Pradhan Mantri Vaya Vandana Yojana: Secure Your Golden Years
Your Money

Pradhan Mantri Vaya Vandana Yojana: Secure Your Golden Years

Picture this: You've worked hard all your life, saved up for retirement, and are now ready to enjoy your golden years. However, you realize that your retirement savings are insufficient to support your lifestyle and care for your medical expenses. The thought of financial instability is daunting, and you start to worry about your future.

Continue Reading about 2 years ago
RBI Sovereign Gold Bonds
Your Money

RBI Sovereign Gold Bonds

Investors in India, take note! The clock is ticking as the fourth tranche of the Sovereign Gold Bond Program is now available for subscription, but only for a limited time. The Reserve Bank of India began accepting applications on March 6, 2023, with the subscription window scheduled to close on March 10, 2023. Act fast if you don't want to miss out on this opportunity to invest in SGBs!

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Understanding NAV in Mutual Funds
Mutual Funds

Understanding NAV in Mutual Funds

Every sort of investor has a wide range of options when it comes to mutual funds. Investors with a high or low tolerance for risk can readily find mutual fund solutions that fit their needs. So how can investors choose the best form of fund that suits their demands when there are so many possibilities on the market? 

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Car Loans: Eligibility, Documentation & Procedure
Your Money

Car Loans: Eligibility, Documentation & Procedure

The process of purchasing a car can be exciting, but it can also be daunting, especially if you plan to take out a car loan. However, with the proper information and planning, the process can be simple. In this article, we will aim to analyse car loan eligibility, the process, and the tools available, such as NBFCs and a calculator, to support you in making informed decisions.

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What is CAPM (Capital Asset Pricing Model): Detailed Explanation
Financial Ratios

What is CAPM (Capital Asset Pricing Model): Detailed Explanation

Imagine that you are about to take a cross-country road trip. You've got your car, your maps, your music playlist, and your snacks all ready to go. But before you hit the road, you realise that you need to figure out the best route to take to reach your final destination. You start to think about the various factors that could impact your journey - traffic patterns, weather conditions, road closures, and so on.

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Car Loan Interest Rate List
Your Money

Car Loan Interest Rate List

Everyone wants to get a car once they start earning money, right?

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Budget 2023 and Stocks it could affect
Macro Moves

Budget 2023 and Stocks it could affect

The Union Budget 2023 is coming up, and many people are already preparing for it. Some are making budget plans, and others are planning their investments. 

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Budget 2024 & how it will affect Retail Consumption
Macro Moves

Budget 2024 & how it will affect Retail Consumption

The Indian Union Budget, which is presented annually by the Finance Minister, plays a crucial role in shaping the country's economic and fiscal policies. The Budget 2023, which is yet to be announced, is likely to impact retail consumption patterns in India significantly. The taxes imposed on essential goods, gold, fuel, luxury goods, and tobacco are some key factors that will affect consumers' purchasing decisions. 

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Capital Gains: What to expect? How can taxation be improved?
Tax Club

Capital Gains: What to expect? How can taxation be improved?

Are you looking forward to the upcoming Indian Union Budget 2023? If so, there are many things you may want to keep in mind. Capital gains taxation in India has been a topic of discussion for a while now, and it seems that many changes are set to be made.  The upcoming Indian Union Budget 2023 will majorly impact investors in India. You must know what to expect if you are planning to make any money in the country soon.

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Atal Pension Yojana: A Financial Boon
Your Money

Atal Pension Yojana: A Financial Boon

More than 90% of the Indian workforce is engaged in the unorganised job market. This includes freelancing, odd jobs and non-organisational occupations like driving, gardening, personal help, etc. While being a part of the unorganised sector has its benefits of flexibility, the lack of organisational association leads to the loss of certain benefits as well.

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Voluntary Retirement Scheme (VRS): Is it Gateway to Relaxation?
Your Money

Voluntary Retirement Scheme (VRS): Is it Gateway to Relaxation?

When I was working with UTI, I used to wait for public holidays so that I could stay at home. My father-in-law would joke, saying I should opt for VRS. I was just beginning my career and would wonder what VRS was. Soon, VRS became common in most public sector undertakings, with even my sister-in-law, who was working with Indian Oil, opting for it.

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Best SIP Plans for 2024
Mutual Funds

Best SIP Plans for 2024

Imagine having a stable job, saving a decent amount, and being satisfied with your current lifestyle. Imagine that the only problem in your life is that there are no reunions of your favourite TV shows. (#BringBackTheOffice!). Now, let’s come back to the real world where everybody’s problem is that they’re insecure- body, diet, money and above all, what the future holds.  

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Are Student Credit Card a way to Debt Trap?
Your Money

Are Student Credit Card a way to Debt Trap?

The credit card journey began in 1950 when Diners Club introduced the world's first credit card. In subsequent years, its popularity exploded. Initially maintained as emergency funds or as cashless payment options, today, they continue to exist as an avenue for short-term borrowing. However, they also became the face of debt for several people worldwide. 

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Understanding Strike Price in Options Trading
Your Money

Understanding Strike Price in Options Trading

Stock markets are not limited to equity investing and trading. Seasoned investors and traders often go for derivative trading in the stock market. Derivatives are nothing but financial instruments that derive their value from an underlying asset. Derivative instruments normally comprise forwards, futures, options as well as swaps.

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Sensex Fundamentals: Calculation, Significance, and Economic Role
Stock Market

Sensex Fundamentals: Calculation, Significance, and Economic Role

Plummeting market stocks, RPG Group Chairman Harshad Goenka shared a humorous video snippet on Twitter from the popular Kishore Kumar song - Yeh Lal Rang Kab Mujhe Chhodega - to lighten the mood of serious investors. It was a funny dig at the red-coloured charts of the stock market, which indicated revenue losses. 

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What is SIP? Benefits, Plans, How it works, Calculator, etc.
Stock Market

What is SIP? Benefits, Plans, How it works, Calculator, etc.

The Systematic Investment Plan (SIP) is an investment process provided by mutual funds where an investor can invest a fixed amount of money at regular intervals instead of putting in the entire amount at once. 

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What is Stock Trading? Important Strategies for 2023
Stock Market

What is Stock Trading? Important Strategies for 2023

I firmly believe in the saying, “Great things are done by a series of small things done together”. So, before we started looking for what stock trading is all about, we thought it might be worthwhile to sharpen our understanding of the words ‘stock’ and ‘trading’ individually. 

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Property Tax: Definition, Methods & How to File?
Tax Club

Property Tax: Definition, Methods & How to File?

The other day on my way back home, I peeked into the screen of a person who was sitting beside me. He was unhappily searching about property tax and struggling to understand what it is. 

Continue Reading about 2 years ago