Top 10 Best Credit Cards in India for 2023
Finance

Top 10 Best Credit Cards in India for 2023

“We do not believe credit cards are bad things. They are, however, very powerful and potentially dangerous tools if you don't know how to use them.” - Brian Lawrence

Continue Reading about 4 years ago
Employees Provident Fund: A Detailed Description
Invest

Employees Provident Fund: A Detailed Description

Are you also the one who gazes at expensive vehicles on the road and wishes to own it one day? There would hardly be anyone who doesn't want these classy-stylish vehicles in their parking. Whether it is Rolls Royce, Mercedes, BMW, Audi; all make you stop and stare at them.

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Startup Ecosystem: Different Startup Sectors in India
Startups

Startup Ecosystem: Different Startup Sectors in India

Startups have taken the world by storm, and the Indian startup scenario is no less. It has been achieving an impressive year on year growth, and there seems to be no stopping anytime soon. So, let us take a look at what the Indian Startup ecosystem really looks like, where we'll also get an insight into what the various startup sectors in India are.  

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6 Things to Look for Before Investing in a Startup
Startups

6 Things to Look for Before Investing in a Startup

Those who watch Shark Tank know what it means when an investor says, "And for that reason, I'm out". 

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Startup Funding Stages: Different Phases of Funding for Startups
Startups

Startup Funding Stages: Different Phases of Funding for Startups

India has been witnessing a gradual rise in the startup culture for a decade. This startup culture has made India the third largest startup ecosystem in the world, after the U.S. and U.K. 

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Startup Funding Sources: How to get funding for Startups?
Startups

Startup Funding Sources: How to get funding for Startups?

Tying your assets in one place is never a decent business technique. This is particularly obvious when it comes to financing your new business. When one considers trying to raise funds for a startup, it is quite a difficult task, and so owners should keep all their options open while looking at financing and not be fixed at a specific source.

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4 Big Mistakes to Avoid in the Current Equity Market
Stock Market

4 Big Mistakes to Avoid in the Current Equity Market

In the field of finance, it is really hard to skip through the terms 'equity' or the 'stock market.' It has become almost impossible in the current world, not to hear of the fast-paced lifestyle within these markets. 

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What is Hindsight Bias? - An Overview
Investor's Psychology

What is Hindsight Bias? - An Overview

"I knew it!" or, "I told you so," how many times have you said these words or have heard them from others? 

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Overconfidence Bias: Are you as smart as you think?
Investor's Psychology

Overconfidence Bias: Are you as smart as you think?

Good character can often be undermined by overconfidence. For instance, most of the investors, mainly when they are new to the investment world, are very overconfident. Overdoing anything has consequences. Overestimating your appetite and ordering too much food leads to a lot of wastage of food. Over-sourcing, your dinner ruins the taste. 

Continue Reading about 5 years ago
COVID-19 Insurance and its types
Finance

COVID-19 Insurance and its types

5.21 Million! Yes, you read that correctly. COVID has affected 5.21 million people in India and deaths are around 84,372 until now.

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Confirmation Bias: How It Affects Your Investment Decisions
Investor's Psychology

Confirmation Bias: How It Affects Your Investment Decisions

Our minds are divided between an elephant and a rider. We often think that the rider controls the elephant, but we often forget that the rider is only a guide. 

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What is Heuristics? How does Heuristics influence Decision Making ?
Investor's Psychology

What is Heuristics? How does Heuristics influence Decision Making ?

Have you ever thought about how you are so quick while making some decisions and take time while making some others?

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What is Prospect Theory? How do users take decisions under risk?
Investor's Psychology

What is Prospect Theory? How do users take decisions under risk?

Greed and Fear are two of the most common, severe emotions found in any human being. When we are guided by greed or fear in times of uncertainty, making decisions can sometimes be a real challenge. For example, have you ever noticed that most of the people do not invest when markets are going down? Do you know why? Yes, you are right. That's because of their fear. 

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What is a CIBIL score? And how to improve that Immediately?
Finance

What is a CIBIL score? And how to improve that Immediately?

Imagine you're in your college. You get a good amount of pocket money, which is more than your monthly expenses; hence you always end up saving some money in the end. Now imagine two of your classmates come to you on different days and ask you for some money. Now, since you only have limited savings, you can afford to help out only one of them. How do you decide whom you will lend the money to? 

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What is Behavioral Finance and how does it affect your Financial decisions?
Investor's Psychology

What is Behavioral Finance and how does it affect your Financial decisions?

After reading this blog's title, you might feel that "behaviour" and "finance" are two different things. How can they be interlinked in the same phrase?

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Master Class 6: Identifying the Bad Companies, Cash Flow Statement and Rights Issue
Stock Market

Master Class 6: Identifying the Bad Companies, Cash Flow Statement and Rights Issue

One look at a company's financial statement can give a vague idea of its financial position. However, just one look at those figures cannot be enough to deduce the entire situation. One of the investors' common dilemmas is about how to identify if a company is bad or has bad stocks and is not a good option for investment.

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What is Claim Settlement Ratio and Why is it Important?
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What is Claim Settlement Ratio and Why is it Important?

Life Insurance policies are long-term contracts with an insurance company. In exchange for a certain amount of premium payments, the life insurance company would provide a lump-sum amount to beneficiaries in the event of the insured's death. This lump-sum amount is known as a death benefit, and it would help the family of the insured financially during tough times. So, it is essential for the beneficiaries that their claims are paid to them in full and promptly during these challenging times.

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Sukanya Samriddhi Yojana (SSY): A Gift for Your Girl Child
Invest

Sukanya Samriddhi Yojana (SSY): A Gift for Your Girl Child

Imagine a future where your daughter chases her dreams, empowered by your love and a bright financial foundation. That is what can be achieved for every girl child born in India. As a parent, all you need to do is plan her future in a smart and efficient way. For that, you must know what the Sukanya Samridhi Yojana is and how it can benefit your baby girl.

Continue Reading about 5 years ago