Startup Funding: Requirement and Importance of Funding for Startups
Startups

Startup Funding: Requirement and Importance of Funding for Startups

There’s a very popular saying, ‘Time is Money,’ and it is especially true in today’s time and age. With the rise of startups and the rise of options available for funding, entrepreneurs should be certain of when they want to start trying to raise funds. 

Continue Reading about 3 days ago
Master Class 9: How to analyze and value Banking Stocks - NIM and ROA
Stock Market Concepts

Master Class 9: How to analyze and value Banking Stocks - NIM and ROA

Last year was not a bed of roses for a lot of banks in the country, especially the public sector banks. A lot of banks had to go through a rough patch, which cost a lot to its depositors and investors. But does that mean all those banks are unsafe for investments? 

Continue Reading about 25 days ago
What is Margin of Safety and its importance?
Stock Market Concepts

What is Margin of Safety and its importance?

I have encountered people who are extremely cautious and value safety above all. Being safe is so important to them that they sanitize their food before eating it. Unfortunately, it seems they don't invest. If they had, they would strictly follow the Margin of safety, unlike most investors. The Margin of safety is the concept where investors buy well below the intrinsic value of their stocks to avoid any loss. ok, now what about it? Learn more to figure out,

Continue Reading about 1 months ago
Why should you follow a disciplined Investment strategy?
Invest

Why should you follow a disciplined Investment strategy?

While a whole day is taken to commemorate "friendship day", I think it's crucial we know who are the world-famous besties. You might come up with a lot of answers. But if you see financially, then you will be awestruck to find that discipline and money are two close pals, whom we mostly don't acknowledge. Without discipline, you will not be able to accomplish the investing or saving goals you have in your mind. However, mastering a disciplined investment strategy is not that easy. 

Continue Reading about 1 months ago
Why should you stop timing the market?
Invest

Why should you stop timing the market?

Last time I checked, they said it is going to rain heavily. But I was actually simply carrying an umbrella as useless luggage the entire day. I am sure most of us would have been fooled by the weather forecast one way or another. But do you who got tricked more than us? They are the investors who tried to time the markets.

Continue Reading about 1 months ago
What to do when the Stock Market is highly Volatile?
Invest

What to do when the Stock Market is highly Volatile?

A lot of us are fearful when it comes to watching a horror movie. But someone who has been operating in the share market will tell you that it is no better than a horror movie. Yes, markets can be fearful, particularly during times when it is witnessing a crash or during an economic turmoil or financial crisis, etc. But if you crack the code to operate under such a situation, there is no need to fear. Initially let's explore the meaning of market volatility, 

Continue Reading about 1 months ago
What is Diversification and it
Invest

What is Diversification and it's Importance?

Have you tried answering all the questions in a test for which you never studied? Well, the probability is that you will get at least one right. That's the power of diversification. Be it your exams or stock markets; it will surely save you during times of crisis. Diversification is an act where investors make investments across different asset classes in such a way as to reduce risk and improve returns.

Continue Reading about 1 months ago
What is Herd mentality?
Invest

What is Herd mentality?

Now I am a million-dollar rich. But I actually wrote a check for my entire bank account and gave it to my brother. All he did was reflect my action. Herd mentality is one such behavior, where the investors blindly follow the crowd and place their nets accordingly. In short, they are just the sheep of the market directed towards a huge fall. 

Continue Reading about 1 months ago
What is Real Rate of Return?
Invest

What is Real Rate of Return?

Last night I woke up to see a huge shadow. I rolled under my bed in fear and closed my eyes tightly. With great courage, I opened my eyes only to realize that it was my silly sister trying to steal my makeup. The rate of return you receive from a particular asset can be deceiving. That is why investors calculate the real rate of return. It is the return that you acquire after providing for inflation and other expenses. 

Continue Reading about 1 months ago
Benefits of Long Term Investment in the Stock Market
Invest

Benefits of Long Term Investment in the Stock Market

Have you tried grabbing the egg of an ostrich while its mother's around? Stupid move, right. Let me propose another idea instead. "Simply wait". Believe me; this attribute can make you rich in the stock markets as well. Investments made for long term carry numerous advantages than those made for the short term. Withdrawing investments midway would simply tamper its ability and ultimately stop it from reaching its fullest potential. 

Continue Reading about 1 months ago
Best Share Market Tips for Beginners
Invest

Best Share Market Tips for Beginners

Investment is key to a safe and secure future. The lure of high returns has been a key attraction for investors to the share market tips. Share market offers the lucrative opportunity of purchase and trade of securities such as stocks and options. Investing in the share market is challenging, as well as a learning experience. It requires oodles of patience and discipline and a great deal of research and a sound understanding of the market. The volatility of the stock market adds to the investors' perplexity of wanting to invest, hold, or sell in such situations. Let us understand the initial steps involved in taking up these challenges of venturing into the investing journey.

Continue Reading about 1 months ago
Why the prices of gold are rising constantly?
Economy

Why the prices of gold are rising constantly?

Remember Sanjay Dutt’s Vaastav? Had that film been made today, Sanjay Dutt would not have been able to say that famous dialogue “Pachaas Tola!” (translating to 50 ounces of Gold). The reason being, he surely wouldn’t have been able to afford this much Gold with yellow metal’s prices touching record highs. This was on a lighter note, now let’s get into some informational details.

Continue Reading about 1 months ago
Why should you start investing as early as possible?
Invest

Why should you start investing as early as possible?

You would have seen people breaking records and setting new ones. Records of being late and being last. But as far as the markets are concerned, it is always the early bird that gets the worm. Starting early always has its perks. And the world of investing is no different. While an investment can be made at any age, one cannot deny that early diggers get to the treasure faster. Now you might be having a million questions. Read further to find all the answers to your what, why, and how.  

Continue Reading about 2 months ago
5 Reasons: Why You Should Start Investing?
Invest

5 Reasons: Why You Should Start Investing?

Who said we hate exercising? To be honest, we love it. And we had to do it anyway. If not, then tell me why we run, walk, and hunt for money. But what if I say you can make money sleeping. You can just relax and still make money. All you have to do is start investing. Investing gets us in the next fastest flight towards victory.

Continue Reading about 2 months ago
How to Protect Yourself From Ponzi Scheme?
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How to Protect Yourself From Ponzi Scheme?

Many of us must have come across the names of Rose Valley Group and the Saradha Group when reading an article in the newspaper or maybe heard about these organizations while watching television or during a conversation. However, when these names are mentioned, they are usually associated with the words' Ponzi schemes' and 'scam'. We all probably know what scam means, but many of us may not have understood what the word Ponzi scheme means and why these companies are associated with this word. So, the first question that needs to be answered is, what exactly is a Ponzi scheme, and how does it work?

Continue Reading about 2 months ago
Coronavirus Cure: Glenmark and Cipla share hits the Upper Circuit
Invest

Coronavirus Cure: Glenmark and Cipla share hits the Upper Circuit

Heard of one-stroke wonders? This is a term that is usually used in the sport of Cricket to describe batsmen who perform once in a crucial situation and help their team win but can not do anything great after that. Now a days, it has also become a trend to ‘Go Viral’. You would have observed that when something goes viral on social media, people remain crazy about it for a few days or probably weeks but then, forget it. By now you would be wondering, why are we telling you all this?

Continue Reading about 3 months ago
How one can develop habits of Saving Money?
Invest

How one can develop habits of Saving Money?

By knowing the importance of saving money, most people want to save their money, but without a proper plan and good habits, getting diverted and falling short of financial goals is easy. Sometimes the hardest thing about saving money in India is just getting started. When decided it's time to start saving money, people begin searching for the best ways of saving money. Some start looking for a jackpot that leads them directly to wealth and happiness. While others realize it's an excellent time to begin eliminating debt and unnecessary expenses. Thus everyone's journey to success is a bit different, but there is one thing common among all successful people is good saving habits. Like so many things in life, setting money aside as savings is a habit that needs to be developed. If you are having trouble getting into the habit of saving, you can follow a few money saving tips that might help you to build saving habits and achieve your goals. 

Continue Reading about 3 months ago
Reasons Behind Why People are not Saving Money?
Economy

Reasons Behind Why People are not Saving Money?

HSBC conducted a survey and reported that only one-third of Indians save their income regularly. Without emergency funds or savings, one could be putting themselves at financial risk. Most of them believe in the concept of saving money, but only a few manage to practice it. There may be plenty of excuses for not saving regularly like I don't know where to save, I don't know how to save, I don't have enough money to save, etc. After paying bills, renting, and making loan payments, there's often not much leftover, but by proper budgeting and planning, one can build a proper plan to save money. Some people struggle for external reasons, such as health issues, student loans, sick parents, and more prevalent causes than we think. On the other side, there are individuals out there who are utterly irresponsible with their money despite being able to save more. If you neglect savings and an unplanned bill may arise, then it's going to be a problem. 

Continue Reading about 3 months ago