Posts Tagged: new india

Macro Moves

Understanding CRR and SLR: RBI's monetary policy instruments

For banks, profits are created by lending and investing. In pursuit of this goal, banks could lend considerable amounts to earn higher profits and thus possess less liquid cash with them. Banks are also responsible for the influx of money in the economy as the amount of credits they lend, and the amount that gets deposited with them affects the money supply in the economy.

Finance

Quantitative and Qualitative Instruments of Monetary Policy

The implementation of RBI's Quantitative and Qualitative (Called Monetary Policy) instruments plays an important role in the development of the country. If the required money supply for the economy is not available in the market, it leads to a decline in investment in the economy.

Invest

The Saradha Chit Fund Scam: Explained

Imagine this: You're walking down the street, and suddenly, you meet someone, who stops you and says, "We have this scheme, where you invest with us and your money doubles in three years." Will you be tempted to invest in such a scheme? Will you invest your hard-earned savings in a scheme like this?

Business

Understanding National Company Law Tribunal (NCLT)

In today's world where arbitration, compromise, arrangements, reconstructions, and the winding up of companies are as usual as the sunrise. The opportunity for shareholders and debtors to lose their money also escalates.

Finance

Everything About RTGS (Real-Time Gross Settlement)

Fund transfer is not something that is just curbed to the business sector; it has become a necessity everywhere. Nowadays, everyone knows how to transfer funds online, easily from anywhere to everywhere.

Finance

Everything About NEFT (National Electronic Funds Transfer)

Do you recall the days when for every transaction, going to banks was the only option? Taking time out of the occupied calendar for visiting banks was in itself a very big task. Many times people would face difficulties in making financial transactions as some or the other important things or events in their lives collided with the time of making those payments.

Startups

Government Startup Scheme acting as drivers of the Start-up Growth

The startup ecosystem in India has really evolved and grown, and one of the drivers of this growth is the support provided by the government and various private agencies. We all might have heard of campaigns like Digital India, StartUp India, etc. However, to know more about various such government startup schemes and how they have been helping the startup industry, keep reading.

Macro Moves

Time for Educational Transformation!

Our government is involved in filmy coincidences these days. In 2018, a political action drama Telugu movie was released titled 'Dashing CM Bharat' starring Mahesh Babu. In the story, the newly elected CM imposed heavy fines on those breaking traffic rules. Sometime after that, the government introduced heavy monetary penalties for traffic rule violations. Now, just a few weeks ago, a video went viral on social media in which an IAS officer was seen saying not so good things about our education system. And, here we are today witnessing the New Education Policy 2020 that has been introduced by the government. Now, whether films are being made to inspire the government or government is itself getting inspired by the films/social media, it is all worth it until doing good for common people.

Macro Moves

New Advertising Strategy of Chinese Smartphones

In marketing, there's a concept called 'Localization.' According to this concept, a company customizes its product based on the needs of the market in which it is selling. A classic example of this is the introduction of 'Mc Aloo Tikki' burger by McDonald's in India. By the way, it was not innovation or some positive marketing strategy, but McDonald's was forced into this. After McDonald's introduced its classic Beef Burger in India, it had to face mass retaliation as it had inadvertently hurt Indians' sentiments. But, then it introduced a range of localized products, and you see, it's working for it fine now.

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Sukanya Samriddhi Yojana (SSY): A Gift for Your Girl Child

Imagine a future where your daughter chases her dreams, empowered by your love and a bright financial foundation. That is what can be achieved for every girl child born in India. As a parent, all you need to do is plan her future in a smart and efficient way. For that, you must know what the Sukanya Samridhi Yojana is and how it can benefit your baby girl.

Macro Moves

Indian Trains in Private Hands!

If there is one thing that is believed to represent the majority population of our country, that is Indian Railways. You would have surely observed that foreigners who visit India usually travel by trains to get to know this country better. Of course they get a proper rustic feel while traveling by trains. But, after taking this experience, they usually do not appreciate India. Not in a way that they disrespect the country but, it’s clear they do not enjoy their train traveling experience. Let’s delve deeper into this.

Macro Moves

Dramatically declining unemployment rate in India.

In the last few weeks, certain things have changed. The nationwide lockdown got over and India entered Unlock 1.0 and then Unlock 2.0. But, just before this, we experienced quite an unusual time where the only thing we knew was ‘Stay Home, Stay Safe’. People stayed at home but the economy entered into an unsafe territory. The slump is still going on and something which shot up as a result was unemployment. During the lockdown, the unemployment rate touched an alarming height of 23.4%.

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Education loan scheme: Know all about Loan schemes and Criteria

Wandered for hours and hours in the market, scrutinized and compared bank interest rates for availing an education loan to pursue higher studies? Confused between choosing, either a government bank or a private bank, where the government banks and schemes are not hassle-free, and the private banks favor power through connections?

Invest

Health Insurance Plans: Types of Health Insurance in India

Insurance, and Health Insurance, in particular, is undoubtedly one of the most underrated investment avenues, especially among youth.

Invest

SBI FD Rates: SBI slashes FD rates by 40 basis points

SBI slashes FD rates by 40 basis points. And, a cursory view of Nestle India’s stock. The previous generation has hailed fixed deposits so much that even we find it attractive. Whenever a person in India has got some extra money, the first option that comes to mind is getting an FD done. Reasons for this are also simple – no risk of losing money, a decent rate of return (till now it was slightly more than inflation) and an option to get your money back anytime (compromising the interest). But, latest news from the State Bank of India has put all the FD lovers in dilemma.

Invest

TikTok’s tough time going on in India

TikTok’s tough time going on in India. And, a cursory view of Interglobe Aviation’s stock. There’s an old saying that ‘Time is Money’. So, of course wastage of time can never be appreciated. With India being the largest market for TikTok, an impression was being created that Indians have a lot of spare time. Surely, the people consuming the content from the app were not gaining anything out of it besides petty entertainment. And, since people were watching it large numbers, some brands and businesses were also involved in marketing themselves there.

Macro Moves

Why Government is planning to come up with a vehicle scrappage policy

Government planning to come up with a vehicle scrappage policy in near future. And, a cursory view of Maruti-Suzuki’s stock. It’s the nature’s rule to get rid of the old and make way for the new. If we see this through the commercial lens, we observe that old products get replaced by the new ones based on market’s demand. Sometimes, when the market is not ready for the new product (but that’s the need of the hour) then, the government has to step in and introduce the innovation, or rather impose it upon the market. We’re talking about this today because there’s one such situation on cards.

Macro Moves

What will be the Impact of Alcohol Online Delivery in India?

Alcohol Online Delivery Consumption of alcohol thought not good for us, we humans do it in a huge amount and yes many of us are addicted to it. Now in times of this emergency like lockdown for COVID 19 our government has decided to sell it online just like other products.

Understanding CRR and SLR: RBI's monetary policy instruments

Quantitative and Qualitative Instruments of Monetary Policy

The Saradha Chit Fund Scam: Explained

Understanding National Company Law Tribunal (NCLT)

Everything About RTGS (Real-Time Gross Settlement)

Everything About NEFT (National Electronic Funds Transfer)

Government Startup Scheme acting as drivers of the Start-up Growth

Time for Educational Transformation!

New Advertising Strategy of Chinese Smartphones

Sukanya Samriddhi Yojana (SSY): A Gift for Your Girl Child

Indian Trains in Private Hands!

Dramatically declining unemployment rate in India.

Education loan scheme: Know all about Loan schemes and Criteria

Health Insurance Plans: Types of Health Insurance in India

SBI FD Rates: SBI slashes FD rates by 40 basis points

TikTok’s tough time going on in India

Why Government is planning to come up with a vehicle scrappage policy

What will be the Impact of Alcohol Online Delivery in India?

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