What makes Bajaj Finance preferable for Investors?
Investing

What makes Bajaj Finance preferable for Investors?

Bajaj Finance in the year 2019 became a hit among investors. In October, it was reported that investors had priced Bajaj Finance more than India's largest lender i.e., the State Bank of India (SBI) with a balance sheet 14 times the size of Bajaj Finance's book.

Continue Reading about 15 days ago
PPF New Rules: Check How it will Benefit You
Investing

PPF New Rules: Check How it will Benefit You

The Modi Government recently took down the earlier Public Provident Fund (PPF) Scheme (1968) and launched new PPF rules in 2019, replacing all earlier PPF rules with immediate effect. What are these new rules governing the Public Provident Fund? Read on and find more below.

Continue Reading about 25 days ago
Liquid Funds: Safe to Invest or Not?
Investing

Liquid Funds: Safe to Invest or Not?

In the realm of investments, there are various kinds of funds available for investment. One such fund is liquid funds. There are quite mixed reviews about them. Some claim that they're quite safe to invest in, while others want to stay away from them. 

Continue Reading about 29 days ago
Prince Pipes IPO: Should You Invest?
Investing

Prince Pipes IPO: Should You Invest?

Prince Pipes and Company Ltd. are a manufacturer of polymer pipes and fittings. Founded in 1987, the company contributes to irrigation, plumbing and sewage technologies to meet the water supply infrastructure demands of India. Around 37 percent of the company's revenue is generated from supply of plumbing products, along with 32% from irrigation products. 

Continue Reading about a month ago
Active Funds Vs Passive Funds: What
Investing

Active Funds Vs Passive Funds: What's Trending?

Mutual funds investments' popularity is at an all-time high. Investors are increasingly putting their money with Mutual funds, but few must be aware of more attractive options available to them. We are talking about Active vs Passive Funds. Did you know about the passive funds benefit?

Continue Reading about 1 months ago
Check the Causes of Diminishing Mutual Fund Returns
Investing

Check the Causes of Diminishing Mutual Fund Returns

I remember when I was in school; there was a trend of mutual funds in my neighborhood. People were always talking about their mutual fund returns like I'm getting this much mutual fund returns on this scheme or that scheme. Now at that time, I didn't know much about mutual fund returns, but I deduced that mutual fund returns and mutual fund itself must mean something like "money earned from a group of people."

Continue Reading about 1 months ago
Bharat Bond ETF: Should you Apply?
Investing

Bharat Bond ETF: Should you Apply?

Finance Minister recently announced that India would launch its first-ever "Bond ETF" called 'Bharat Bond.' The bharat bond ETF is a new move to develop an underdeveloped bond market in India. It will ultimately give a boost to debt availability to the PSUs (Public Sector Enterprises).

Continue Reading about 1 months ago
7 Essential Elements of an Elevator Pitch
Investing

7 Essential Elements of an Elevator Pitch

The wave of Startups has hit the entire world, including India. We often have brilliant business plans, but not enough funds to execute them. Such is the time when we approach investors with a brilliant elevator pitch. But why would the investors invest their funds for our ideas?

Continue Reading about 1 months ago
Life Insurance: Term, ULIP, or Endowment?
Investing

Life Insurance: Term, ULIP, or Endowment?

Do you know that 19 people die every minute in India? The health standards are decreasing day by day. The newspaper is filled with articles of alarmingly high pollution levels, natural calamities, increasing crime, etc. Life expectancy has come down to 68 years. In such a situation, taking Life Insurance is a must. It at least provides financial security to the family. So an obvious next question would be, "Which Life Insurance to take?”

Continue Reading about 3 months ago
Securitization- The lifeline of NBFCs
Investing

Securitization- The lifeline of NBFCs

Non- Banking Finance Companies (NBFC’s) play a significant role in driving growth and development by providing financial services to Micro, Small and Medium Enterprises (MSME’s) most suited to their business model. They aim at promoting inclusive growth in the economy by extending credit in rural sectors and financially weaker sections of the society.

Continue Reading about 4 months ago
Special purpose vehicle (SPV)
Investing

Special purpose vehicle (SPV)

In the current financial market, there exists numerous enterprises and entities who are working towards providing goods and services to the nation and contribute to the growth of the economy.

Continue Reading about 5 months ago
Term policy and endowment policy
Investing

Term policy and endowment policy

“A life insurance policy is something that provides a dedicated sum of money on the demise of the policyholder or after a certain period of time.”

Continue Reading about 5 months ago
How to improve your credit score?
Investing

How to improve your credit score?

Whenever you apply for a loan, your past repayment record is always checked by banks before issuing you the loan money. Your repayment record on any investment done accounts for your credit score.

Continue Reading about 8 months ago
When to look for booking profits or when not to look for booking profits in the stock market?
Investing

When to look for booking profits or when not to look for booking profits in the stock market?

The whole and sole idea of investing in stocks is to make profits. But, when should you look at grabbing profits and when not to look for profits in the stock market is a science that needs to be learned. Should you be banking on profits when the stock market is hitting a peak? Or, should you hold back on to the investments longer for the profits to multiply?

Continue Reading about 9 months ago
What is an opportunity cost?
Investing

What is an opportunity cost?

 Opportunity cost refers to an unrealized loss incurred due to missed opportunities. Opportunity cost is the cost of not choosing the next best available alternative.

Continue Reading about 9 months ago
4 best tips to invest in stocks
Investing

4 best tips to invest in stocks

Investing is a great option to grow your wealth just in case you have any doubts. However, most people only get partly benefitted from investing their money and are unable to grab the maximum benefits from their investment.

Continue Reading about 9 months ago
ZERO EMI with ZERO interest – how is it possible?
Investing

ZERO EMI with ZERO interest – how is it possible?

Do you know that there is no cost EMI offered by the largest e-commerce websites of India, Viz Amazon, and Flipkart? Yes, no-cost means that there is zero interest, zero down payment, and zero processing fee needed to process the EMI. Wow! That looks so lucrative but how do you think is this possible? If you remember, RBI had notified on 17th September 2013 that no financial institutes can offer ZERO percent interest loans. So, how do you think e-commerce websites manage to provide no-cost EMI with absolutely free interest.

Continue Reading about 9 months ago
Top benefits of investing in mutual funds
Investing

Top benefits of investing in mutual funds

If you don’t understand the stock investment and still want to invest in it, then, mutual funds are a likely bet for you. Investing in mutual funds is pretty much like outsourcing your investments to a stock investment expert.

Continue Reading about 9 months ago