Life Insurance: Term, ULIP, or Endowment?
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Life Insurance: Term, ULIP, or Endowment?

Do you know that 19 people die every minute in India? The health standards are decreasing day by day. The newspaper is filled with articles of alarmingly high pollution levels, natural calamities, increasing crime, etc. Life expectancy has come down to 68 years. In such a situation, taking Life Insurance is a must. It at least provides financial security to the family. So an obvious next question would be, "Which Life Insurance to take?”

Continue Reading about 5 years ago
Impact of IL&FS crisis on Indian Economy
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Impact of IL&FS crisis on Indian Economy

It was dark September for India’s financial market when debt repayment defaults by Mumbai-headquartered Infrastructure Leasing & Financial Services Limited (IL&FS) on inter-corporate deposits and commercial papers worth Rs 4.5 billion came into light. There was a fear that all housing finance companies would get resultant liquidity crunch effect and Lehman Brothers- like condition will come back.

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How Important is NAV for Valuing Mutual Funds?
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How Important is NAV for Valuing Mutual Funds?

A mutual fund is that one perfect asset class for a lot of us. It is not as faster a ride towards our goals but ensures that we don’t lose sight of the track. Mutual funds pool the funds from people and invest them in various arenas focused on fulfilling our financial goals. But analyzing and picking the right fund is where the pain lies. 

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Can DHFL Survive?
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Can DHFL Survive?

Some of the most important companies in India are facing serious trouble and it just reflects the management issues and economic slowdown peering upon the big companies. Last year, we saw a key non-banking financial company, Infrastructure Leasing & Financial Services (ILFS) crashing down. The earliest private airline company, Jet Airways closed its shutters down. Anil Ambani’s Reliance Communication filed for bankruptcy. Most recently, Dewan Housing Finance Corporation (DHFL) is facing survival blues.

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Term policy and endowment policy
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Term policy and endowment policy

“A life insurance policy is something that provides a dedicated sum of money on the demise of the policyholder or after a certain period of time.”

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Sector Funds: What are sector Funds?
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Sector Funds: What are sector Funds?

These are equity mutual funds that give you access to a very small part of the overall market; they majorly invest in a particular type of business, industry or a sector of the economy. It can be any sector such as the Education sector, Automobile sector, Health care sector, IT sector, FMCG sector, etc.

Continue Reading about 6 years ago
What is Top up and Step up, SIP in mutual funds?
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What is Top up and Step up, SIP in mutual funds?

A Systematic investment plan refers to investing a fixed amount of money at fixed intervals like monthly, weekly, or quarterly. If the investor can earn more while still invested in SIP, then he can either start a new SIP or can top-up the current SIP to invest more. Top-up SIP is a feature in which an investor has an option to raise the systematic instalment value by a fixed amount. This feature is provided by many mutual funds. This enables the investor to invest a higher amount of money during the tenure of SIP.

Continue Reading about 6 years ago
What are Exchange Traded Funds or ETFs?
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What are Exchange Traded Funds or ETFs?

ETFs are mutual funds which are listed and traded on stock exchanges like shares. ETFs are listed on a recognized exchange and their units can be bought and sold directly on the exchange through a stockbroker during the trading hours.

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What are Hedge Funds?
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What are Hedge Funds?

A hedge fund is popularly called as alternative investment fund (AIF) in India. Going by the meaning of the word ‘hedge’ which means ‘to avoid,’ so hedge funds talk about avoiding the risk of investment. Though hedge funds are mistakenly taken as similar to mutual funds there is a great deal of difference in the two.

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Top benefits of investing in mutual funds
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Top benefits of investing in mutual funds

Not everyone can nail the stock markets. Not everyone can analyze companies and make investment decisions. And that’s where Mutual Funds come into the picture. If you are a beginner in the game of saving and investing, mutual funds might be the one for you.

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How to Invest in Mutual Funds?
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How to Invest in Mutual Funds?

Mutual funds are one of the most popular investment options used for generating wealth. Whether you invest in these funds through a broker or you invest in them yourself, here is what you must know about mutual funds.

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New Fund Offer (NFO)
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New Fund Offer (NFO)

A new fund offer (NFO) is the first offer given by a company to purchase a new fund. By launching NFO, the company attempts to raise its capital. Mutual funds are one of the most common types of new fund offerings by the companies.

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4 Reasons to start investing in mutual funds
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4 Reasons to start investing in mutual funds

First things first,  Can you lose money by investing  in mutual funds ?

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TOP MUTUAL FUND SECRETS
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TOP MUTUAL FUND SECRETS

This special report has certain aspects of mutual funds that the mainstream media won’t tell you.

Continue Reading about 6 years ago