Understanding CRR and SLR: RBI
Economy

Understanding CRR and SLR: RBI's monetary policy instruments

For banks, profits are created by lending and investing. In pursuit of this goal, banks could lend considerable amounts to earn higher profits and thus possess less liquid cash with them. Banks are also responsible for the influx of money in the economy as the amount of credits they lend, and the amount that gets deposited with them affects the money supply in the economy.

Continue Reading about 9 days ago
Quantitative and Qualitative Instruments of Monetary Policy
Finance

Quantitative and Qualitative Instruments of Monetary Policy

The implementation of RBI's Quantitative and Qualitative (Called as Monetary Policy) instruments plays an important role in the development of the country. If the required money supply for the economy is not available in the market, it leads to a decline in investment in the economy. On the other hand, if the money supply in the economy is more than what is required, then the poor section of the economy will suffer because the price of essential commodities will rise.

Continue Reading about 10 days ago
Serum Institute of India (SII): A leading name in Immunology
Finance

Serum Institute of India (SII): A leading name in Immunology

The year 2020 indeed will remain in the pages of history forever!!  Standing today at the exit door of 2020, all we can think of is Covid-19. Such an unexpected year, who would have thought that this year could lock us all in, cancel all our plans and more frighteningly, will bring the end of so many lives. The pandemic of Covid-19 affected all our lives massively. In addition to the tremendous loss of lives, the pandemic paused the professional and personal lives of millions.

Continue Reading about 13 days ago
FIIs reduce stake consistently in 40 large-caps in 2020
Finance

FIIs reduce stake consistently in 40 large-caps in 2020

India has been the favourite investment destination for FIIs emerging markets, and FIIs has been the net buyers of domestic equities. Since 2012, banks have remained the investment choice for FIIs. "In the last eight years, FIIs favourite sector was banking, financials, oil & gas, and capital products. within the last 3 years, insurance as a sector got the eye of FIIs and attracted important flows,"

Continue Reading about 15 days ago
What does Bond Yield say about the Economy?
Bonds

What does Bond Yield say about the Economy?

The government of India has been announcing many welfare programs for various sectors of the economy to offer all possible help to its citizens. To implement these schemes, it naturally requires a huge amount of funds. 

Continue Reading about 16 days ago
Tata’s Bid for Air India: Will it be a Good Call?
Business

Tata’s Bid for Air India: Will it be a Good Call?

Over the weekend, several news outlets claimed that the TATA Group had filed an official expression of interest in bidding for the troubled national air carrier Air India.

Continue Reading about 24 days ago
All About Rs 7,926 crore Transstroy Fraud
Market News

All About Rs 7,926 crore Transstroy Fraud

We’ll talk about Transstroy but first, let’s talk about a typical Indian scenario with respect to the spoilt brats. Whenever an exceedingly over speeding car is stopped by the traffic police in Delhi there’s one phrase that you would hear most of the times – “Tu Jaanta Hai, Mera Baap Kaun Hai?” (do you even know who my dad is?) Now, let’s get into the depth of this. This phrase represents the confidence that the defaulter carries in the sense that he is pretty sure of escaping after committing the mistake. The defaulter is confident because he knows that his dad is an influential person and therefore, the police would not be able to take any action against him.

Continue Reading about 25 days ago
The Relationship Between Interest Rates and Bond Prices
Bonds

The Relationship Between Interest Rates and Bond Prices

The Indian debt market is composed of long-term debt markets and short-term debt markets. When there is a trade-in debt securities with a maturity of less than one year, it is deemed as a money market transaction. Likewise, when there is a trade-in debt securities with a maturity beyond one year, it is considered a bond transaction. The RBI monetary policy has an impact on both the long-term debt markets and short-term debt markets. Let us take a closer look at how the RBI monetary policy affects the bond market. 

Continue Reading about a month ago
India technically enters Recession as Q2 GDP Shrinks by 7.5%
Finance

India technically enters Recession as Q2 GDP Shrinks by 7.5%

The year 2020 will go down in history as one of the weirdest and most disturbing years. With the coronavirus pandemic pushing many global economies deep into decline, many significant global events such as the US elections also made this year full of many economic discrepancies.

Continue Reading about 1 months ago
A Timeline of Indian Stock Market
Stock Market Concepts

A Timeline of Indian Stock Market's Biggest Bull Runs

Being an equity investor, you would have heard of Indian stock markets tanking down whenever there is an unveiling of a new scam. This might nick you away from investing in the equities market for that specific time. But every sunset paves the way for a new sunrise. 

Continue Reading about 1 months ago
The Roller Coaster Ride of Stock Market in 2020
Stock Market Concepts

The Roller Coaster Ride of Stock Market in 2020

The year 2020 is turning out to be fascinating at every step of the way. The Indian Stock Markets’ fueled by a Corporate tax cut gave stellar returns in 2019, following which 2020 was kicked off with a bang, as Nifty made an all-time high of 12,430 in January 2020. 

Continue Reading about 1 months ago
Lakshmi Vilas Bank Merger: Factual and Informational Details
Market News

Lakshmi Vilas Bank Merger: Factual and Informational Details

It looks like the Government of India is now playing smart rather than being a ‘Daanveer’ (over merciful donator). Just in case you are not aware of ‘Daanveer’, we’ll tell you. This name (or rather title) was conferred to a person in a community or village who always donated whenever someone went to him and pleaded for money or help. Basically, whoever went to ‘Daanveer’ never returned empty-handed. This is because that person considered this as his moral responsibility to donate money and help anyone who approached him. But, this also resulted in many people taking undue advantage of his mercy.

Continue Reading about 1 months ago
Why India Pulled Out of RCEP?
Market News

Why India Pulled Out of RCEP?

Integration is one thing that has helped India grow day by day. Globalization has made India stronger. Building relationships is one thing that can take anyone's place, either it's an individual or a country. India has always put its hand forward to build relationships then why is it that India pulled out of RCEP?

Continue Reading about 1 months ago
Why Indian Stocks are suddenly rallying up?
Stock Market Concepts

Why Indian Stocks are suddenly rallying up?

India is one of the most prominent places for foreign investors in the emerging markets to park their money. Its cheap labour, indomitable export presence and the ability to produce things at a more affordable cost, make it emerge as an economy with tremendous growth potential.

Continue Reading about 2 months ago
Possible Effects of the US elections 2020 on Dalal Street
Invest

Possible Effects of the US elections 2020 on Dalal Street

Election always tends to make investors jittery. There is always a sense of fear which starts creeping due to uncertainties associated with elections. The world is anxiously waiting for the outcome of the US presidential elections.

Continue Reading about 2 months ago
Is Leave Travel Allowance (LTA) worth claiming?
Market News

Is Leave Travel Allowance (LTA) worth claiming?

Shimla, Manali or Goa, where are you traveling for a vacation in the upcoming new year? What if I tell you that by traveling to your favourite destination you can save a lot of tax? Yes, this is true. Now you might be thinking, how is this possible? It is possible in a Leave Travel Allowance.

Continue Reading about 2 months ago
The tussle between Amazon and Reliance over the Future Group deal
Market News

The tussle between Amazon and Reliance over the Future Group deal

Let’s get started on a lighter note (as usual). If I could dedicate a song to Future Group at the moment, it would be “Chan se jo toote koi sapna… jag soona soona lage...” Now, I’ll tell you the reason why I chose a sad song for Future Group and why particularly this one. You would have surely heard almost a month (or two) ago that Reliance Industries Limited has cracked the biggest ever deal of the retail sector to acquire the assets of Future Retail, and we also sent an edition of Ticker Talks on this. But now, the tables have turned!

Continue Reading about 2 months ago
Just In from the Banking Sector!
Market News

Just In from the Banking Sector!

Remember the good old times when people used to communicate only through letters? You might have seen it in the movies as well, that whenever a postman came to deliver the letter, a woman always started crying because she expected some bad news. This was not the woman’s fault. Actually, the letters were most of the time written only to communicate some sad news. There’s a reason why we are telling you all this.

Continue Reading about 2 months ago