If IPL is cancelled, what would be the Financial Impact?
Macro Moves

If IPL is cancelled, what would be the Financial Impact?

Summer is not just about holidays, ice-creams and vacations. But it is also about the most awaited event of the year, the Indian Premier League. Most of us stick to the television screens wearing our favorite jerseys and screaming out for our team.  But the most valued sport and most followed sport, IPL has lost its hype amidst the fear of COVID-19. To make things worse, it has been postponed until April 15 breaking the hearts of millions of fans. 

Continue Reading about 4 years ago
Legal Will: How it works and it
Macro Moves

Legal Will: How it works and it's Importance

In Italy, the doctors have been unofficially told to write their ‘will’. A ‘will’ is a ‘deed’ that declares who will own the assets of the person after they die. Though the concept of will is not new to India, it is unpopular.  Will is largely considered a taboo as it is interpreted as a trust deficit between parents and children, or just amongst children. In India, familial ties are considered sacred and hence, the concept of will goes against the moral structure of the society. However, with time it is important to be sensible and practical enough to declare a will. If done properly, it can also help in tax savings for the beneficiaries, which mostly happen to be the family members.

Continue Reading about 4 years ago
How hard has the coronavirus hit Indian billionaires?
Macro Moves

How hard has the coronavirus hit Indian billionaires?

Coronavirus has hit the Indian billionaires hard.What happened to them? COVID-19 is probably one of the worst pandemics world has ever seen. But, there’s one thing or rather a feature of this pandemic that can not be ignored and that’s liberalism. Coronavirus has indeed devastated the entire world and the pandemic might have had an equal effect on all the socio-economic classes, castes and creeds. So, poor people might be a little satisfied to know that they are not the only ones suffering, rich people are suffering as well due to this virus. The reason we are saying this is stated below.

Continue Reading about 4 years ago
How companies decide whether to Buy or make a product?
Macro Moves

How companies decide whether to Buy or make a product?

Decisions to make or buy arise in business when a company must decide whether to produce goods internally or to buy goods externally. This is usually a problem when a company can manufacture material inputs needed for its production operations that are also available for purchase on the market. For example, a computer company may need to decide whether to manufacture circuit boards in-house or purchase them from a supplier.

Continue Reading about 4 years ago
Domino
Macro Moves

Domino's Pizza partners with ITC to deliver necessary items

An Essential Partnership!! With respect to the current situation of our country’s common favorite food chain, Domino's Pizza has partnered with ITC Ltd to deliver essential items, such as wheat flour (atta) and spices, to customers amid a national 21-day block imposed to curb the spread of COVID-19. Customers who wish to take advantage of the service need to use the "Domino's Essentials" section in the Domino app to order the ITC Aashirvaad brand of atta and spices and other relevant goods. These will be provided by Domino, leveraging its pizza delivery network to ease yourself from the problem of food in this time of crisis.

Continue Reading about 4 years ago
How regional streaming apps is challenging global Player?
Macro Moves

How regional streaming apps is challenging global Player?

Long gone are the days where we had to wait for our favorite movie or serial to be aired on TV. Now viewers can stream the content of their choice in any device from anywhere without any wait or hassle. Thanks to apps like Netflix and Hotstar with which everything is brought under our fingertips. The OTT services (over-the-top) give access to a wide range of content on the payment of minimum subscription. A few factors that stimulated the growth of the online streaming market include the launch of Reliance Jio which gave access to cheap internet, soon to be launched 5G, lack of time and a wish to watch shows at our comfort. Though, we spend most of our time with these apps, less do we know about its competition.

Continue Reading about 4 years ago
How the countries are managing ventilators to fight the virus?
Macro Moves

How the countries are managing ventilators to fight the virus?

A battle must be fair in every aspect. But our fight against COVID-19 is not so. The last two months have been more than a terrific nightmare. The pandemic has hit the world hard physically, financially and emotionally. And the dire situation is only to grow worse. But the lack of equipment to treat the virus worsens the situation.  It is like we are fighting a war against this deadly monster without enough bow and arrows to attack it. There are more than 10 lakh active cases reported around the world. But the most essential medical supplies like ventilators, masks, sanitizers, ICU wards, etc are not sufficient to meet the growing numbers. 

Continue Reading about 4 years ago
RBI’s moratorium policy- how will it affect the borrower?
Macro Moves

RBI’s moratorium policy- how will it affect the borrower?

All banks, including housing finance companies, were allowed to allow a 3-month moratorium on installments of EMI for outstanding loans on March 1, 2020. Loan Moratorium: Amid the Coronavirus outburst and its impact on the living of millions of individuals - paid and self-employed - the declaration of the Reserve Bank of India gave great relief to the term of borrowers. All commercial banks, including housing finance companies, were permitted to give a 3-month moratorium on monthly installments on all term loans which are outstanding on March 1, 2020.

Continue Reading about 4 years ago
 Lockdown- A Conundrum to Survive
Macro Moves

Lockdown- A Conundrum to Survive

Since we have entered the stage where the scenario includes vacation coupled with work from home, boredom & social distancing tagged along with social media anxiety lead by SENSEX hitting lowest circuit ever with NIFTY trading at a halt for 45 minutes, a drop in share prices, economic slowdown, the negative performance of returns, market handicapped, and this list could go on and make another eternity of recession on its own. No matter what social media says, there are chances that “LOCKDOWN” with quarantine won’t reduce the amount of fear of staying at home and feeling unsafe by interacting with people and worrying about cure available at the moment along with lives that can be saved. Let's dive into the timeline of the lockdown period.

Continue Reading about 4 years ago
Crude oil: Price war vs Global Demand
Macro Moves

Crude oil: Price war vs Global Demand

US President says that Crude Oil price war may be over.But, what’s exactly going on with oil and oil producers? There’s a basic difference between a ‘need’ and a ‘want’. Needs are necessities that are required no matter what. On the other hand wants are not necessities but, considered by the individual as a necessity. So to understand, wants are like ‘you don’t need but still you want them’. Here we are not trying to teach you a lesson of psychology but drawing your attention towards crude oil. A lot of drama has been going around crude oil for the last few weeks. There is a price war going on which led to the decrease in oil prices to 18-year low! But now this war may end soon and prices would be back on track. Thanks to Coronavirus. But, this drama was shown the world something that they had not expected. Read on.

Continue Reading about 4 years ago
Indian Audit Firm can break the Big Four
Macro Moves

Indian Audit Firm can break the Big Four's oligopoly

The Big Four Oligopoly in India An oligopoly is just like a monopoly. Just that instead of a single organization controlling the market, it is a nexus of more than one company.  One such oligopoly is the ‘Big Four’. Deloitte, KPMG, Ernst & Young, and PricewaterhouseCoopers- together form the world’s largest professional accounting and consulting network, popularly known as the Big Four. This oligopoly has indirectly controlled an entire process of firm auditing. However, the time seems to come to move towards ending this oligopoly. 

Continue Reading about 4 years ago
How can Indian mobile companies overtake Chinese smartphone brands?
Macro Moves

How can Indian mobile companies overtake Chinese smartphone brands?

The latest statistics reveal that India stands as the second-largest mobile market, a notch ahead of the US with over 400 million smartphone users. While our neighbor China stands as the leader in terms of the number of users. These statistics are enough to give us an estimate of what a huge market India poses to all Mobile phone manufacturers. It is with this background that we have seen the influx of global brands making a mark in the Indian market. The Chinese smartphone brands were quick to infuse the Indian market with their smartphone brands like Huawei, Xiaomi, Vivo, Oppo, Realme, Oneplus.

Continue Reading about 4 years ago
Important Keys for Retirement Planning
Invest

Important Keys for Retirement Planning

Whenever I put forward the question as to how planned their retirement is, people hardly come up with an answer. Even those who choose to answer, are not sure whether their petty savings will suffice their ever-expanding needs. A major lot of people in India, who are currently part of the work-force, are highly optimistic that their children will take care of them financially. So planning for their retirement becomes the least of their concerns. But the latest study has come up with a startling fact. It states that only 3 out of every 10 individuals are capable of supporting their old age parents.

Continue Reading about 4 years ago
The forthcoming of future group?
Invest

The forthcoming of future group?

It was around 2005 that many non-metro cities of India started witnessing the sky-high shopping malls erecting. These places began a new era of the Indian consumption journey. While most people in these cities would crib about the high price the brands would ask, one sector people were most happy with was the retail. Big Bazaar, Central, Brand Factory, Pantaloons, and Indigo Nation are some names that are known to everyone. All these names were once under the conglomerate of the ‘Future Group’. Future Consumer Enterprises Limited, owned by this Future Group, once claimed to shape India’s consumption journey, is now struggling to shape its future.

Continue Reading about 4 years ago
Can RBI save the Economy?
Macro Moves

Can RBI save the Economy?

You might have read a story in your childhood about 2 trees which faced a thunderstorm at the same time. One of them which had a nice built, stayed upright in pride while the other one was a bit flexible and started bending with the wind. The proud tree which was upright looked at the other one and laughed. It said “you’re dancing with the wind. Look at me, I’m strong and the strong wind can’t even move me.” The intensity of the wind increased and increased further. Slowly this tree started feeling the force and losing its balance. The other tree on the other hand kept dancing with the wind and stood its ground. Finally, when the thunderstorm’s intensity reached its peak, the stronger tree got uprooted. While, the flexible tree was still alive. With the relief package declared by RBI, our economy is probably showing the required flexibility to tackle the thunderstorm of Coronavirus.

Continue Reading about 4 years ago
SIP or Lumpsum Investment: Which is the better option?
Invest

SIP or Lumpsum Investment: Which is the better option?

SWP  and SIP or a bulk payment  The investment world is filled with acronyms making it difficult for a commoner to interpret or comprehend it. SIP and SWP are two such acronyms that you might constantly hear when you go in for investing. Especially, when you are about to invest in mutual funds, the one basic question which the broker might ask you is whether it is a lump sum or SIP-based investment. Without knowing the actual meaning and benefits of it most of us might simply choose one falling victim to the advice of brokers or friends. So what exactly are  SIP and SWP? Should I go for SIP or a lump sum? 

Continue Reading about 4 years ago
How Annuity Helps to Plan Better Retirement?
Invest

How Annuity Helps to Plan Better Retirement?

As many say, retirement is the start of a new adventure. It is that time of your life where you are relieved of all your responsibilities. But things are never going to be the same while you retire as it is today. Inflation is going to touch new peaks along with your ever-growing needs. So, without a steady flow of income, your new adventure will soon turn to be nothing more than a horror story. In no time you might be forced to return to the workforce once again. I am pretty sure that most of us don’t want to get back to work, rather than enjoying the perks of old age. So what should you do? 

Continue Reading about 4 years ago
Will Coronavirus Lead to a Recession?
Macro Moves

Will Coronavirus Lead to a Recession?

Coronavirus has hit the economy hard indeed.Are we entering into a recession post lockdown? There’s a funny Cricket video on YouTube in which a fielder on the boundary puts in an intense dive and slides to save the boundary and also manages to save it but, in his effort takes off the pants (the lower slips off due to the impact of dive and slide). On the one hand, the spectators appreciate the effort but they can not stop laughing when they see the player without pants. Now, imagine the boundary as pandemic and pants as the economy. While the government is doing everything to control the spread of the pandemic, the economy is suffering in parallel.

Continue Reading about 4 years ago