is a dream any individual sees for himself. Everyone wants to achieve this dream, but due to a lack of knowledge and fear of downward risk, they fail to plan. This fear of failure makes them stick to investment in traditional instruments like fixed deposits and recurring deposits only. But, as Alan Lakein succinctly puts it -

Continue Reading about 1 years ago
Are Non banking financial companies (NBFCs) the new banks ?
Finance

Are Non banking financial companies (NBFCs) the new banks ?

“Necessity is the mother of invention.” This quote by Plato succinctly explains the emergence of  NBFCs in the ocean of banks.

Continue Reading about 1 years ago
Money Moves: New Financial Year, New Beginnings
Finance

Money Moves: New Financial Year, New Beginnings

All of you would agree that 2020 was the toughest and one of its kind. There was massive unemployment, pay cuts, shutting the business, and the troubles faced by migrant labourers. The stock market went wild. And all of this happened because a person ate a bat!

Continue Reading about 1 years ago
Best Financial Strategies for Personal Finance
Finance

Best Financial Strategies for Personal Finance

Did you know that the unemployment rate rose to a whopping 20% during Covid-19? This massive unemployment made migrants return to their villages. Also, the employed folks had a tough time managing their finances. Had they known about personal Finance, probably they could have sailed through the storm smoothly.

Continue Reading about 1 years ago
Regulatory Bodies: The Police of Indian Financial Markets
Macro Moves

Regulatory Bodies: The Police of Indian Financial Markets

One more reason why the Indian economy is popular among its peers is the presence of stringent regulations to keep the markets under the scanner. But people seldom realize the importance of the bodies implementing these regulations unless these bodies come to their rescue. Thus, prior to being active participants in the market, it's imperative for us to understand the role and functions of these regulatory bodies.

Continue Reading about 1 years ago
How to Become a Millionaire: Achieving Financial Success
Finance

How to Become a Millionaire: Achieving Financial Success

Did you know that only 20% of the millionaires of the world have inherited their wealth? The rest, 80%, made it to the top on their own. And it makes you think if they can, why can't you?

Continue Reading about 1 years ago