Best Forex Cards for International Travels You Probably Can
Your Money

Best Forex Cards for International Travels You Probably Can't Afford

"Trading success is achieved by trading proven systems consistently."

Continue Reading about 8 days ago
Are Small Finance Banks really that small?
Finance

Are Small Finance Banks really that small?

Millions of people and small business units exist in the vast expanse of our country. Therefore, it is incredibly challenging for the Government to extend formal banking services to every corner of India. This situation deprives the majority of the Indian populous of the benefits of formal banking.

Continue Reading about 11 days ago
Types of Home Loans: Loans Can Be Good Too!
Your Money

Types of Home Loans: Loans Can Be Good Too!

Jean Chatzky says, "Debt certainly isn't always a bad thing. A mortgage can help you afford a home. Student loans can be a necessity in getting a good job. Both are investments worth making, and both come with fairly low-interest rates".

Continue Reading about 11 days ago
Home Loan Eligibility: Are you Worthy of your House?
Your Money

Home Loan Eligibility: Are you Worthy of your House?

In the movie Khosla Ka Ghosla, Kamal Kishore Khosla, played by Anupum Kher, wants to build a house for his family and buys land worth ₹ 1.5 crores but gets conned by the builder. Then, Asif Iqbal, played by Vinay Pathak, helps the middle-class family get their land. Tragedy aside, the point we are trying to make is that in the story, Mr Khosla wanted his own house where he could live with his family.

Continue Reading about 15 days ago
Kotak Mahindra Bank vs Axis Bank: A race to the Top
Invest

Kotak Mahindra Bank vs Axis Bank: A race to the Top

An efficient, well-structured, developed banking system acts as the backbone of any economy as it contributes to increased efficiency of the economy by mobilizing savings and allocating them to higher return investment. 

Continue Reading about 17 days ago
Dosanomics: Why Higher Interest rates are not Your Friend?
Macro Moves

Dosanomics: Why Higher Interest rates are not Your Friend?

Most people work furiously to cross the boundary of being middle class to reach the goal of living comfortably. But then inflation slaps you so hard that you fall back to the same level from where you started!

Continue Reading about 19 days ago
Bank for your Thought
Bullets

Bank for your Thought

The loan book of IDBI bank's crossed ₹10,000 crore, doubling from the ₹5,000 crore seen two years ago. The bank gives credit for this growth to its fully automated loan processing system, which allows customers to finish the borrowing process in around 15 minutes.

Continue Reading about 1 months ago
Top 5 Banks for MSME Business Loans
Finance

Top 5 Banks for MSME Business Loans

Let's Offend: Just a humble advice, it would be great if you start your small business with the savings you have rather than seeking for loans. 

Continue Reading about 1 months ago
Cash Credit vs Overdraft: What is the difference?
Finance

Cash Credit vs Overdraft: What is the difference?

Let's Offend: Both are cages. One gold-plated, another regular. 

Continue Reading about 2 months ago
Credit Card Loan Vs Personal Loan: Which One is Better?
Finance

Credit Card Loan Vs Personal Loan: Which One is Better?

Let's Offend: Both of them are loans. Both of them are meant to suck you dry. 

Continue Reading about 3 months ago
Factors to consider while taking a Vehicle Loan
Finance

Factors to consider while taking a Vehicle Loan

Let's Offend: Congratulations on deciding to buy a white elephant that is coming to you with a huge debt that you will be paying off for the next 10 years of your life. 

Continue Reading about 3 months ago
What is Gold Loan?
Finance

What is Gold Loan?

Let's Offend: Kid, if you are planning to pawn off your mother's jewellery for some liquid funds, bad idea! Flying chappal is not a cool thing to receive. 

Continue Reading about 3 months ago
HDFC Bank Vs ICICI Bank: The race to the top is on!
Invest

HDFC Bank Vs ICICI Bank: The race to the top is on!

There were days when people used to stand in enormous queues in front of banks to deposit money into their bank accounts. Those were the times when ATM or net banking was not a thing. The Indian banking system has come a long way. Neo banks and UPI payments have taken the place of those long queues. That’s how the Indian banking space has evolved. 

Continue Reading about 3 months ago
What is Mortgage Loan?
Finance

What is Mortgage Loan?

“Nikal Jao is Ghar se, Varna Dhakke maar ke bahar nikal dunga!” We have heard this kind of dialogue in a variety of Bollywood films. Why is the protagonist being thrown out of his own home, though? This can happen to you too 😨. In the modern world, many people get loans by putting their own houses at risk. Yes, you can get money ‘apne ghar ko girvi rakh ke’ and you can do it with the help of mortgage loans. 

Continue Reading about 3 months ago
Top 5 Neobanks in India
Invest

Top 5 Neobanks in India

Banking is an old system, so much so that one might even call it ancient. How ancient you ask? Well, the earliest instance of an organisation managing the funds of a large group of people can be seen as far ago as the 15th century. As the barter system came to an end due to its inherent flaws and the currency became the mainstay, banks were a complimentary development that needed to happen.

Continue Reading about 3 months ago
Business Model of HDFC
Business

Business Model of HDFC

HDFC and HDFC bank have recently been in the headlines for a variety of reasons. HDFC, on the other hand, is far more than the two entities we've been hearing about. It is a collection of several enterprises that are part of the HDFC group and have built a name for themselves in the Indian market. What started as a mortgage company has now a combined valuation of more than 14 lakh crore Rupees. What made HDFC stand out from the crowd? Today, we'll learn more about this company and the various facets of its operations, as well as examine it from a business standpoint.

Continue Reading about 3 months ago
Neobanks: Are they a Scam?
Business

Neobanks: Are they a Scam?

During the end of this pandemic, something nice that happened was my finally landing a job. Yes, the end of a global pandemic was a great positive too, but by the end of year one, the whole thing had become too regular for its end to register as significantly.

Continue Reading about 4 months ago
How to Apply for Education Loan?
Finance

How to Apply for Education Loan?

The road to education has various hurdles. As the world has developed, so has the education needed to keep it moving in the right direction. Owing to these developments, the cost incurred to accomplish this education has gone up.

Continue Reading about 4 months ago