Posts Tagged: finance

Bajaj Finance Stock Split History: 2016 & 2025 Explained with Bonus Impact

Bajaj Finance stock split history reflects a clear pattern of shareholder-friendly corporate actions aimed at improving accessibility and liquidity. The company has split its stock twice:

Book Summary: The 7 Habits of Highly Effective People by Stephen R. Covey

We spend more time blaming everything around us than looking at what we can control. But what if control was never out there to begin with? And what if the way we respond to the smallest moments changes our entire life’s outcome?

Where Does New Money Really Come From?

Who creates it: the government, the RBI, or the banks? And how can the same ₹1,000 printed by the RBI multiply into thousands more in circulation?

How Your 9-5 Job Can Make You Wealthier

"You can’t get rich with a job.” It’s a line that’s repeated so often that it almost feels true. You hear it from friends, online gurus, maybe even at family dinners. Somewhere between your first salary and your fifth appraisal, it starts sounding believable.

NPS 2.0: What Really Changed and What It Means for You

Earlier this month, NPS 2.0 was announced. For years, we’ve appreciated NPS as a reliable way to plan retirement, a long-term, steady instrument that rewarded consistency. But with this new version, things have changed quite a bit. Some updates make it better, while others raise questions.

How Your Brain Sabotages Your Wealth

We’re told investing is a marathon. You can’t sprint through it. Yet, a sad truth remains: the “long term” doesn’t feel like a neat, upward-sloping line on a chart. It feels like a hundred short terms stitched together, each with its own anxieties, flat markets, and nagging doubts. This is the fundamental challenge of patient investing: the journey feels infinitely longer and more arduous than it actually is.

Book Summary: Broke Millennial Takes on Investing By Erin Lowry

Most millennials are broke because they’re lazy and prioritise the wrong things. But what if I told you there’s more to it than just blame? That behind the habits, the distractions, and the paycheck-to-paycheck grind, there’s a system and a mindset that’s quietly holding them back from financial growth?

How To Make Life Predictable In A Good Way

Why We Call Ourselves "The Financial Freedom Company"

This one might come off as a bit preachy, but we suppose that’s what happens when you’re your own subject. Please bear with us. 🥹 From the very beginning, our vision has been simple: to make Indians financially aware. Too many of us have seen people around us lose money to scams or bad advice. Financial literacy is the first step to changing that, and it’s been at the heart of everything we do. But we didn’t want to stop at just teaching. Freedom with money only comes when learning is backed with action. That’s why we built solutions for every touchpoint of your financial life, right from opening your first Demat account, to analysing stocks, to choosing what to actually invest in. For those who love to learn and explore independently, there’s Finology ONE. It gives you Quest, our learning platform, and Ticker, our stock research tool. Together, they serve retail investors who want both knowledge and clarity. For those looking for structured guidance, there’s Finology 30. It’s a set of long-term stock recommendations backed by deep research from our team. Now, some tools are too important to be behind a paywall. They’re unskippable for anyone looking to figure out their finances.  Nearly 90% of Ticker is open for everyone.  Recipe’s Financial Checkup and Goal Planner are free too. So, what do we mean by financial freedom? It means feeling in control of your money. It means knowing where your money is going and why. It means having the knowledge and tools to make decisions with confidence. Everything we do at Finology is built around this. Pranjal says that this purpose should be embedded in the minds of everyone who is part of this mission. And it is!  Because we see the problem every day, friends, family, and people in our community falling into bad financial decisions. And then we see the same community engage, learn, and grow. That makes the purpose real, immediate, and impossible to ignore. This is why we call ourselves The Financial Freedom Company. After all, every tool we build, every course we run, every recommendation we make is designed to give you control over your money. To make financial decisions clear. To make learning and investing something you can actually act on.  So, from a team of financially obsessed dreamers, thank you for trusting us with your Financial Freedom. 💚

How Much Will You Actually Save With GST 2.0?

Have you ever gone to PVR and bought a tub of popcorn and a Coke and worked out thinking? “Yeh bill toh pura dinner ka aa gaya”? That's just GST quietly sitting in your bill, or when you order something from Zomato or even pay for your Netflix on Spotify plan, GST is still there, small on each item, but everywhere you look. It’s the silent +1 on every bill that you don’t notice until the waiter hands you the total.

Book Summary: Rich Dad’s Retire Young Retire Rich by Robert T. Kiyosaki

The rich and the poor don’t live in different worlds. They live in different mindsets. That’s the bold idea Robert Kiyosaki shares in his book Retire Young, Retire Rich, co-authored with Sharon Lechter. 

Why Stuff Can’t Buy You Happiness

Every time you upgrade something, your phone, your wardrobe, your car, there’s that quick burst of happiness. But it fades fast. The phone feels outdated in a year, the car develops scratches, and the wardrobe needs another refresh. So we buy again. 

Finology’s Biggest Pet Peeve: Predicting The Market

There’s something funny (and slightly irritating) about human behaviour in markets. The moment the index slips, everyone suddenly becomes a fortune-teller. WhatsApp groups flood with “aur kitna girega?” and TV panels light up with experts announcing imaginary “resistance levels.”

What If Everyone’s Investing Wrong?

Get this: Eternal made just ₹527 Cr. in profit this year. And Avenue Supermarts made ₹2,707 Cr. That’s nearly 7x more! And yet, Eternal is valued higher in the stock market!

Don't Listen To Me: A Note From Pranjal

If you’ve been following my content for a while, thank you. It really means a lot because you chose to spend your time watching, reading, and thinking along with me. 

How Finology Shares Its Revenue with the People Who Build It

Most companies reward their teams at the end of the year, after the profits have been calculated, costs adjusted, and numbers cleaned up. But Finology doesn't.

Simple (And Boring) Money Rules That Work

Ever dealt with “money anxiety?” It’s the kind where:

Why is Finology Based In Raipur?

Because this is where we started.  And we didn’t find a single good reason to leave.