IRCTC IPO: Can it be another D-Mart?
Investing

IRCTC IPO: Can it be another D-Mart?

Who doesn’t remember the D-Mart IPO? The hype, which surrounded it, the oversubscription and everything else. Recent IRCTC IPO is reflecting similar vibes and looks like the history is repeating itself. But, nothing can be said with 100% surety and therefore, the future of IRCTC is still veiled. Even though, the company is backed in its monopoly by the government itself and enjoys entire market share. But, who knows what’s on cards?

Continue Reading about 3 months ago
What is the 100 minus age investment allocation rule?
Investing

What is the 100 minus age investment allocation rule?

We all must be aware that diversification across Equity and Debt is the key to a successful investment. Do you ever wonder as to how can you decide the proportion of your investment in debt and equity?

Continue Reading about 4 months ago
Everything about promoter pledging that you should know
Investing

Everything about promoter pledging that you should know

The Reserve Bank of India (RBI) in its Financial Stability Report dated June 27, 2019, expressed its concern over the high level of promoter pledging. The report argued that a high level of promoter pledging indicates the poor financial health of a company and probably a situation that a company is unable to raise funding from other sources.

Continue Reading about 4 months ago
How Important is NAV for Valuing Mutual Funds?
Investing

How Important is NAV for Valuing Mutual Funds?

Whenever you plan to buy a mutual fund plan for yourself, the term that must have definitely caught your attention would be the Net Asset Value (NAV). This article is thus an attempt to answer intriguing questions related to the entire concept of the Net Asset Value. (NAV)

Continue Reading about 4 months ago
The Enterprise Value for an investor
Investing

The Enterprise Value for an investor

What is Enterprise Value? Enterprise Value (EV) is simply the total price that you need to pay to acquire 100% of any company. EV is also known as the Total Enterprise Value (EV) or Firm Value (FV). 

Continue Reading about 4 months ago
Why is it important to understand your investments?
Investing

Why is it important to understand your investments?

“Caveat Emptor” or “Buyers Beware” is the central theme that runs across the world of investing.  Every investor should have truckloads of knowledge about the investing world and where they are investing in. In this Monetary world, people want quick money.. easy money.. fast money.. And for this, they often resort to fraudulent activities, embezzlement, treachery, etc.

Continue Reading about 4 months ago
5 components of P&L that influence Investor
Investing

5 components of P&L that influence Investor's Decisions

Ever wondered about what makes a person invest in one company and not in another?

Continue Reading about 4 months ago
What is the Importance of Contingent Liability
Investing

What is the Importance of Contingent Liability

To answer this question, first, we have to understand what contingent liability is. A contingent liability is the potential or uncertain loss that may occur at some point as an outcome of a specific event. It is not an absolute obligation; it may or may not happen depending on how the future unfolds itself. It is recorded only if the liability amount can be estimated relatively.   According to the practice of disclosure in the conservative approach of accounting, the liability may be disclosed as a footnote in the financial statements of a company or not reported if conditions are not met. Therefore, the contingent liability has no such accounting treatment — for example, potential lawsuits, product warranties, and pending investigation. Contingent liabilities are possible obligations, which may or may not occur in the future and disclosed in the notes to the accounts. 

Continue Reading about 4 months ago
What are Moats and Floats?
Investing

What are Moats and Floats?

A very successful and consistent investor of Wall Street, Mr. Warren Buffet, who is the founder and CEO of Berkshire Hathaway, coined the term MOAT.

Continue Reading about 5 months ago
Five assets you don’t need
Investing

Five assets you don’t need

We have a lot of financial products available around us assuring a very high return. The agents selling these products are paid big fat commissions, driving them to sell the products at any cost. We have to remember that not all such assets will benefit you. So, we have compiled a few of such assets that are widely sold in the market, but contribute very little to the holder’s wealth.

Continue Reading about 5 months ago
Difference between market value and book value
Investing

Difference between market value and book value

All of these terms are used for the financial market and signify a particular meaning to the financial instruments. These terms have a different value for every financial instrument and should be taken into consideration. So let us know about every term in detail:

Continue Reading about 5 months ago
What is Beta in Finance?
Investing

What is Beta in Finance?

A beta coefficient is a measure of the volatility, or systematic risk, of an individual stock in comparison to the unsystematic risk of the entire market. In other words, beta helps us understand how stock returns react to market fluctuations. The more it gets changed/ affected/ fluctuated, the higher will be the beta and vice versa. Basically beta helps the investors determine how risky the stock is w.r.t the market movements.

Continue Reading about 5 months ago
Determine your investment
Investing

Determine your investment's future with rule of 72

In the field of investing, it is imperative to realize the power of compounding. In the process of compounding, the interest when due is added to the original sum, hence modifying the sum for the next compounding period. Consequently, the interest rate is not only applicable on the principal amount but also on the interest accrued.

Continue Reading about 5 months ago
What is Margin of Safety?
Investing

What is Margin of Safety?

Origin of ‘Margin of Safety’

Continue Reading about 5 months ago
How to choose right Insurance policy?
Investing

How to choose right Insurance policy?

Choosing a life insurance policy is a great challenge for many individuals as there are many insurance companies offering different plans and to pick the best one out of all is pretty much difficult.

Continue Reading about 6 months ago
What is algo trading?
Investing

What is algo trading?

Algo trading is algorithmic or automated trading, which refers o automated trading done by a computer without any human interference. Imagine! How much science and technology have progressed that even trading can happen using computers. Algo trading is free of any human emotional or impulsive bias for buying and selling shares. Algo trading is usually used for High-frequency trading (HFT), where multiple orders are placed across varied markets by giving pre-programmed instructions. Using Algo trading, the market reach gets expanded, and the possibility of earning profit increases manyfold.

Continue Reading about 7 months ago
National Savings Certificate
Investing

National Savings Certificate

The national savings certificate is an initiative started by the Government of India. NSC is a fixed income investment scheme that can be opened with any post office. The target market for this scheme is small to middle-income investors who are provided an opportunity to save money while saving on income tax. This scheme is a secured scheme that has a very low risk in it just like the Public Provident Fund scheme.

Continue Reading about 7 months ago
4 tips to overcome the fear of investing in the stock market
Investing

4 tips to overcome the fear of investing in the stock market

If you are risk averse to money, then probably you would never have tried investing in stocks. Of course, most people like you refrain from investing in stocks because of the fear of losing money. To those who know nothing about stock investment, stock investment looks confusing and scary.

Continue Reading about 9 months ago