Are Mutual Funds completely risk-free?
Mutual fund

Are Mutual Funds completely risk-free?

Let's Offend: Generally, when things go south in a marriage of  two people, there’s at least some alimony involved. But what do 50 million Mutual Funds Investors get when the market hits rock bottom? Baba ji ka?

Continue Reading about 4 days ago
Everything about Fiat Currency
Finance

Everything about Fiat Currency

We would often hear our grandparents say that when they were kids, they would get a coin of 25 paise to buy ice cream cones for the whole family. Then, our parents said that they got ₹2 coins to buy those cones. Today, we buy those for ₹50.  It is fascinating how price of a single commodity could take so many shapes, literally. 25 paise coins were round and small. ₹2 coins are a bit bigger. And the ₹50, well, they are no circular metal thing but a piece of rectangular paper.  Ever wondered how they came into existence? How they evolved? What are they backed by? How can a piece of paper hold monetary value? 

Continue Reading about 19 days ago
How Does the Government Control Inflation?
Economy

How Does the Government Control Inflation?

A group of robbers entered the minting unit of a country. There were many people inside the unit. The group held all of them hostage. They stayed there for days and started printing money. They printed thousands of currency notes; then millions, then billions. Finally, they stopped at €2.4 billion. And escaped.

Continue Reading about 1 months ago
What is Greenflation and its impact on Green Energy Stocks?
Economy

What is Greenflation and its impact on Green Energy Stocks?

Go Green! That’s what they say. Since 6th grade we have been taught that the formation of fossil fuels such as coal takes a long time and that the supply for the same is limited and going green is the solution. 

Continue Reading about 1 months ago
What is black money and how does it work?
Finance

What is black money and how does it work?

What do we talk about when we talk about black money and money laundering? Well, in India, it has to start with Vijay Mallya, Kingfisher and then gradually move on to Nirav Modi and his uncle, Mehul Choksi. “With all the kaala dhan they must have stashed in the Swiss Banks, at least 3 of their generations wouldn't have to do any labour!” - being the hackneyed dialogue. 

Continue Reading about 1 months ago
What is Cost Push Inflation?
Economy

What is Cost Push Inflation?

We've discussed inflation in a recent blog. It means a reduction in the everyday consumer's purchasing power. This reduction in purchasing power comes from an increase in the prices of goods and services offered in an economy.

Continue Reading about 2 months ago
What is FOIR? How to calculate it?
Economy

What is FOIR? How to calculate it?

Loans, debts and everything credit! There are thousands of loans and credit facilities available for people like you and me that we can avail. But at the same time, customers like us are screened under many factors. 

Continue Reading about 2 months ago
Taper Tantrum: Everything You Need to Know
Economy

Taper Tantrum: Everything You Need to Know

If you are somewhere connected to the financial industry, you must have gone through this term taper tantrum, haven’t you? You are at the right place to find out everything about taper tantrums. Let’s dive in and decipher this topic. But to understand this term, we need to understand the history of this term as well as what tapering is?

Continue Reading about 2 months ago
What is Demand Pull Inflation?
Economy

What is Demand Pull Inflation?

Today’s blog might come off as an Economics class for you, so beware! For here lie the secrets that work the economies of countries. 

Continue Reading about 2 months ago
What is Stagflation?
Economy

What is Stagflation?

Economics is the study of commercial activity in an area specifically a country and how the money flows in a country or the value of goods and services produced, distributed and consumed, inflation, cost, industry, demand & supply, per capita income, national income, stages of development in a country and trust me, a lottttttt more! 🤯🤯🤯 It's not wrong to say that economics at its very core is the study of people. Where you can find out what macro and micro factors affect the dynamics of a country. 

Continue Reading about 2 months ago
How Gujarat Became the Pharma Hub of India
Economy

How Gujarat Became the Pharma Hub of India

The Covid19 pandemic added some new words to our everyday vocabulary, ‘vaccine’  and ‘jabbed’ being the relevant ones. Team Covishield or Covaxin? Which one are you?

Continue Reading about 2 months ago
Everything about the Stock Market Crash 2022!
Invest

Everything about the Stock Market Crash 2022!

We learnt about perishable and non-perishable products in our middle school. We would generally categorize food such as vegetables and fruits as perishable and mostly non-edible things as non-perishable. But this is not middle school and in the finance world, we don’t talk about aloo pyaaz ke dam.  In the finance world, we talk about shares and investments. And shares and investments are not perishable items that in times of crisis, you sell all of them to save yourself from incurring further losses. They are more like fine wine. The more you age them, the better they get (well, most of them)!

Continue Reading about 2 months ago
Hospitality Industry: An Informational Insight
Business

Hospitality Industry: An Informational Insight

Hello. Would you like something hot or cold to go with your read today? Perhaps, I could interest you in some unknown facts? A little lesson on ‘why the 5-star hotels are losing money’ on the side, maybe?    Let’s talk about the hospitality industry today. A general confusion that persists is that the hotel and the hospitality industry are one and the same, and so must be the travel and the hospitality... But they are not.  Let us look at it this way- if the hospitality industry is a universal set, then the hotel and the travel industry are subsets of it, with many others comprised in it. And if you, my friend, yes YOU, are mathematically challenged just like I am, you’ll have to read further to find out. 

Continue Reading about 3 months ago
The Highlights of Union Budget 2022-2023
Economy

The Highlights of Union Budget 2022-2023

Urban Development, Hardcore Digitalization, Sustainable living, Paperless Economy, Artificial Intelligence, and record GST collections. That’s it, my friend, we are talking about the Union Budget 2022-2023 which has been announced by the Honourable Finance Minister. 

Continue Reading about 3 months ago
Is India
Behavioral finance

Is India's Education System killing its Economy?

As little kids, we were told that marks are all that matter and if you don’t score well, you won’t be able to survive in this cruel world. That, you will be considered dumb. That, you will have to live a mediocre life in the best possible scenario. And we were given examples of people next door who did not study and are struggling and suffering now.  What if, instead, we were told to study the life of Steve Jobs, who without a college degree, created Apple; Walt Disney, who had formal education only till 16, Ellen DeGeneres, who didn’t need a degree to tell her that she is humorous; Mark Zuckerberg, Jack Dorsey, Oprah Winfrey, Madonna, Kanye West, Vin Diesel, all the same.  “But beta, things work differently in foreign countries.” To that, I say, Sachin Tendulkar, Mukesh Ambani, Gautam Adani, Aamir Khan, Azim Premji, Mary Kom, Smriti Irani. Good enough for ya?  These people did not earn their wealth because they were outstanding in studies, but rather chose to break the chains of this so-called ‘contemporary education system’.

Continue Reading about 3 months ago
What to expect from The Union Budget 2022
Economy

What to expect from The Union Budget 2022

That time of the year has come when Prime Minister & Finance Minister have started meetings with industry leaders, top entrepreneurs and such, in order to gather their feedback on the state of the economy. Yes, you guessed it right. The Union Budget is around the corner. 

Continue Reading about 3 months ago
HUL
Success Stories

HUL's first copy: Emami

Cheater cheater, pumpkin eater. Had a brand, but could not keep up.  How do you start your day? I’ll go first. I brush (use the red Closeup), have my morning tea (usually Red Label, occasionally Lipton), shower (Dove, on days I want a milk soap, Pears, on days I want glycerine), and then doll up for office (Lakme). All brands of Hindustan Unilever Ltd.

Continue Reading about 5 months ago
Factors to consider before taking an education loan
Finance

Factors to consider before taking an education loan

Padhega India tabhi toh badhega India. But quality education has become a luxury to a middle-class person in India. The college admission seasons will be starting shortly in India, and students often find themselves in the dilemma of whether adding to debts is really worth it or whether they are stretching their legs beyond the coverlet.

Continue Reading about 6 months ago