Book Summary: Broke Millennial Takes on Investing By Erin Lowry
Business

Book Summary: Broke Millennial Takes on Investing By Erin Lowry

Most millennials are broke because they’re lazy and prioritise the wrong things. But what if I told you there’s more to it than just blame? That behind the habits, the distractions, and the paycheck-to-paycheck grind, there’s a system and a mindset that’s quietly holding them back from financial growth?

Continue Reading about 3 days ago
Why We Call Ourselves "The Financial Freedom Company"
Business

Why We Call Ourselves "The Financial Freedom Company"

This one might come off as a bit preachy, but we suppose that’s what happens when you’re your own subject. Please bear with us. 🥹 From the very beginning, our vision has been simple: to make Indians financially aware. Too many of us have seen people around us lose money to scams or bad advice. Financial literacy is the first step to changing that, and it’s been at the heart of everything we do. But we didn’t want to stop at just teaching. Freedom with money only comes when learning is backed with action. That’s why we built solutions for every touchpoint of your financial life, right from opening your first Demat account, to analysing stocks, to choosing what to actually invest in. For those who love to learn and explore independently, there’s Finology ONE. It gives you Quest, our learning platform, and Ticker, our stock research tool. Together, they serve retail investors who want both knowledge and clarity. For those looking for structured guidance, there’s Finology 30. It’s a set of long-term stock recommendations backed by deep research from our team. Now, some tools are too important to be behind a paywall. They’re unskippable for anyone looking to figure out their finances.  Nearly 90% of Ticker is open for everyone.  Recipe’s Financial Checkup and Goal Planner are free too. So, what do we mean by financial freedom? It means feeling in control of your money. It means knowing where your money is going and why. It means having the knowledge and tools to make decisions with confidence. Everything we do at Finology is built around this. Pranjal says that this purpose should be embedded in the minds of everyone who is part of this mission. And it is!  Because we see the problem every day, friends, family, and people in our community falling into bad financial decisions. And then we see the same community engage, learn, and grow. That makes the purpose real, immediate, and impossible to ignore. This is why we call ourselves The Financial Freedom Company. After all, every tool we build, every course we run, every recommendation we make is designed to give you control over your money. To make financial decisions clear. To make learning and investing something you can actually act on.  So, from a team of financially obsessed dreamers, thank you for trusting us with your Financial Freedom. 💚

Continue Reading about 13 days ago
The GARP Strategy: How to Grow Without Overpaying for Stocks
Business

The GARP Strategy: How to Grow Without Overpaying for Stocks

When you first start investing, it’s easy to go overboard. You either hunt for the cheapest stock hoping it’ll explode, or chase the shiniest, most talked-about company without caring about the price. Both usually end in a facepalm moment. That's exactly what the GARP strategy is all about: Growth at a Reasonable Price. It’s a middle ground: you pick companies that are actually growing, but make sure you’re not paying a fortune for it. Let's break it down together.

Continue Reading about 13 days ago
Book Summary: Rich Dad’s Retire Young Retire Rich by Robert T. Kiyosaki
Business

Book Summary: Rich Dad’s Retire Young Retire Rich by Robert T. Kiyosaki

The rich and the poor don’t live in different worlds. They live in different mindsets. That’s the bold idea Robert Kiyosaki shares in his book Retire Young, Retire Rich, co-authored with Sharon Lechter. 

Continue Reading about 19 days ago
Why We (at Finology) Don’t Trade
Business

Why We (at Finology) Don’t Trade

We often get asked why we stay away from trading. The question comes up in workshops, on YouTube comments, and even in casual conversations with students. 

Continue Reading about 1 months ago
SIP Returns: How Are They Calculated?
Finance

SIP Returns: How Are They Calculated?

Investing in mutual funds using the Systematic Investment Plan is a regular way to accumulate wealth over time; in fact, it's a disciplined approach. Many investors generally search for tools that help them determine estimated returns on their investments, and one such tool is the SIP calculator, which makes it simple to calculate how much an investor could accumulate from regular investment amounts. Understanding how these returns are calculated can help you make well-informed decisions.

Continue Reading about 1 months ago
Top 6 Methods To Value Unlisted Shares For Smart Investment Decisions
Finance

Top 6 Methods To Value Unlisted Shares For Smart Investment Decisions

If you’ve ever thought about expanding your investments beyond the regular stock market, unlisted shares offer an exciting path. As the name suggests, these are shares of companies that are not listed on any stock exchange, yet they often have strong growth potential. Many startups, pre-IPO businesses, and even well-established private companies issue unlisted shares. Since they operate outside public markets, they often provide early investment opportunities before the company expands or goes public.

Continue Reading about 1 months ago
Our 20 Principles for Startups (and the Stock Market)
Business

Our 20 Principles for Startups (and the Stock Market)

Startups are messy. They aren’t built with perfect plans or glossy pitch decks, but with scrappy ideas, stubborn decisions, and a lot of mistakes you learn from.

Continue Reading about 1 months ago
Finology’s Biggest Pet Peeve: Predicting The Market
Business

Finology’s Biggest Pet Peeve: Predicting The Market

There’s something funny (and slightly irritating) about human behaviour in markets. The moment the index slips, everyone suddenly becomes a fortune-teller. WhatsApp groups flood with “aur kitna girega?” and TV panels light up with experts announcing imaginary “resistance levels.”

Continue Reading about 1 months ago
What If Everyone’s Investing Wrong?
Business

What If Everyone’s Investing Wrong?

Get this: Eternal made just ₹527 Cr. in profit this year. And Avenue Supermarts made ₹2,707 Cr. That’s nearly 7x more! And yet, Eternal is valued higher in the stock market!

Continue Reading about 2 months ago
Don
Startups

Don't Listen To Me: A Note From Pranjal

If you’ve been following my content for a while, thank you. It really means a lot because you chose to spend your time watching, reading, and thinking along with me. 

Continue Reading about 2 months ago
Why We’re Not Afraid of Bigger Competitors
Startups

Why We’re Not Afraid of Bigger Competitors

Scale isn’t the same as strength.

Continue Reading about 3 months ago
How Finology Shares Its Revenue with the People Who Build It
Startups

How Finology Shares Its Revenue with the People Who Build It

Most companies reward their teams at the end of the year, after the profits have been calculated, costs adjusted, and numbers cleaned up. But Finology doesn't.

Continue Reading about 3 months ago
Simple (And Boring) Money Rules That Work
Startups

Simple (And Boring) Money Rules That Work

Ever dealt with “money anxiety?” It’s the kind where:

Continue Reading about 3 months ago
Why is Finology Based In Raipur?
Startups

Why is Finology Based In Raipur?

Because this is where we started.  And we didn’t find a single good reason to leave.

Continue Reading about 3 months ago
We Have No Problem Saying “We Don’t Know”
Startups

We Have No Problem Saying “We Don’t Know”

The size of your circle of competence doesn’t matter. Knowing its boundaries does. - Warren Buffett

Continue Reading about 3 months ago
Should you invest in Lloyd Metals and Energy Ltd. for the Long Term? Stock Analysis by Finology
Stock Research

Should you invest in Lloyd Metals and Energy Ltd. for the Long Term? Stock Analysis by Finology

Lloyd Metals and Energy Ltd., one of India's largest iron ore mining companies, grew at an astonishing 190%+ CAGR over the last 5 years.

Continue Reading about 4 months ago
Should you invest in Bharti Airtel Ltd. for the Long Term? Stock Analysis by Finology
Stock Research

Should you invest in Bharti Airtel Ltd. for the Long Term? Stock Analysis by Finology

Bharti Airtel Ltd., India’s largest integrated communications service provider, grew at a remarkable 39%+ CAGR over the last 3 years.

Continue Reading about 4 months ago