Posts Tagged: banking

Finance

Know the difference between RTGS, NEFT and IMPS

This excerpt will hit you differently if you are a business owner. Several individuals come and try their hands in the business, but only those get a flavour of success which not only have ideas but also possess the knowledge to turn those ideas into success.

Finance

Best Banks for Business Loans in India

At some point in your life, you must have come across the dilemma of whether to have a business of your own or to have that regular 9-5 job. Well, most of the individuals who have big aspirations in their lives dream of having their names printed on the front page of business magazines. The desire to have a Rolls Royce, Lamborghini, a big villa with a swimming pool, a long travel history, and so many more such dreams can usually seem closer if one has their own business, which is going strong.

Macro Moves

RBI Monetary Policy 2020: Key Highlights and Takeaways

The world right now, seems like a scene from an apocalyptic movie, doesn’t it? Movies where natural disasters are running wild, man-made disasters seem to be on the loose, and of course, one deadly disease is spreading like wildfire, which is infecting and spreading among people like a viral video.Of course in the current real world, all of this seems to be turning into reality, except this virus is far deadlier and is spreading faster than any viral TikTok song or video.

News Platter

Interest on Interest Waiver: Is the move justified?

Loan - a word, which in itself has both positive and negative impacts on a person. On the one hand, it is a monetary blessing which gets an individual, company or entity one step closer to achieving whatever it is they desire; and on the other hand, it is a stressful liability, which comes in the form of expensive EMIs and regular interests, failing to pay which, tends to trap the borrower in an almost inescapable trap of hefty penalty and interests.

Macro Moves

Yes Bank Merger: Yes Bank not to merge with SBI

For someone who is used to binge-watching some random Indian drama, the concept of “comeback” wouldn’t be a new one. Usually, the Hero might fail terribly, and after the second half, he would give an awesome comeback. And to our amusement, we can expect something like this to happen in the real-life as well. Can you guess where I am heading? Of course, it is Yes Bank. It seems to be working hard to make a possible comeback and arise from its grave situation.

Stock Market

Master Class 7: Analysis of Banking stocks and the importance of CASA Ratio, NPA, CAR

The banking and financial service industry forms the biggest chunk of the stock market index. They require a completely different skill set to differentiate between good and bad banking stocks. The analysis of banking stocks is quite different from the stock analysis of regular companies. This is because banks operate on a different business model as compared to other industries. This is why their financial statements are also prepared differently.

News Platter

RBI’s new guidelines regarding Current Account of borrowers

Ever thought of how such big industrial giants and companies, who do businesses worth thousands of crores of rupees on a regular basis, manage their banking? Major big industrial giants and companies in the Indian market have several bank accounts, through which all the transactions happen.

Macro Moves

How RBI’s policy changes will affect Kotak Mahindra Bank.

You would have heard about the term ‘Cause and Effect’. This plays a role in many things happening around us. The simple explanation of this term is that you do something which becomes a reason for something that you might not have expected. For example, nature is surprisingly healing these days due to lockdown. Here, the cause is the lockdown and the effect is healing of nature. A thing to note here is that the lockdown was implemented to curb the pandemic and not to heal the nature.

Invest

SBI FD Rates: SBI slashes FD rates by 40 basis points

SBI slashes FD rates by 40 basis points. And, a cursory view of Nestle India’s stock. The previous generation has hailed fixed deposits so much that even we find it attractive. Whenever a person in India has got some extra money, the first option that comes to mind is getting an FD done. Reasons for this are also simple – no risk of losing money, a decent rate of return (till now it was slightly more than inflation) and an option to get your money back anytime (compromising the interest). But, latest news from the State Bank of India has put all the FD lovers in dilemma.

Invest

Top 6 Best Savings Bank Account in India based on Interest Rate

Savings Bank A/c, a basic necessity for everyone, often has a wide range of products that confuse most people. So, today, we’ll clear the clutter & provide you with the ultimate guide to opening a bank account.

Invest

Unfolding the Harshad Mehta Scam

What do you think is common between Harshad Mehta, Ketan Parekh, Nirav Modi, and Vijay Mallya? Well, they all found loopholes in the Indian banking system and used it to create an insane amount of wealth.

Invest

API Banking: How is it Revolutionising Indian Banking?

One important reason why economists worldwide regard Indian banking is its continuous adaption of upcoming technologies. How Indian banking fares against other emerging markets is just one aspect; important is how it has revolutionized itself to take itself to the doors of the unbanked.

Macro Moves

Indian Banks and Emerging Markets: A Comparison

Indian banking has been in the news for all the wrong reasons in recent times. However, this cannot be denied that the fundamentals of Indian banking are strong and they enjoy the fair trust of its depositors.

Macro Moves

What is the Recent Jagdish Khattar Case About?

Maruti Suzuki India Ltd has been winning its consumer’s hearts since its inception. However, the former Maruti top executive has definitely disassociated himself with the company’s values by indulging himself in unscrupulous behavior.

Invest

PNB Files Loan Fraud case against Jagdish Khattar's Carnation

It's third fraud in a row for PNB! What is it? And, How did it happen?

Macro Moves

What is Asset-Liability Mismatch in the Banking Sector?

We all deal with money in everyday life. We earn salaries, we buy things, and we invest it or just keep it. Sometimes we forget our wallet and our friends pay for us at tea stalls. Some other times we pay for them because they paid for us the last time.

Invest

Why Negative Yield on Bonds is Rising?

While the Indian bond market is busy welcoming the Bharat Bond ETF and Nifty-Bharat Bonds Index, the global bond market is fighting an entirely new battle of negative yields. According to Bloomberg, the negative yield bonds were almost inexistent until 2015, and now just four years later, more than 25% of global debt bonds are yielding negative.

Invest

PPF New Rules: Check How it will Benefit You

The Modi Government recently took down the earlier Public Provident Fund (PPF) Scheme (1968) and launched new PPF rules in 2019, replacing all earlier PPF rules with immediate effect. What are these new rules governing the Public Provident Fund? Read on and find more below.

Know the difference between RTGS, NEFT and IMPS

Best Banks for Business Loans in India

RBI Monetary Policy 2020: Key Highlights and Takeaways

Interest on Interest Waiver: Is the move justified?

Yes Bank Merger: Yes Bank not to merge with SBI

Master Class 7: Analysis of Banking stocks and the importance of CASA Ratio, NPA, CAR

RBI’s new guidelines regarding Current Account of borrowers

How RBI’s policy changes will affect Kotak Mahindra Bank.

SBI FD Rates: SBI slashes FD rates by 40 basis points

Top 6 Best Savings Bank Account in India based on Interest Rate

Unfolding the Harshad Mehta Scam

API Banking: How is it Revolutionising Indian Banking?

Indian Banks and Emerging Markets: A Comparison

What is the Recent Jagdish Khattar Case About?

PNB Files Loan Fraud case against Jagdish Khattar's Carnation

What is Asset-Liability Mismatch in the Banking Sector?

Why Negative Yield on Bonds is Rising?

PPF New Rules: Check How it will Benefit You

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