what is the Impact of Demerger on Shareholders?
Investing

what is the Impact of Demerger on Shareholders?

There are often times when a diversified company opts for focusing on its core businesses and transferring its other business operations to a different company. This is the simple idea behind a popular corporate restructuring activity i.e., Demerger.

Continue Reading about 9 days ago
What should an investor look for in quarterly reports?
Investing

What should an investor look for in quarterly reports?

As a shareholder, do you forget holding the shares of a particular company, or are you anxious to know what is happening with the company whose shares you are holding? Well, if you belong to the second category, quarterly results are your savior.

Continue Reading about 14 days ago
Life Insurance: Term, ULIP, or Endowment?
Investing

Life Insurance: Term, ULIP, or Endowment?

Do you know that 19 people die every minute in India? The health standards are decreasing day by day. The newspaper is filled with articles of alarmingly high pollution levels, natural calamities, increasing crime, etc. Life expectancy has come down to 68 years. In such a situation, taking Life Insurance is a must. It at least provides financial security to the family. So an obvious next question would be, "Which Life Insurance to take?”

Continue Reading about 1 months ago
Is this the right time to invest in Small and Mid-Caps?
Investing

Is this the right time to invest in Small and Mid-Caps?

Are you investing in the stock market? Which stocks should one start with, large and known companies (large-cap stocks) or smaller companies (small-cap stocks)?

Continue Reading about 1 months ago
Securitization- The lifeline of NBFCs
Investing

Securitization- The lifeline of NBFCs

Non- Banking Finance Companies (NBFC’s) play a significant role in driving growth and development by providing financial services to Micro, Small and Medium Enterprises (MSME’s) most suited to their business model. They aim at promoting inclusive growth in the economy by extending credit in rural sectors and financially weaker sections of the society.

Continue Reading about 1 months ago
Importance of Long Term Investments
Investing

Importance of Long Term Investments

How long can you focus on something? It was a revelation when a study in 2018 stated that an average human has an attention span of just 8 seconds. If it seems to you that these attention spans do not matter, then you're wrong because it has significant implications on your daily activities and decision making.

Continue Reading about 1 months ago
How Important is NAV for Valuing Mutual Funds?
Investing

How Important is NAV for Valuing Mutual Funds?

Whenever you plan to buy a mutual fund plan for yourself, the term that must have definitely caught your attention would be the Net Asset Value (NAV). This article is thus an attempt to answer intriguing questions related to the entire concept of the Net Asset Value. (NAV)

Continue Reading about 2 months ago
Five assets you don’t need
Investing

Five assets you don’t need

We have a lot of financial products available around us assuring a very high return. The agents selling these products are paid big fat commissions, driving them to sell the products at any cost. We have to remember that not all such assets will benefit you. So, we have compiled a few of such assets that are widely sold in the market, but contribute very little to the holder’s wealth.

Continue Reading about 3 months ago
Determine your investment
Investing

Determine your investment's future with rule of 72

In the field of investing, it is imperative to realize the power of compounding. In the process of compounding, the interest when due is added to the original sum, hence modifying the sum for the next compounding period. Consequently, the interest rate is not only applicable on the principal amount but also on the interest accrued.

Continue Reading about 3 months ago
Special purpose vehicle (SPV)
Investing

Special purpose vehicle (SPV)

In the current financial market, there exists numerous enterprises and entities who are working towards providing goods and services to the nation and contribute to the growth of the economy.

Continue Reading about 3 months ago
Term policy and endowment policy
Investing

Term policy and endowment policy

“A life insurance policy is something that provides a dedicated sum of money on the demise of the policyholder or after a certain period of time.”

Continue Reading about 3 months ago
How Is Your Purchase Price divided after a Demerger?
Investing

How Is Your Purchase Price divided after a Demerger?

Before we move ahead and know about how the purchase price is divided in case of a demerger, it is equally important that we build a strong foundation of the concept of demerger. Read on and find below.

Continue Reading about 3 months ago
How to choose right Insurance policy?
Investing

How to choose right Insurance policy?

Choosing a life insurance policy is a great challenge for many individuals as there are many insurance companies offering different plans and to pick the best one out of all is pretty much difficult.

Continue Reading about 4 months ago
How to set your personalized financial goals before starting to invest?
Investing

How to set your personalized financial goals before starting to invest?

The moment you read a success story on paper about how somebody has earned millions of rupees by investing in stocks, you feel goosebumps in the tummy as you have discovered the roadmap to becoming rich overnight. It is great to have such zeal and vigour to invest in stocks, but there has to have a solid strategy for becoming a millionaire through stock investment.

Continue Reading about 5 months ago
What are Hedge Funds?
Investing

What are Hedge Funds?

A hedge fund is popularly called as alternative investment fund (AIF) in India. Going by the meaning of the word ‘hedge’ which means ‘to avoid,’ so hedge funds talk about avoiding the risk of investment. Though hedge funds are mistakenly taken as similar to mutual funds there is a great deal of difference in the two.

Continue Reading about 5 months ago
Importance of learning in investing.
Investing

Importance of learning in investing.

Before delving deeper into how vicarious learning plays a crucial role in investing, let us first understand what is vicarious learning. Vicarious learning is the process of learning merely by observing our surroundings. Vicarious learning happens when we as observers pay ample attention to what is happening around, retain the observation, produce similar motor reproduction and are motivated to perform or learn what we see around, than vicarious learning automatically takes place in the process. However, if any of these factors are missing, then the observer is not able to efficiently learn from the surroundings.

Continue Reading about 5 months ago
What are Different types of Insurance Policies?
Investing

What are Different types of Insurance Policies?

With so many choices of life insurance policies around, settling down with the right insurance policy can be really overwhelming. You do tend to get lost and wonder where to start from.

Continue Reading about 6 months ago
How to improve your credit score?
Investing

How to improve your credit score?

Whenever you apply for a loan, your past repayment record is always checked by banks before issuing you the loan money. Your repayment record on any investment done accounts for your credit score.

Continue Reading about 6 months ago