Coronavirus Cure: Glenmark and Cipla share hits the Upper Circuit
Investing

Coronavirus Cure: Glenmark and Cipla share hits the Upper Circuit

Heard of one-stroke wonders? This is a term that is usually used in the sport of Cricket to describe batsmen who perform once in a crucial situation and help their team win but can not do anything great after that. Now a days, it has also become a trend to ‘Go Viral’. You would have observed that when something goes viral on social media, people remain crazy about it for a few days or probably weeks but then, forget it. By now you would be wondering, why are we telling you all this?

Continue Reading about 17 days ago
How one can develop habits of Saving Money?
Investing

How one can develop habits of Saving Money?

By knowing the importance of saving money, most people want to save their money, but without a proper plan and good habits, getting diverted and falling short of financial goals is easy. Sometimes the hardest thing about saving money in India is just getting started. When decided it's time to start saving money, people begin searching for the best ways of saving money. Some start looking for a jackpot that leads them directly to wealth and happiness. While others realize it's an excellent time to begin eliminating debt and unnecessary expenses. Thus everyone's journey to success is a bit different, but there is one thing common among all successful people is good saving habits. Like so many things in life, setting money aside as savings is a habit that needs to be developed. If you are having trouble getting into the habit of saving, you can follow a few money saving tips that might help you to build saving habits and achieve your goals. 

Continue Reading about 19 days ago
Top 7 Investment Options in India with High Returns
Investing

Top 7 Investment Options in India with High Returns

The Covid 19 lockdown was a learning experience for each one of us. And one of the valuable lessons that must have struck many was the need to Save and Invest for a rainy day. A lot many individuals were faced with a growing financial concern due to the Corona lockdown. It turned out to be a period for individuals to relook and realign their financial goals to sail out of this global crisis.

Continue Reading about 23 days ago
Mutual Fund Portfolio: Importance of portfolio Diversification
Investing

Mutual Fund Portfolio: Importance of portfolio Diversification

Ever thought of putting all the eggs into one basket and expected a miracle to happen? We all do, right! High dividends allure us, and so does investing in the top-performing companies. But the golden eggs don't create a shiny basket at times! And here it is the red flag that we are talking about. Imagine the tragedy; you invested in equity for a short period, Debt for the long-term. See, you are already bewildered after reading the last sentence and saying, what was that? This brings me to my next question, how do we know that we have the best portfolio if something called perfect, ever existed in reality. Wait, before we proceed, let's get to know what a portfolio is. What is Portfolio- The Basket; Portfolio- A portfolio accumulates financial assets such as stocks, bonds, commodities, paper money, and fund complements, including mutual, exchange-traded, and closed funds. A sentence looks tough when we read it in a single go. But when we break simpler words into prefixes and suffixes, it becomes readable. Similarly, if we diversify our portfolio properly, we would receive quality results. Blend; Equity & Debt & Equity-

Continue Reading about 1 months ago
Health Insurance Plans: Types of health Insurance in India
Investing

Health Insurance Plans: Types of health Insurance in India

For humans their greatest asset is health. Most of us might have heard the famous quote “Health is Wealth”. Humans are the greatest asset for companies as well as for their family, and assets are exposed to risk that their ability of generating profit may be lost or decreased. This is a monetary or economic risk attached to human assets, and this is where the role of insurance comes in.

Continue Reading about 1 months ago
Patanjali Ayurved bang entry into the Bond Market with its product
Entrepreneurship

Patanjali Ayurved bang entry into the Bond Market with its product

There were some questions about Patanjali which were hovering over my mind. One, since Patanjali is going through a serious distribution issue and is also facing drop in revenue, what would be the way ahead? And second, since the time Coronavirus started spreading alarmingly people are blindly behind gigantic pharmaceuticals expecting them to create a magical vaccine. Why has Ayurveda not tried creating a cure for Covid-19?

Continue Reading about 1 months ago
SBI FD Rates: SBI slashes FD rates by 40 basis points
Investing

SBI FD Rates: SBI slashes FD rates by 40 basis points

SBI slashes FD rates by 40 basis points. And, a cursory view of Nestle India’s stock. The previous generation has hailed fixed deposits so much that even we find it attractive. Whenever a person in India has got some extra money, the first option that comes to mind is getting an FD done. Reasons for this are also simple – no risk of losing money, a decent rate of return (till now it was slightly more than inflation) and an option to get your money back anytime (compromising the interest). But, latest news from the State Bank of India has put all the FD lovers in dilemma.

Continue Reading about 1 months ago
Upstox Review 2020: Know about Brokerage Charges and Comparision
Investing

Upstox Review 2020: Know about Brokerage Charges and Comparision

Just a few years ago when the ‘smartphones’ and ‘apps’ were not part of our language, people interested in trading had to reach out to their brokers. The brokers would not only trade on behalf of the customer, they would also undertake activities like advisory and wealth management of the customer.

Continue Reading about 1 months ago
Investors: Record Number of New Demat Account added during Lockdown
Investing

Investors: Record Number of New Demat Account added during Lockdown

Record number of retail investors added during lockdown. And, Sectorial Talks on discount brokers. It looks like people are staying home and passing their time by trading in the stock market! ‘Baithe baithe kya karein, karna hai kuch kaam, ban jao retail investor le ke prabhu ka naam,’ probably that’s what people are doing. We say this because as per the reports, record number of people have opened their accounts with the trading platforms. The numbers released are astonishing.

Continue Reading about 2 months ago
Sovereign Gold Bonds Series X: Should you Invest?
Investing

Sovereign Gold Bonds Series X: Should you Invest?

It’s the start of the month, the time when your salary gets credited in your wallet. After paying off your bills, you might tend to look out for avenues to invest a chunk of your income and save some for other expenses.

Continue Reading about 4 months ago
How much Health Insurance Cover Should You Take?
Investing

How much Health Insurance Cover Should You Take?

I had seen my grandparents claiming that they hardly dealt with doctors or medicines when they were young. But that is not the same picture today. Recent years have seen not only medical advancements but also an increasing threat to human life. Thus an individual in today's world is more likely to need medical services than the same person living 50 years back.

Continue Reading about 4 months ago
Should you Rent or Buy a House?
Investing

Should you Rent or Buy a House?

No matter who you are and where you work, one question that every Indian struggles with is whether they should buy a house or not. With opportunities available nationwide, migrants are puzzled whether they should buy a house or keep living in a rented space. Is living in a rent a problem? Is buying a house a solution? This piece tries to answer some of these questions.

Continue Reading about 4 months ago
How should you invest in Mutual Funds: SIP or Lumpsum?
Investing

How should you invest in Mutual Funds: SIP or Lumpsum?

Have you ever thought about what your life will be like after 10 years or 5 years from now? Along with a roller coaster of events, your future might also hold various monetary demands and requirements. It might be marriage expenses or your children's education or for your retirement. So how to face them? The answer is simple. Just start investing. There are various forms of investments.

Continue Reading about 4 months ago
The Story of Diamond, De Beers and Love
Economy

The Story of Diamond, De Beers and Love

Did you make the right decision in purchasing a diamond? How did De Beers Monopoly affect you? Read in this Valentine’s Day Special blog.

Continue Reading about 5 months ago
What is the Impact of Gold Import on Indian Economy?
Investing

What is the Impact of Gold Import on Indian Economy?

Gold is Old…What’s it about the gold investment that you should consider before investing? What’s the economic impact of your ‘Gold’ love? Read and find out below.

Continue Reading about 5 months ago
What makes Bajaj Finance preferable for Investors?
Investing

What makes Bajaj Finance preferable for Investors?

Bajaj Finance in the year 2019 became a hit among investors. In October, it was reported that investors had priced Bajaj Finance more than India's largest lender i.e., the State Bank of India (SBI) with a balance sheet 14 times the size of Bajaj Finance's book.

Continue Reading about 6 months ago
Direct Mutual Fund: Check its Features & Advantages
Investing

Direct Mutual Fund: Check its Features & Advantages

Mutual Funds have emerged as one of the top choices of retail investors in our times. Be it through tax-saving ELSS, foresighted SIPs, or just lump sums, everybody is into mutual funds in one way or more. Mutual funds are not new. They have been there for more than 30 years. However, increasing incomes over the years, reduced bank deposit rates, demand of market, and awareness among investors have led to immense popularity of mutual funds as an investment instrument.

Continue Reading about 6 months ago
Check the Causes of Diminishing Mutual Fund Returns
Investing

Check the Causes of Diminishing Mutual Fund Returns

I remember when I was in school; there was a trend of mutual funds in my neighborhood. People were always talking about their mutual fund returns like I'm getting this much mutual fund returns on this scheme or that scheme. Now at that time, I didn't know much about mutual fund returns, but I deduced that mutual fund returns and mutual fund itself must mean something like "money earned from a group of people."

Continue Reading about 7 months ago