What is Enterprise Risk Management?
Macro Moves

What is Enterprise Risk Management?

Enterprise Risk Management (ERM) is a plan-based business strategy that aims to identify, assess and prepare for any hazards, hazards and other potential disasters - physical and figurative - that may interfere with an organization's operations and objectives. Discipline not only requires companies to identify all the risks they face and decide which risks to actively manage, but it also involves making this action plan available to all stakeholders, shareholders and potential investors, as part of their annual reports. Industries as varied as aviation, construction, public health, international development, energy, finance and insurance use ERM. Companies have been managing risks for years.

Continue Reading about 4 years ago
Companies want to move production out of China, Is it possible?
Macro Moves

Companies want to move production out of China, Is it possible?

The investor in minimizing the odds. Unfortunately, a lot of companies manufacturing or importing from China are forced to learn it the hard way.  The Chinese economy will take a minimum of two quarters to get back on track after facing a deadly hit by COVID-19. The multinationals whose production units are set mostly in China are to pay for it. Hence, companies are left with no alternative than to spread their wings to defend any such happenings in the future. 

Continue Reading about 4 years ago
Is Defence turning out to be the next Big Export sector
Macro Moves

Is Defence turning out to be the next Big Export sector

The recently held DefExpo India 2020 held in Lucknow, turned out to be a grand success. The theme of the Expo was ‘India: The Emerging Defence Manufacturing Hub’ and the focus was on ‘Digital Transformation of Defence’ and that's exactly where India stands in the global market. Harnessing the potential of the Indian industry, by initiating new technologies and solutions is vital for the desired growth of this industry.

Continue Reading about 4 years ago
Satyam Computers Scam Case: Know about India
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Satyam Computers Scam Case: Know about India's Biggest Accounting Fraud

“A lie keeps growing and growing, until it is clear”, Pinocchio. Every time we use lie as an instrument to win our way towards our goal, we fail to comprehend how it will hurt us in the long run. The Satyam fraud case is no exception to the quote. It unveiled the potholes that existed in the corporate governance of our country. The great stock market scandal which is known as the Indian version of Enron shook the entire country in 2009. 

Continue Reading about 4 years ago
How hard has the coronavirus hit Indian billionaires?
Macro Moves

How hard has the coronavirus hit Indian billionaires?

Coronavirus has hit the Indian billionaires hard.What happened to them? COVID-19 is probably one of the worst pandemics world has ever seen. But, there’s one thing or rather a feature of this pandemic that can not be ignored and that’s liberalism. Coronavirus has indeed devastated the entire world and the pandemic might have had an equal effect on all the socio-economic classes, castes and creeds. So, poor people might be a little satisfied to know that they are not the only ones suffering, rich people are suffering as well due to this virus. The reason we are saying this is stated below.

Continue Reading about 4 years ago
RBI’s moratorium policy- how will it affect the borrower?
Macro Moves

RBI’s moratorium policy- how will it affect the borrower?

All banks, including housing finance companies, were allowed to allow a 3-month moratorium on installments of EMI for outstanding loans on March 1, 2020. Loan Moratorium: Amid the Coronavirus outburst and its impact on the living of millions of individuals - paid and self-employed - the declaration of the Reserve Bank of India gave great relief to the term of borrowers. All commercial banks, including housing finance companies, were permitted to give a 3-month moratorium on monthly installments on all term loans which are outstanding on March 1, 2020.

Continue Reading about 4 years ago
 Lockdown- A Conundrum to Survive
Macro Moves

Lockdown- A Conundrum to Survive

Since we have entered the stage where the scenario includes vacation coupled with work from home, boredom & social distancing tagged along with social media anxiety lead by SENSEX hitting lowest circuit ever with NIFTY trading at a halt for 45 minutes, a drop in share prices, economic slowdown, the negative performance of returns, market handicapped, and this list could go on and make another eternity of recession on its own. No matter what social media says, there are chances that “LOCKDOWN” with quarantine won’t reduce the amount of fear of staying at home and feeling unsafe by interacting with people and worrying about cure available at the moment along with lives that can be saved. Let's dive into the timeline of the lockdown period.

Continue Reading about 4 years ago
Crude oil: Price war vs Global Demand
Macro Moves

Crude oil: Price war vs Global Demand

US President says that Crude Oil price war may be over.But, what’s exactly going on with oil and oil producers? There’s a basic difference between a ‘need’ and a ‘want’. Needs are necessities that are required no matter what. On the other hand wants are not necessities but, considered by the individual as a necessity. So to understand, wants are like ‘you don’t need but still you want them’. Here we are not trying to teach you a lesson of psychology but drawing your attention towards crude oil. A lot of drama has been going around crude oil for the last few weeks. There is a price war going on which led to the decrease in oil prices to 18-year low! But now this war may end soon and prices would be back on track. Thanks to Coronavirus. But, this drama was shown the world something that they had not expected. Read on.

Continue Reading about 4 years ago
Indian Audit Firm can break the Big Four
Macro Moves

Indian Audit Firm can break the Big Four's oligopoly

The Big Four Oligopoly in India An oligopoly is just like a monopoly. Just that instead of a single organization controlling the market, it is a nexus of more than one company.  One such oligopoly is the ‘Big Four’. Deloitte, KPMG, Ernst & Young, and PricewaterhouseCoopers- together form the world’s largest professional accounting and consulting network, popularly known as the Big Four. This oligopoly has indirectly controlled an entire process of firm auditing. However, the time seems to come to move towards ending this oligopoly. 

Continue Reading about 4 years ago
How can Indian mobile companies overtake Chinese smartphone brands?
Macro Moves

How can Indian mobile companies overtake Chinese smartphone brands?

The latest statistics reveal that India stands as the second-largest mobile market, a notch ahead of the US with over 400 million smartphone users. While our neighbor China stands as the leader in terms of the number of users. These statistics are enough to give us an estimate of what a huge market India poses to all Mobile phone manufacturers. It is with this background that we have seen the influx of global brands making a mark in the Indian market. The Chinese smartphone brands were quick to infuse the Indian market with their smartphone brands like Huawei, Xiaomi, Vivo, Oppo, Realme, Oneplus.

Continue Reading about 4 years ago
Important Keys for Retirement Planning
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Important Keys for Retirement Planning

Whenever I put forward the question as to how planned their retirement is, people hardly come up with an answer. Even those who choose to answer, are not sure whether their petty savings will suffice their ever-expanding needs. A major lot of people in India, who are currently part of the work-force, are highly optimistic that their children will take care of them financially. So planning for their retirement becomes the least of their concerns. But the latest study has come up with a startling fact. It states that only 3 out of every 10 individuals are capable of supporting their old age parents.

Continue Reading about 4 years ago
The forthcoming of future group?
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The forthcoming of future group?

It was around 2005 that many non-metro cities of India started witnessing the sky-high shopping malls erecting. These places began a new era of the Indian consumption journey. While most people in these cities would crib about the high price the brands would ask, one sector people were most happy with was the retail. Big Bazaar, Central, Brand Factory, Pantaloons, and Indigo Nation are some names that are known to everyone. All these names were once under the conglomerate of the ‘Future Group’. Future Consumer Enterprises Limited, owned by this Future Group, once claimed to shape India’s consumption journey, is now struggling to shape its future.

Continue Reading about 4 years ago
SIP or Lumpsum Investment: Which is the better option?
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SIP or Lumpsum Investment: Which is the better option?

SWP  and SIP or a bulk payment  The investment world is filled with acronyms making it difficult for a commoner to interpret or comprehend it. SIP and SWP are two such acronyms that you might constantly hear when you go in for investing. Especially, when you are about to invest in mutual funds, the one basic question which the broker might ask you is whether it is a lump sum or SIP-based investment. Without knowing the actual meaning and benefits of it most of us might simply choose one falling victim to the advice of brokers or friends. So what exactly are  SIP and SWP? Should I go for SIP or a lump sum? 

Continue Reading about 4 years ago
How Annuity Helps to Plan Better Retirement?
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How Annuity Helps to Plan Better Retirement?

As many say, retirement is the start of a new adventure. It is that time of your life where you are relieved of all your responsibilities. But things are never going to be the same while you retire as it is today. Inflation is going to touch new peaks along with your ever-growing needs. So, without a steady flow of income, your new adventure will soon turn to be nothing more than a horror story. In no time you might be forced to return to the workforce once again. I am pretty sure that most of us don’t want to get back to work, rather than enjoying the perks of old age. So what should you do? 

Continue Reading about 4 years ago
Will Coronavirus Lead to a Recession?
Macro Moves

Will Coronavirus Lead to a Recession?

Coronavirus has hit the economy hard indeed.Are we entering into a recession post lockdown? There’s a funny Cricket video on YouTube in which a fielder on the boundary puts in an intense dive and slides to save the boundary and also manages to save it but, in his effort takes off the pants (the lower slips off due to the impact of dive and slide). On the one hand, the spectators appreciate the effort but they can not stop laughing when they see the player without pants. Now, imagine the boundary as pandemic and pants as the economy. While the government is doing everything to control the spread of the pandemic, the economy is suffering in parallel.

Continue Reading about 4 years ago
How cryptocurrency works
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How cryptocurrency works

“I can say almost with certainty that they will come to a bad ending.” These words by Warren Buffett have made investors a lot more skeptical about crypto investment. Well, not only him but many great investors have spoken against crypto. But one thing is for sure; you cannot ignore cryptos!

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Covid-19 Crisis: Three Industrial Sectors Remain unharmed
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Covid-19 Crisis: Three Industrial Sectors Remain unharmed

Three industrial sectors are still going strong amidst the crisis.Which are these and how are they doing it? If we tell you that there are certain things that have not been affected at all by the devastation that Coronavirus has caused, how would you react? We are not kidding, there are three industrial sectors that have somehow remained untouched by the effect of Covid-19 and since the 21-day lockdown has been initiated, these industrial sectors may stand strong at the end of all this as well.

Continue Reading about 4 years ago
Types of Mutual Fund Schemes in India and their Benefits
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Types of Mutual Fund Schemes in India and their Benefits

Saving money without the intention to invest is utter waste. “But where to invest?” is one question we constantly ponder upon. I have heard people saying that, in the olden days, the bank was the only option for those looking for a safe haven for their money. But things have changed a lot now. You have a wide range of options to choose from. A new investment scheme pops up every day. But when you are offered a lot of options, you usually give way to confusion. Mutual funds investment emerges as one of the best options in the market. Mutual funds are investment vehicles that make your ride towards your financial goals easier.

Continue Reading about 4 years ago