How to check Credit Score & how to get loans with low Credit Score?
Finance

How to check Credit Score & how to get loans with low Credit Score?

“Isn't it sad that we have to gain control of the artificial numbers placed upon us by others to regain some control of our lives?”

Continue Reading about 10 days ago
What is a Recurring Deposit and How to Calculate its Returns?
Finance

What is a Recurring Deposit and How to Calculate its Returns?

In the era of stocks and cryptos, depositing in banks might be termed as ‘old school’. But old is gold for most of us, isn't it?  And for the majority, it is the major medium for savings, especially in India. If you don’t believe us, let the numbers speak.

Continue Reading about 20 days ago
What is the New Pension Scheme?
Invest

What is the New Pension Scheme?

Given the ageing population, retirement planning is of the essence. No, it's not only for health security but also for an independent life. The Government has reckoned this fact and has been coming up with tools and programs to ensure a happy retirement for its citizens. The latest in the basket being a New Pension Scheme.

Continue Reading about 1 months ago
What is Overdraft Facility in Banks?
Finance

What is Overdraft Facility in Banks?

What if the ATM kept raining cash? What if you could withdraw more than you have in the bank? As cool as it sounds, it’s not impossible. And they name it - ‘Overdraft’.

Continue Reading about 1 months ago
NPS vs PPF: Which one is better?
Invest

NPS vs PPF: Which one is better?

While every other person is talking about the likes of Bitcoins, we must not let our own age-old investment avenues take the back seat! That’s why we’ve come up with an article to clear all the clutter around two confusing and often misunderstood terms: NPS & PPF. If you’ve been using these terms interchangeably till date, this article will tell you why you were grossly wrong!

Continue Reading about 1 months ago
भारत की उच्चतम मार्किट शेयर वाली AMCs
Hindi

भारत की उच्चतम मार्किट शेयर वाली AMCs

आप यह जानकर आश्चर्यचकित हो जाएंगे कि भारत देश में टोटल 44 Asset Management Companies होने के बावजूद 82% से ज्यादा मार्किट शेयर केवल टॉप 10 फण्ड हाउसेस के पास ही है।

Continue Reading about 1 months ago
How to Invest in International Stocks?
Invest

How to Invest in International Stocks?

Do you wish to take your investment portfolio global? Want to grab a pie of tech giants like Apple and Facebook? Here's your ultimate guide to international investment.

Continue Reading about 2 months ago
कंपाउंड इंटरेस्ट का अनोखा जादू
Hindi

कंपाउंड इंटरेस्ट का अनोखा जादू

हान वैज्ञानिक अल्बर्ट आईंस्टाईन ने कंपाउंड इंटरेस्ट को इस संसार का आठवां अजूबा बताया था। अगर इतना बड़ा वैज्ञानिक कंपाउंड इंटरेस्ट के बारे में इतनी बड़ी  बात कह सकता है तो इसमें कुछ तो ख़ास बात होगी।

Continue Reading about 3 months ago
What is Employee Pension Scheme (EPS)?
Invest

What is Employee Pension Scheme (EPS)?

Your CTC is not your salary. You have many components that make up your CTC, and one major component among them is your pension. And we must know about it.

Continue Reading about 3 months ago
The Actual Cost of No-cost EMIs
Finance

The Actual Cost of No-cost EMIs

“There are no free lunches in the market” The quote says it all! Doesn't it feel odd when we see the phrase "NO COST EMI"? Is something like this really possible? Why would someone distribute free money in the market like this? Eh? take a deep breath because soon you are going to find out the hidden truth. Let us dig deeper into this topic.

Continue Reading about 3 months ago
Understanding Time Value of Money (TVM)
Invest

Understanding Time Value of Money (TVM)

Change is the only constant, they say. Unfortunately, that rule applies to money as well. The time value of money is going to make the clock tick whether we like it or not. This will cause our money to depreciate as time passes. In short, something costing you a rupee today will cost you twice or even thrice in the years to come. Without realizing this, most of us still keep our money well stored in our cupboards and safety lockers. 

Continue Reading about 3 months ago
जानिए 50-30-20 नियम का अनोखा जादू
Hindi

जानिए 50-30-20 नियम का अनोखा जादू

जब भी आपको हर महीने अपनी सैलरी मिलती है तो आपके मन में एक सवाल तो जरूर आता होगा कि इस सैलरी को अलग-अलग भागों में बांटकर इसका किस प्रकार से उपयोग किया जाए ताकि मेरे नित्य खर्चे भी निकल जाए तथा इन्वेस्टिंग  भी हो जाए तथा मैं अपने पसंद की चीजें भी खरीद सकूं।

Continue Reading about 3 months ago
Voluntary Providend Fund: Whether to opt in or opt out?
Finance

Voluntary Providend Fund: Whether to opt in or opt out?

Employees' provident fund, or commonly known as a provident fund, is a mandatory retirement savings avenue managed by the government. It is a statutory body established by the Employees' Provident Fund and Miscellaneous Provisions Act, 1952 and is under the administrative control of the Ministry of Labour and Employment, Government of India.

Continue Reading about 3 months ago
Is Too Much Diversification Bad?
Stock Market Concepts

Is Too Much Diversification Bad?

Speak of investment risks, and every ordinary Joe & his expert uncle will tell you -- “DIVERSIFY.” But you never bother to ask, ‘HOW MUCH?’ Well, now is the time!

Continue Reading about 3 months ago
How to Get Highest Returns on Your Investment?
Invest

How to Get Highest Returns on Your Investment?

Are you one of them who spends hours on the internet searching for answers to this question? If yes, then this article is the destination of your journey. Here, you will know about the five best investment tools to get the highest returns on your investment, with the lowest possible risk. Before we begin, remember to invest cautiously as the primary principle of investing is to safeguard your invested capital. After all, what is the point of earning returns if your capital is not safe? Hmm?

Continue Reading about 3 months ago
Money Moves: New Financial Year, New Beginnings
Finance

Money Moves: New Financial Year, New Beginnings

All of you would agree that 2020 was the toughest and one of its kind. There was massive unemployment, pay cuts, shutting the business, and the troubles faced by migrant labourers. The stock market went wild. And all of this happened because a person ate a bat!

Continue Reading about 3 months ago
पिछले 6 महीने में डबल होने वाले कुछ स्टॉक्स
Hindi

पिछले 6 महीने में डबल होने वाले कुछ स्टॉक्स

साल 2020 में हमे हमारे दैनिक जीवन में अनेक प्रकार के उतार चढाव देखने को मिले। दैनिक जीवन की तरह शेयर मार्किट में भी अनेक प्रकार के उतार-चढाव इस साल देखने को मिले। मार्च 2020 में जहां लगभग सारे शेयर 50% तक गिर गए थे वही मार्किट में अच्छी रिकवरी भी आए तथा एक साल के अंदर-अंदर मार्किट अपने All Time High पर पहुँच गया।

Continue Reading about 3 months ago
Perpetual Bonds: immortal, or is it?
Invest

Perpetual Bonds: immortal, or is it?

They say, “Immortality is a fate worse than death!” And what could illustrate the mishap better than the ‘immortal’ Perpetual Bonds? Well, we bet you won’t wanna miss its little-known story.

Continue Reading about 3 months ago