How Can Borrowers Reduce Home loan EMIs and Make Prepayments?
Finance

How Can Borrowers Reduce Home loan EMIs and Make Prepayments?

If an individual is not smart about his choices, he will spend half of his life with burdens and regrets. In the same way, if a borrower does not make a smart financial choice, he will spend his life paying off EMIs on different loans. If the borrower does not work on his financial planning carefully, the EMIs he needs to pay will affect his monthly budget drastically and make his life a bit harder.

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Manu Manek: The Cobra of Indian Stock Market
Stock Market Concepts

Manu Manek: The Cobra of Indian Stock Market

Whenever anyone talks about the stock market's scams "Harshad Mehta" is usually the first name that comes to mind. Harshad Mehta was known as the "Big Bull" of the stock market because he used to hike up the price of the shares by manipulating the share market.

Continue Reading about 2 days ago
Saving Schemes: Evaluating the Best Schemes in India
Finance

Saving Schemes: Evaluating the Best Schemes in India

As time has its own way of changing things, it is quite obvious that today's India is quite different from the India a few decades ago. There's a long list of things that have changed in the nation. Each field, industry, states or cities, or sectors have developed in their own way. India is going online, people becoming more intellectual, the luxuries of then becoming the necessities of now; everything has changed drastically. 

Continue Reading about 3 days ago
Current Account vs Savings Account
Invest

Current Account vs Savings Account

How do you save money? Considering the techniques of the olden days, keeping a large amount of money with you or in a steel locker in a house might be risky, or saving money on a daily/weekly/monthly basis by distributing it, might be hectic to manage on your own as it takes a lot of time. So, is there any alternative solution? Where do I keep my money if not in my house? How can I manage the timely savings of my money?

Continue Reading about 5 days ago
Liquidity Ratio: The Water of Accounting Ratios
Ratios

Liquidity Ratio: The Water of Accounting Ratios

Are you a shopping enthusiast? Do you love buying new things? There would hardly be any person who does not like buying fresh, new stuff. The one common pattern found with almost every shopper is the process of a proper analysis of the product before actually buying it.

Continue Reading about 6 days ago
6 Best Term Insurance Policies
Invest

6 Best Term Insurance Policies

Securing your family's future is the best gift for your loved ones in your absence. For this gift, you need a term insurance plan that offers a variety of insurance plans that can be friendly to your pocket and offer you plenty of benefits.

Continue Reading about 7 days ago
What is Sunk Cost Fallacy? And How can it Affect your Decisions?
Behavioral finance

What is Sunk Cost Fallacy? And How can it Affect your Decisions?

Have you ever been in a circumstance where you headed out to watch a film in the auditorium thinking it would be incredible, but it actually ended up being awful? What did you do straightaway? Did you leave the theatre or kept watching it till the end until you were anxious about the possibility that you had just paid for the ticket of a really bad movie? If you choose the latter, you have succumbed to the sunk cost fallacy.

Continue Reading about 8 days ago
What happens if a Fund House or AMC get closed?
Mutual fund

What happens if a Fund House or AMC get closed?

Over the preceding decade, particularly after numerous foreign players entered the Indian mutual fund space, there have been a few cases of fund houses bailing and leaving their business after offering their business to different players.

Continue Reading about 9 days ago
Muhurat Trading: Key things to know
Invest

Muhurat Trading: Key things to know

The world is full of different people, cultures, traditions, languages, customs, and beliefs, but when it comes to the most diverse country in the world with numerous cultures within itself, India is the name that hits everyone's mind. Every part of India has a distinct food, clothing styles, languages, which makes it a diverse place.

Continue Reading about 14 days ago
What to look for before investing in Mutual Funds?
Mutual fund

What to look for before investing in Mutual Funds?

Suppose, an individual wish to purchase a car, but before purchasing it, it is important for that individual to evaluate all the features and clear any queries related to that car. The questions can vary from, "What are the new features? How is the performance? Does it come with a safety guarantee? How much tax would one need to pay? Are there any hidden charges?"

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Direct Vs. Regular Mutual Funds: Know the Difference
Mutual fund

Direct Vs. Regular Mutual Funds: Know the Difference

If one decides to visit a museum of modern art without having any prior knowledge of the subject, what is the best option that one can carry out impromptu? Hire a museum guide. By doing so, not only would one save a lot of time but would also require a little or no preparation/research for spending a day relaxing and admiring those art pieces.

Continue Reading about 16 days ago
Senior Citizen Savings Scheme: Here’s all you need to know
Finance

Senior Citizen Savings Scheme: Here’s all you need to know

Risk. A word that comes up with a package of a lot of emotions; excitement, fear, belief, anxiety, dismay, and whatnot. Risk is considered to be a part of life; rather, life is all about risks. Whether it's checking your luck in casinos, hiding the truth from your parents, getting out without an umbrella in monsoon, lending money to someone, investing in stock markets, etc. everything comes up with risks, either small risks or grave ones.  

Continue Reading about 16 days ago
The New Flexi Cap Category in Mutual Funds by SEBI
Mutual fund

The New Flexi Cap Category in Mutual Funds by SEBI

Diwali is around the corner, and spendings are at a peak at this time of the year. Now, let us imagine if the money given by elders to kids during the festive season is monitored by their mothers, and she sets a particular rule for the spending. Being an obedient kid, you oblige to what she says. You have been used to these rules for years, but what if suddenly she changes the rules and sets a restricted limit on spending. Wouldn't it make you unhappy?

Continue Reading about 17 days ago
Gland Pharma IPO Details
Invest

Gland Pharma IPO Details

The stock market is one of the most rewarding investment plans in India. Individuals put resources into the stock market since it can possibly produce attractive returns in a little range of time. Investors trade in the stock market either through the primary market or through the secondary market.

Continue Reading about 17 days ago
All about Dividend Fund, Growth Fund and dividend reinvestment
Mutual fund

All about Dividend Fund, Growth Fund and dividend reinvestment

Options Available. Isn’t that an attractive phrase? Human beings want options for everything; be it food, clothes, houses, cars, mobiles, home appliances, or choosing life partners! Anything that does not come with an option seems like a forced thing to do, which makes it boring, and sometimes, people avoid buying or doing it all together.

Continue Reading about 20 days ago
What are Hybrid Funds and types of Hybrid Mutual Fund
Mutual fund

What are Hybrid Funds and types of Hybrid Mutual Fund

An investor who heard about mutual funds wishes to invest in a mutual fund to get higher returns with minimal risks. Investors used to save their money in the banks as Fixed Deposit (FD) to get the 6-7% risk-free return.

Continue Reading about 23 days ago
Aditya Puri
Success Stories

Aditya Puri's journey: An 'inspiration' to banking sector

Some tales of success have been heard by us all. Whether it's the story of newspaper boy Dr. APJ Abdul Kalam, chaiwala Modi Ji, bus conductor Rajnikanth, or the story of living legend Amitabh Bachchan, all such struggle revealing stories has been well-known and highly appreciated. But have you noticed that such popular early life stories are just of either politicians or the big stars of the entertainment industry, nothing else!

Continue Reading about 23 days ago
Everything About RTGS (Real-Time Gross Settlement)
Finance

Everything About RTGS (Real-Time Gross Settlement)

Fund transfer is not something that is just curbed to the business sector; it has become a necessity everywhere. Nowadays, everyone knows how to transfer funds online, easily from anywhere to everywhere.

Continue Reading about 26 days ago