Posts Tagged: my pocket

Finance

Home Loan Eligibility Calculator: Why It's a Must-Use Tool Before Applying

Buying a home is a big decision, and taking a home loan is often necessary to make this dream come true. However, before applying for a loan, it is important to understand how much loan amount you are eligible for. This is where a Home Loan Eligibility Calculator comes in handy. A Home Loan Eligibility Calculator is an easy-to-use online tool that helps you estimate the loan amount you can get based on factors like income, expenses, loan tenure, and interest rate. By using this tool before applying, you can plan your finances better and increase your chances of loan approval.

Finance

Life Insurance Cost Comparison: Term Plan vs. Whole Life

Selecting a life insurance policy requires carefully considering several factors, which can be time-consuming and complicated for some people. To get the finest coverage, it is essential to understand the different types of life insurance policies available, including whole life, term plans, endowment plans, ULIPs, and more. This article compares the two most common types of life insurance, whole life and term plans, along with an overview of life insurance costs for making informed decisions.

Finance

Maximising Tax Benefits Through Family Medical Insurance Policies

The increasing health expenditure in India is forcing families to find complete solutions for financial stability. However, the fast-moving medical insurance policy for family offers financial protection and tax-saving benefits, making it the smartest choice in this evergrowing, high-expense economy.

Finance

Does Term Insurance Comes Under 80C

Term insurance is a form of life insurance policy that provides life coverage for a set period, generally between 10 and 30 years. The policy benefit is paid to the beneficiaries in case of the policyholder's untimely demise within that term. As opposed to other life insurance policies, there is no cash value or investment component associated with the term insurance plan; this is purely protection. Hence, premium charges for term insurance are highly affordable.

Finance

Top Financial New Year’s Resolutions: Start with an IDFC FIRST Bank Salary Account

As the new year approaches, it brings with it a sense of renewal and the perfect opportunity to set meaningful goals. Among the many resolutions you may consider, prioritising your personal finances should top the list. Financial stability is important for a fulfilling life, and the right tools can make all the difference in achieving it. One such instrument is the IDFC FIRST Bank Salary Account, which offers an array of benefits tailored to help you make smarter financial choices and achieve your goals effortlessly.

Invest

Smart Investment Strategies: How to Use an SIP Calculator for Better Financial Planning

"Don't put all your eggs in one basket." It’s an ancient proverb that still applies today, especially when handling money matters. Diversification in investments and smart strategies will be a good safeguard to protect your future finances and help you achieve those long-term objectives.

Finance

Maximise your Cashback with the FIRST Power+ Credit Card: A Comprehensive Guide

In today's fast-paced world, a credit card is not just a financial tool but a companion that caters to almost all your needs. Whether it's your mobility, utility, or lifestyle needs, a credit card can ease all your burdens. What makes credit cards even more beneficial are cashbacks.

Business

What Does it Really Cost to Own a Pet?

Imagine this: you just returned home from work, sat on your couch tired, and suddenly, a furry friend of yours made its way to curl you.

Business

Pink Tax: What Does Color Have to Do With Tax?

Pink for girls and blue for boys. It's just an old stereotype. No harm, no foul. Right? Not quite. While gender-specific colours may seem harmless, the hidden costs that come with it are anything but!

Finance

The Wealth Building Mindset: How to Think Like a Millionaire?

Gaining financial independence involves more than just saving money. It involves developing a millionaire mindset—a way of thinking that aligns with wealth creation. The wealth-building mindset is about embracing the fundamental values and ideas that support financial success rather than focusing on extravagant lifestyles. In this article, we will explore ways to develop a millionaire mindset.

Your Money

What is the CIBIL Score?

Are you aware of the concept of having a “life score"? For every good thing you do, you get 5 points (or so), and for every mistake, you are deducted 5 points from your lot. How conscious would all of us be, right? Thankfully, that's not the case, but when it comes to our financial life, it is.

Your Money

Why Does Every Investor Need Health Insurance? A Financial Perspective

While the saying 'Health is wealth' is widely recognised, few truly embody its essence daily. This is particularly evident in India, where a significant portion of the population still relies heavily on personal savings to cover medical expenses. In fact, out-of-pocket expenditure remains a substantial component of total health spending in the country.

Your Money

Steps to Follow When Buying Car Insurance Online

Car purchasing is one of the top goals after essentials like food, shelter, and clothing. Many dream of having the freedom to drive to their destination without concerns about weather or pollution.

Investor's Psychology

Don’t Know How to Invest? Here’s the Ultimate Solution to Your Problems

The stock market’s history in India dates back to 1875, when the first share trading association, “Native Share and Stock Brokers Association,” was established, aka Bombay Share Exchange. Today, over 5,000 companies are listed on the market, and hundreds of mutual funds are available for people to invest in. Such a big number makes investing extremely tricky & even more riskier.

Your Money

Gold Saving Schemes in India

When you look at the returns gold has given over the years, you can see how it has proven itself as a star investment:

Stock Market

Is Your Portfolio Volatility-Proof? A Financial Stress Test

The stress test, a significant move by SEBI, has stirred the nation from its self-induced sleep. As mutual fund investments continue to surge, reaching a staggering ₹54.5 lakh crore by 40 million investors in February 2024, the accompanying volatility has become a pressing concern.

Investor's Psychology

Shrinkflation: How Big Brands Fool You All the Time

News nowadays is filled with headlines like “India to be the 3rd largest economy in the world”, “Indian stock market crossed the $4 trillion (about ₹233 lakh crore) mark”, and also “India estimates to achieve 4% inflation target in the next 5 years”.

Stock Market

8 Smart Moves to Make Money in 2024

8.49 crore fellow investors in India, listen up! There is nothing more confusing, risk-inducing, and heart-pumping than looking for the right investment. After one finds the right stock or scheme, thinking about the right time to invest becomes the next challenge. And let’s not forget the changing trends, everyday events, and those unpredictable up & down movements of the stock market; the list is never-ending.

Home Loan Eligibility Calculator: Why It's a Must-Use Tool Before Applying

Life Insurance Cost Comparison: Term Plan vs. Whole Life

Maximising Tax Benefits Through Family Medical Insurance Policies

Does Term Insurance Comes Under 80C

Top Financial New Year’s Resolutions: Start with an IDFC FIRST Bank Salary Account

Smart Investment Strategies: How to Use an SIP Calculator for Better Financial Planning

Maximise your Cashback with the FIRST Power+ Credit Card: A Comprehensive Guide

What Does it Really Cost to Own a Pet?

Pink Tax: What Does Color Have to Do With Tax?

The Wealth Building Mindset: How to Think Like a Millionaire?

What is the CIBIL Score?

Why Does Every Investor Need Health Insurance? A Financial Perspective

Steps to Follow When Buying Car Insurance Online

Don’t Know How to Invest? Here’s the Ultimate Solution to Your Problems

Gold Saving Schemes in India

Is Your Portfolio Volatility-Proof? A Financial Stress Test

Shrinkflation: How Big Brands Fool You All the Time

8 Smart Moves to Make Money in 2024

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