Understanding Time Value of Money (TVM)
Invest

Understanding Time Value of Money (TVM)

Change is the only constant, they say. Unfortunately, that rule applies to money as well. The time value of money is going to make the clock tick whether we like it or not. This will cause our money to depreciate as time passes. In short, something costing you a rupee today will cost you twice or even thrice in the years to come. Without realizing this, most of us still keep our money well stored in our cupboards and safety lockers. 

Continue Reading about 3 days ago
Top AMCs with Highest Market Share!
Mutual fund

Top AMCs with Highest Market Share!

Did you know that there are 44 Asset Management Companies in India? An immense number, isn't it? But you will be surprised to know that the top 10 fund houses have an 82% collective market share!

Continue Reading about 4 days ago
Trading Vs Investing: What
Stock Market Concepts

Trading Vs Investing: What's the difference?

From our complicated formulas to life’s deadliest decisions, there are quite a number of instances where your mind plays tricks with you. As a result, you stand at a cross-road, all confused, not knowing which way to go. Most of you might have encountered a similar experience when it comes to share markets. 

Continue Reading about 4 days ago
जानिए 50-30-20 नियम का अनोखा जादू
Hindi

जानिए 50-30-20 नियम का अनोखा जादू

जब भी आपको हर महीने अपनी सैलरी मिलती है तो आपके मन में एक सवाल तो जरूर आता होगा कि इस सैलरी को अलग-अलग भागों में बांटकर इसका किस प्रकार से उपयोग किया जाए ताकि मेरे नित्य खर्चे भी निकल जाए तथा इन्वेस्टिंग  भी हो जाए तथा मैं अपने पसंद की चीजें भी खरीद सकूं।

Continue Reading about 4 days ago
What is Exit Load in Mutual Fund?
Mutual fund

What is Exit Load in Mutual Fund?

Since our childhood, we were taught about the importance of investing. And mutual funds were the most easy-to-go option for our simple minds. But did you know that these so-called 'financial heroes' eat away your returns? There are a lot of charges levied by AMCs, without you being aware of it. One such expense is the exit load. 

Continue Reading about 5 days ago
Voluntary Providend Fund: Whether to opt in or opt out?
Finance

Voluntary Providend Fund: Whether to opt in or opt out?

Employees' provident fund, or commonly known as a provident fund, is a mandatory retirement savings avenue managed by the government. It is a statutory body established by the Employees' Provident Fund and Miscellaneous Provisions Act, 1952 and is under the administrative control of the Ministry of Labour and Employment, Government of India.

Continue Reading about 5 days ago
ICO Vs IPO: Know the Difference
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ICO Vs IPO: Know the Difference

So, you have some money in your hand, and you don't know if you should let it sit in the bank or invest it. A common dilemma! Well, the wise have always said, never let your money sit idle in a bank. Let the money work for you.

Continue Reading about 7 days ago
Money Moves: New Financial Year, New Beginnings
Finance

Money Moves: New Financial Year, New Beginnings

All of you would agree that 2020 was the toughest and one of its kind. There was massive unemployment, pay cuts, shutting the business, and the troubles faced by migrant labourers. The stock market went wild. And all of this happened because a person ate a bat!

Continue Reading about 8 days ago
Everything to know about Government Bonds
Bonds

Everything to know about Government Bonds

Government bonds: Are they actually as boring as they sound, or a great deal to seal? A tradable security issued by the government is known as Government security or G-Sec. These could be in the form of treasury bills, having a short time maturity of less than a year, or government bonds, having a long term maturity of more than a year. 

Continue Reading about 11 days ago
What are ICO tokens or crypto tokens?
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What are ICO tokens or crypto tokens?

Cryptocurrency! Bitcoins! Cryptocurrency! Bitcoins! You come across these words at least once a day – be it on your news feed or social media. Cryptocurrencies have become a sensation since their introduction. The world has started to adopt these currencies for transactions slowly. 

Continue Reading about 12 days ago
All about Savings, Spending and Investing for Millennial
Invest

All about Savings, Spending and Investing for Millennial

Unless you've been living under a rock, you must know about the GameStop saga. Who do you think were the drivers of the entire story? The Wall Street giants? No. It all started with a group of individuals on a social media platform called Reddit!

Continue Reading about 13 days ago
What is Marginal Cost?
Finance

What is Marginal Cost?

Do you know how a company decides the quantity of output it should produce? No? Well, the answer is marginal cost. In this article, let's understand what marginal cost is. And why is it essential for a company?

Continue Reading about 19 days ago
Top 10 Cryptocurrencies Other Than Bitcoin
Invest

Top 10 Cryptocurrencies Other Than Bitcoin

As of today, our lives have been entirely infiltrated by bitcoins. Whether you are a bitcoin miner or a bitcoin investor, or just someone fascinated by them, bitcoins have become a mainstay of the news and conversations everywhere.

Continue Reading about 20 days ago
What is Dividend in Stock Market?
Stock Market Concepts

What is Dividend in Stock Market?

Remember.. back in our school days, we were taught about the factors of production. Feels nostalgic, right? As in land, labour, capital, and entrepreneurs. And they get returns in the form of rent, wages, interest, and profit correspondingly. So, the profit given to the entrepreneur is called the dividend. Dividends are the payments made by the company to share profits with its shareholders. They are one of the ways investors earn a return from investing in the stock market. Dividends can be paid out as cash or in the form of additional shares. And announcements of it are generally accompanied by a proportional increase and decrease in share price.   In this article, let's understand everything about dividends.

Continue Reading about 28 days ago
Best Financial Strategies for Personal Finance
Finance

Best Financial Strategies for Personal Finance

Did you know that the unemployment rate rose to a whopping 20% during Covid-19? This massive unemployment made migrants return to their villages. Also, the employed folks had a tough time managing their finances. Had they known about personal Finance, probably they could have sailed through the storm smoothly.

Continue Reading about 29 days ago
Net Present Value (NPV) Explained!
Stock Market Concepts

Net Present Value (NPV) Explained!

You Can Second-Guess The Future!! Sounds unbelievable, right? But it isn't. At least in the extraordinary world of finance. Today, finance has evolved to such a stage where any decision related to money can be taken with proper analysis.

Continue Reading about 1 months ago
 Gautam Adani beats world’s richest Elon Musk & Jeff Bezos
Business

Gautam Adani beats world’s richest Elon Musk & Jeff Bezos

While we pondered over how to kill time, a few among us got better and richer. Have you guessed the personality I am speaking of? Yes, it's Gautam Adani. 

Continue Reading about 1 months ago
Understanding Cost of Capital
Finance

Understanding Cost of Capital

It is the fundamental principle that "Higher the risk, higher the returns." That is from the view of investors. For a business, it is "Higher the risk higher is the cost." 

Continue Reading about 1 months ago