The Actual Cost of No-cost EMIs
Finance

The Actual Cost of No-cost EMIs

“There are no free lunches in the market” The quote says it all! Doesn't it feel odd when we see the phrase "NO COST EMI"? Is something like this really possible? Why would someone distribute free money in the market like this? Eh? take a deep breath because soon you are going to find out the hidden truth. Let us dig deeper into this topic.

Continue Reading about 20 hours ago
Understanding Time Value of Money (TVM)
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Understanding Time Value of Money (TVM)

Change is the only constant, they say. Unfortunately, that rule applies to money as well. The time value of money is going to make the clock tick whether we like it or not. This will cause our money to depreciate as time passes. In short, something costing you a rupee today will cost you twice or even thrice in the years to come. Without realizing this, most of us still keep our money well stored in our cupboards and safety lockers. 

Continue Reading about 3 days ago
जानिए 50-30-20 नियम का अनोखा जादू
Hindi

जानिए 50-30-20 नियम का अनोखा जादू

जब भी आपको हर महीने अपनी सैलरी मिलती है तो आपके मन में एक सवाल तो जरूर आता होगा कि इस सैलरी को अलग-अलग भागों में बांटकर इसका किस प्रकार से उपयोग किया जाए ताकि मेरे नित्य खर्चे भी निकल जाए तथा इन्वेस्टिंग  भी हो जाए तथा मैं अपने पसंद की चीजें भी खरीद सकूं।

Continue Reading about 4 days ago
Voluntary Providend Fund: Whether to opt in or opt out?
Finance

Voluntary Providend Fund: Whether to opt in or opt out?

Employees' provident fund, or commonly known as a provident fund, is a mandatory retirement savings avenue managed by the government. It is a statutory body established by the Employees' Provident Fund and Miscellaneous Provisions Act, 1952 and is under the administrative control of the Ministry of Labour and Employment, Government of India.

Continue Reading about 5 days ago
Is Too Much Diversification Bad?
Stock Market Concepts

Is Too Much Diversification Bad?

Speak of investment risks, and every ordinary Joe & his expert uncle will tell you -- “DIVERSIFY.” But you never bother to ask, ‘HOW MUCH?’ Well, now is the time!

Continue Reading about 6 days ago
How to Get Highest Returns on Your Investment?
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How to Get Highest Returns on Your Investment?

Are you one of them who spends hours on the internet searching for answers to this question? If yes, then this article is the destination of your journey. Here, you will know about the five best investment tools to get the highest returns on your investment, with the lowest possible risk. Before we begin, remember to invest cautiously as the primary principle of investing is to safeguard your invested capital. After all, what is the point of earning returns if your capital is not safe? Hmm?

Continue Reading about 7 days ago
Money Moves: New Financial Year, New Beginnings
Finance

Money Moves: New Financial Year, New Beginnings

All of you would agree that 2020 was the toughest and one of its kind. There was massive unemployment, pay cuts, shutting the business, and the troubles faced by migrant labourers. The stock market went wild. And all of this happened because a person ate a bat!

Continue Reading about 8 days ago
पिछले 6 महीने में डबल होने वाले कुछ स्टॉक्स
Hindi

पिछले 6 महीने में डबल होने वाले कुछ स्टॉक्स

साल 2020 में हमे हमारे दैनिक जीवन में अनेक प्रकार के उतार चढाव देखने को मिले। दैनिक जीवन की तरह शेयर मार्किट में भी अनेक प्रकार के उतार-चढाव इस साल देखने को मिले। मार्च 2020 में जहां लगभग सारे शेयर 50% तक गिर गए थे वही मार्किट में अच्छी रिकवरी भी आए तथा एक साल के अंदर-अंदर मार्किट अपने All Time High पर पहुँच गया।

Continue Reading about 8 days ago
Perpetual Bonds: immortal, or is it?
Invest

Perpetual Bonds: immortal, or is it?

They say, “Immortality is a fate worse than death!” And what could illustrate the mishap better than the ‘immortal’ Perpetual Bonds? Well, we bet you won’t wanna miss its little-known story.

Continue Reading about 13 days ago
All about Savings, Spending and Investing for Millennial
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All about Savings, Spending and Investing for Millennial

Unless you've been living under a rock, you must know about the GameStop saga. Who do you think were the drivers of the entire story? The Wall Street giants? No. It all started with a group of individuals on a social media platform called Reddit!

Continue Reading about 13 days ago
What are Debentures?
Invest

What are Debentures?

Tired of old stuff? Wanna try something new? Then, why not debentures? Stocks, mutual funds and bonds are the most common form of investment options we were offered with. But there is also another less known investment path -- debentures. 

Continue Reading about 25 days ago
Best Financial Strategies for Personal Finance
Finance

Best Financial Strategies for Personal Finance

Did you know that the unemployment rate rose to a whopping 20% during Covid-19? This massive unemployment made migrants return to their villages. Also, the employed folks had a tough time managing their finances. Had they known about personal Finance, probably they could have sailed through the storm smoothly.

Continue Reading about 29 days ago
When Red Bull didn’t give you wings
Business

When Red Bull didn’t give you wings

"Red Bull gives you wings." - did this ad slogan influence you to try out the drink? Yeah? That's awesome as long as you don't take it literally. And once you do, things can get seriously awkward. That's exactly what happened in the US when a person filed a suit against Red Bull for not giving him 'wings'! Sounds ridiculous? Ya, we know. But it's how it is.

Continue Reading about 1 months ago
Net Present Value (NPV) Explained!
Stock Market Concepts

Net Present Value (NPV) Explained!

You Can Second-Guess The Future!! Sounds unbelievable, right? But it isn't. At least in the extraordinary world of finance. Today, finance has evolved to such a stage where any decision related to money can be taken with proper analysis.

Continue Reading about 1 months ago
Nazara Technologies IPO: Is It Worth Investing?
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Nazara Technologies IPO: Is It Worth Investing?

This IPO frenzy is not going to leave us any time soon. On that note, this week will be phenomenal as approx 3000 crores worth IPOs are all set to enter the markets. Of them, one of the most eye-catching IPO is of the Nazara technologies, which is backed by the market guru, Rakesh Jhunjhunwala himself. 

Continue Reading about 1 months ago
रोबो एडवाइजरी (Robo Advisory) की पूरी जानकारी
Hindi

रोबो एडवाइजरी (Robo Advisory) की पूरी जानकारी

टेक्नोलॉजी दिनों-दिन अपने पैर पसार रही है तथा हर क्षेत्र में टेक्नोलॉजी का प्रभाव दिखाई दे रहा है। इसलिए यह कैसे हो सकता है कि Fintech सेक्टर इससे अछूता रहे।

Continue Reading about 1 months ago
Factors Affecting Cryptocurrency Value
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Factors Affecting Cryptocurrency Value

How do you take your daily news? Through the TV? Through the newspaper? Through mobile phone apps? Well, whatever medium you choose, you always come across some article or headline or news about cryptocurrency or bitcoin.

Continue Reading about 1 months ago
Bitcoin Myths: Busting The Popular Misconceptions!
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Bitcoin Myths: Busting The Popular Misconceptions!

The meteoric rise and subsequent crash in bitcoin prices have been the mainstay of news headlines for a while now. Bitcoin has become the buzzword, and everyone wants to know what it is and how to get ahold of it.

Continue Reading about 1 months ago