Sector Funds: What are sector Funds?
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Sector Funds: What are sector Funds?

These are equity mutual funds that give you access to a very small part of the overall market; they majorly invest in a particular type of business, industry or a sector of the economy. It can be any sector such as the Education sector, Automobile sector, Health care sector, IT sector, FMCG sector, etc.

Continue Reading about 5 years ago
Investing in turnaround stocks
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Investing in turnaround stocks

Every business, whether it is big or small, follows a business cycle consisting of growth, maturity, and decline phases. The company in the growth phase performs well, which makes it stock prices higher, whereas the company in decline phase always have stocks dipping down in price. So, when a company reaches the decline phase, then, there are just two chances- either it will become bankrupt or it will turnaround itself and bounce back. The turnaround shares refer to those companies which are underperforming currently but are expected to rebound. Smart analysis of such stocks that are near the bottom can fetch ample gains to investors if they bounce. Such stocks are usually not preferred by the stock market for some reason or the other.

Continue Reading about 5 years ago
Sukanya Samridhi Yojana
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Sukanya Samridhi Yojana

Sukanya Samridhi Yojana (SSY) is a government scheme that was introduced by the finance ministry and launched by our honourable Prime Minister Narendra Modi on 22nd January 2015 in Panipat, Haryana. The scheme is targeted at the parents of a girl child and has been launched to promote the welfare of the girl child.

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What is Top up and Step up, SIP in mutual funds?
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What is Top up and Step up, SIP in mutual funds?

A Systematic investment plan refers to investing a fixed amount of money at fixed intervals like monthly, weekly, or quarterly. If the investor can earn more while still invested in SIP, then he can either start a new SIP or can top-up the current SIP to invest more. Top-up SIP is a feature in which an investor has an option to raise the systematic instalment value by a fixed amount. This feature is provided by many mutual funds. This enables the investor to invest a higher amount of money during the tenure of SIP.

Continue Reading about 5 years ago
National Savings Certificate
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National Savings Certificate

The national savings certificate is an initiative started by the Government of India. NSC is a fixed income investment scheme that can be opened with any post office. The target market for this scheme is small to middle-income investors who are provided an opportunity to save money while saving on income tax. This scheme is a secured scheme that has a very low risk in it just like the Public Provident Fund scheme.

Continue Reading about 5 years ago
What are bonus shares?
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What are bonus shares?

Bonus shares are the company’s accumulated earnings which are converted into free/additional shares that are passed on to the current shareholders by the stake held by each of them without charging any additional cost. 

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What is a dividend?
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What is a dividend?

A dividend is a share of profits paid to the shareholders and which is earned by a company. The dividend usually refers to the distribution of profits earned by the company. When a company earns profits at the end of the year, then it reinvests a certain portion of it into business to grow it further, which is called as ‘retained earnings.’ The remaining portion is distributed to the shareholders as dividends. 

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Importance of learning in investing.
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Importance of learning in investing.

Before delving deeper into how vicarious learning plays a crucial role in investing, let us first understand what is vicarious learning. Vicarious learning is the process of learning merely by observing our surroundings. Vicarious learning happens when we as observers pay ample attention to what is happening around, retain the observation, produce similar motor reproduction and are motivated to perform or learn what we see around, than vicarious learning automatically takes place in the process. However, if any of these factors are missing, then the observer is not able to efficiently learn from the surroundings.

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When to look for booking profits or when not to look for booking profits in the stock market?
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When to look for booking profits or when not to look for booking profits in the stock market?

The whole and sole idea of investing in stocks is to make profits. But, when should you look at grabbing profits and when not to look for profits in the stock market is a science that needs to be learned. Should you be banking on profits when the stock market is hitting a peak? Or, should you hold back on to the investments longer for the profits to multiply?

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Are you an investor, speculator or a gambler?
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Are you an investor, speculator or a gambler?

Warren Buffett rightly states, “Only when you combine sound intellect with emotional discipline do you get rational behavior.” In today’s scenario of economic uncertainty and market volatility, it’s imperative to understand the emotions that drive an investor’s decisions. Is it greed, fear, optimism, or something else? Each one of them responds differently to the stock market, which helps us to categorize them as speculators, gamblers, or investors. 

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How to be a super investor?
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How to be a super investor?

Dear Readers, The investing arena is loaded with uncertainties and noise. We often invest on impulse, under the influence of the information overload that surrounds us.

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The First Rule of Investing
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The First Rule of Investing

On the face of it, the two rules look pretty obvious. So, let’s delve a bit deeper and examine and crux of them.

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How to Value a Holding Company?
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How to Value a Holding Company?

Holding company is a company that is created to buy and own the shares of other companies. They either don’t have an active business apart from investments or it’s a very small part in comparison to their investment corpus.

Continue Reading about 5 years ago