Startup Funding Stages: Different Phases of Funding for Startups
Startups

Startup Funding Stages: Different Phases of Funding for Startups

India has been witnessing a gradual rise in the startup culture for a decade. This startup culture has made India the third largest startup ecosystem in the world, after the U.S. and U.K. 

Continue Reading yesterday
Startup Funding Sources: How to get funding for Startups?
Startups

Startup Funding Sources: How to get funding for Startups?

Tying your assets in one place is never a decent business technique. This is particularly obvious when it comes to financing your new business. When one considers trying to raise funds for a startup, it is quite a difficult task, and so owners should keep all their options open while looking at financing and not be fixed at a specific source.

Continue Reading about 2 days ago
4 Big Mistakes to Avoid in the Current Equity Market
Stock Market Concepts

4 Big Mistakes to Avoid in the Current Equity Market

In the field of finance, it is really hard to skip through the terms 'equity' or the 'stock market.' It has become almost impossible in the current world, not to hear of the fast-paced lifestyle within these markets. 

Continue Reading about 3 days ago
Herd Mentality Bias: How it affects your Investment Decision
Behavioral finance

Herd Mentality Bias: How it affects your Investment Decision

Since their evolution, human beings have tried to remain in groups. We all want to belong to a group. But why? Why is it so important for us to fit into a certain group? 

Continue Reading about 4 days ago
What is Hindsight Bias? - An Overview
Behavioral finance

What is Hindsight Bias? - An Overview

"I knew it!" or, "I told you so," how many times have you said these words or have heard them from others? 

Continue Reading about 5 days ago
COVID-19 Insurance and its types
Finance

COVID-19 Insurance and its types

5.21 Million! Yes, you read that correctly. COVID has affected 5.21 million people in India and deaths are around 84,372 until now.

Continue Reading about 9 days ago
Confirmation bias and how it affects your investment decisions?
Behavioral finance

Confirmation bias and how it affects your investment decisions?

Our mind is divided between an elephant and a rider. We often think that the rider is the one who controls the elephant, but we often forget that the rider is only the guide. 

Continue Reading about 9 days ago
What is a CIBIL score? How can you improve your CIBIL score?
Finance

What is a CIBIL score? How can you improve your CIBIL score?

Imagine you're in your college. You get a good amount of pocket money, which is more than your monthly expenses; hence you always end up saving some money in the end. Now imagine two of your classmates come to you on different days and ask you for some money. Now, since you only have limited savings, you can afford to help out only one of them. How do you decide whom you will lend the money to? 

Continue Reading about 12 days ago
Master Class 6: Identifying the Bad Companies, Cash Flow Statement and Rights Issue
Stock Market Concepts

Master Class 6: Identifying the Bad Companies, Cash Flow Statement and Rights Issue

One look at a company's financial statement can give a vague idea of its financial position. However, just one look at those figures cannot be enough to deduce the entire situation. One of the investors' common dilemmas is about how to identify if a company is bad or has bad stocks and is not a good option for investment.

Continue Reading about 29 days ago
Sukanya Samriddhi Yojana 2020
Invest

Sukanya Samriddhi Yojana 2020

Sukanya Samriddhi Yojana is a legislature maintained by investment funds that conspire as an important aspect of "Beti Bachao, Beti Padhao Yojana" to support the young girl. It may well be opened by the guardians of a young girl under ten years of age. A Sukanya Samriddhi account has 21 years of residence or until the young woman is married after the age of 18. As of April 2020, this plan offers a loan rate of 7.6% exacerbated every year.

Continue Reading about 2 months ago
What
Invest

What's the importance of saving money and why should you do it

Saving money is one of the essential aspects of building wealth and having a secure financial future. Saving money gives you a way out from uncertainties of life and provides you with an opportunity to enjoy a quality life. Wealthy people have a great habit of saving money and controlling their expenses to grow wealth.  "If you don't find a way to make money while you sleep, you will work until you die." – Warren Buffett For example, Warren Buffett is one of the world's richest men. He knows the importance of saving money, So he values money and always practices spending money wisely. However, if you look around and find out that one who is financially secure can enjoy life with a peace of mind and achieve dreams, one fact that comes out financially stable can enjoy life with a peace of mind.  Here are the few benefits of savings which will help you understand the importance of saving money:-  

Continue Reading about 3 months ago
Everything You need to know about Education Loan in India
Invest

Everything You need to know about Education Loan in India

A successful life filled with a six-digit bank A/c, 99.99 percentile, and A+ grades. Then it all begins with particularly one stereotype, which is premier league colleges. Preparation of SAT and CAT is to pursue higher studies from top-B schools like IIT, NIT, and IIM. Everyone wants to study abroad, high-quality education at an enormous cost! But how can a person afford lakhs and crores, all at once, for providing quality education? What should a person do in such a case? According to the general opinion, the person should go for an education loan.

Continue Reading about 3 months ago
Goal Based Investing: Importance of setting the Financial Goals
Invest

Goal Based Investing: Importance of setting the Financial Goals

“An investor lacking investment objectives is like a traveler without a destination.” This is where a Goal based investing approach is adopted as a methodology that helps the investment approach to shift from higher returns to funding an individual's personal financial goals.

Continue Reading about 4 months ago
Top 6 Best Savings Bank Account in India based on Interest Rates
Invest

Top 6 Best Savings Bank Account in India based on Interest Rates

When it comes to opening a Savings Account we are faced with a wide choice to take our pick. However, to narrow down our choice we need to first identify our needs based on our current financial situation, existing banking habits and one’s future needs. You can evaluate the options on the basis of  a customer centric bank offering good interest rates, netbanking options, wide network of ATMs, flexibility in deposits and withdrawals, personal banker services and overall convenience.

Continue Reading about 4 months ago
How to file income tax return online for salaried employee
Taxes

How to file income tax return online for salaried employee

Lockdown caused a serious problem to all our day to day activities. Even getting out to purchase some groceries instilled a feeling of entering into a war zone. But a few things blossomed despite all these shortcomings such as Netflix, Zoom and E-Filing. Yes, you read it right. E-filing of income tax returns in India for the FY 2018-2019 saw a 14% increase. Filing your income tax return online has become an easy job.

Continue Reading about 4 months ago
Portfolio Valuation Approach: How an investor can value their Portfolio
Invest

Portfolio Valuation Approach: How an investor can value their Portfolio

This guide will familiarize you with the essentials of portfolio valuation and the selection of assets and store directors. This understanding will help you work with your money-related guide to create a portfolio with the best opportunity concerning meeting your venture goals.

Continue Reading about 4 months ago
Wealth Management V/s Portfolio Management
Economy

Wealth Management V/s Portfolio Management

Wealth management, portfolio management, consulting and advisory services are a few words that we tend to use interchangeably without realizing the difference underlying among them. Especially, when you are about to fetch the service of one among them, you must be well aware of what these terms mean and then choose accordingly. Selecting the wrong service for the problem is like taking the incorrect medicine and hoping to get cured. 

Continue Reading about 5 months ago
Importance of Ethics in Accounting and Financial Decision
Invest

Importance of Ethics in Accounting and Financial Decision

Reserve Bank of India released that fraud in the Indian financial system rose by 74% to ₹71543 crores. The fraud means that this sum of money has been siphoned off through some loophole in the financial system.

Continue Reading about 5 months ago