Business Model of HDFC
Business

Business Model of HDFC

HDFC and HDFC bank have recently been in the headlines for a variety of reasons. HDFC, on the other hand, is far more than the two entities we've been hearing about. It is a collection of several enterprises that are part of the HDFC group and have built a name for themselves in the Indian market. What started as a mortgage company has now a combined valuation of more than 14 lakh crore Rupees. What made HDFC stand out from the crowd? Today, we'll learn more about this company and the various facets of its operations, as well as examine it from a business standpoint.

Continue Reading about 3 years ago
Neobanks: Are they a Scam?
Business

Neobanks: Are they a Scam?

During the end of this pandemic, something nice that happened was my finally landing a job. Yes, the end of a global pandemic was a great positive too, but by the end of year one, the whole thing had become too regular for its end to register as significantly.

Continue Reading about 3 years ago
Infosys vs TCS: Fundamental Analysis
Business

Infosys vs TCS: Fundamental Analysis

Today, let me take you back to the 90’s era of the dot-com bubble, where practically any company with the suffix ‘dot.com’ was an instant hit. This overflowing love for technology and internet companies caused a bubble in the stock market that had excessive speculation about internet-related companies. 

Continue Reading about 3 years ago
Hospitality Industry: An Informational Insight
Business

Hospitality Industry: An Informational Insight

Hello. Would you like something hot or cold to go with your read today? Perhaps, I could interest you in some unknown facts? A little lesson on ‘why the 5-star hotels are losing money’ on the side, maybe?    Let’s talk about the hospitality industry today. A general confusion that persists is that the hotel and the hospitality industry are one and the same, and so must be the travel and the hospitality... But they are not.  Let us look at it this way- if the hospitality industry is a universal set, then the hotel and the travel industry are subsets of it, with many others comprised in it. And if you, my friend, yes YOU, are mathematically challenged just like I am, you’ll have to read further to find out. 

Continue Reading about 3 years ago
MRF: From selling Balloons on the streets to becoming a Tyre Giant
Brand Games

MRF: From selling Balloons on the streets to becoming a Tyre Giant

The year is 1946, and a young man named K.M Mammen Mappillai is wandering around the streets of Madras selling balloons. Born to a Christian family in Kerala with nine other siblings, Mammen had no idea that those balloons were building blocks to his success. 

Continue Reading about 3 years ago
Club Mahindra: Trip or a Trap?
Brand Games

Club Mahindra: Trip or a Trap?

As a little girl, I loved the ice cream wale bhaiya who would come to sell ice-creams to us on our doorsteps. I would buy a ₹10 ice cream almost every day and felt personally connected to him. But one day, he said, “You give me ₹1000 today, and I’ll give you free ice creams for the next ten years;” the supporting argument being, “today what costs you ₹10 might be ₹25 in the next ten years because prices rise every year.”  

Continue Reading about 3 years ago
The Murder Mystery of T-Series
Brand Games

The Murder Mystery of T-Series

Today’s story is quite filmy. There’s a struggle, theft, murder, conspiracy, and so much more! But before diving into the story, we need to meet the protagonists.

Continue Reading about 3 years ago
How Colgate made you an Addict
Big Shots

How Colgate made you an Addict

I remember the simpler times back in 1st standard, when I would be easily excited by something as plain as a small tube of toothpaste, a toothbrush, and some stickers handed out to me by young men and women in white lab coats.

Continue Reading about 3 years ago
ZOMATO: The Journey from Zero to One
Brand Games

ZOMATO: The Journey from Zero to One

“There is always a good problem to solve” Deepinder Goyal.

Continue Reading about 3 years ago
How Partition created the Mahindra & Mahindra Group
Big Shots

How Partition created the Mahindra & Mahindra Group

7 decades ago, a steel trading company, Mahindra and Muhammad, was incorporated by a group of three people. Two were the Mahindra Brothers, and the third was Muhammad.Fate had something else in store, and Muhammad moved across the border after the India-Pakistan partition. It then became Mahindra and Mahindra. The Mahindra and Mahindra we know of today. 

Continue Reading about 3 years ago
Asian Paints is an IT Company!
Brand Games

Asian Paints is an IT Company!

Wait! Before you click off, no, I’m not crazy. Asian PAINTS is indeed an IT company. And as bizarre as that sounds, Asian Paints’ secret to its 60+ years-long success is, foraying into the IT sector. Lemme elaborate with a scene.

Continue Reading about 3 years ago
Royal Enfield: Owner Siddhartha Lal
Brand Games

Royal Enfield: Owner Siddhartha Lal's Success Story

“ I just saw it, and I fell in love with it. That motorcycle became my real companion.” - Siddhartha Lal.

Continue Reading about 3 years ago
Narayana Health: The factory of Cheapest Heart Surgeries
Big Shots

Narayana Health: The factory of Cheapest Heart Surgeries

In the early 1950s, nobody would have known that a boy born in a tiny village in Karnataka would revolutionize how the Healthcare Industry works. Devi was the eighth of nine children born in a humble background. Pampered by his mother, he was also ambitious as a boy on a Mission from an early age.

Continue Reading about 3 years ago
Revenue model of Insurance companies
Business

Revenue model of Insurance companies

Insurance company payouts! We’ve seen the dramatic presentation of these in various media where someone’s life is put in peril to release a massive payday in the form of insurance ke paise or we see the “besahara family” looking for respite in the form of insurance ke paise.

Continue Reading about 3 years ago
The Success Story of Nykaa
Startups

The Success Story of Nykaa

Have you ever heard of the Lipstick effect? This is what we also faced during the pandemic last year. It means that during recessions, economic downturns, or when consumers have very little cash in hand, they continue and sometimes increase to spend their money on low-budget luxuries. For instance, during covid, people found solace in their personal care leading to the boost of the skincare and beauty industry.

Continue Reading about 3 years ago
5 Lessons to learn from Failed Startups
Startups

5 Lessons to learn from Failed Startups

"Nine out of ten startups fail in their very first year of operation." Not only this, more than two-thirds of them never deliver a positive return to their investors. Now, as an entrepreneur, you might have come across these stats at some point in your life. But the trivial point to be questioned is - Why do so many startups end up disappointingly, and what can we learn from these failed startups?

Continue Reading about 3 years ago
Elcid Investment - A Penny Stock Worth ₹4 Lakh!
Invest

Elcid Investment - A Penny Stock Worth ₹4 Lakh!

Imagine you are in the medieval age, and you have a piece of diamond worth one lakh gold coins. You were ready to sell it, but nobody quoted its price more than a single silver coin. Isn’t it ridiculous and so not digestible? How unfortunate and miserable would you feel?

Continue Reading about 3 years ago
The Fall of Coffee Day Enterprises
Invest

The Fall of Coffee Day Enterprises

“He who is quick to borrow is usually slow to pay” This quote is perfect to start the evaluation for the company that we are discussing in today's blog- the one for which its debt structure added fuel to the fire. Ever since the subject of corporate finance has been added to enlighten scholars about financial soundness, it has elucidated 3 important decisions that every corporation has to take during its life cycle. There are 3 decisions that every financial manager has to take, Investment Decisions, Financing Decisions, and Dividend Decisions.

Continue Reading about 3 years ago