5Paisa vs. Groww: Brokerage Comparison
Brokerage Review

5Paisa vs. Groww: Brokerage Comparison

It is challenging to determine which is the best stock broker in India because there are more than 200 (full-service and discount) stockbrokers in India. The choice of a stockbroker depends upon the trading and investment needs of the investments.

Continue Reading about 2 days ago
IPO Investment Tips: Strategies for Investing in IPO
Invest

IPO Investment Tips: Strategies for Investing in IPO

IPOs are usually very popular among retail investors. The recent IPOs like Burger King and Mrs Bector's have given 150% and 57% returns since their listing days (as on 11/01/2021).

Continue Reading about 2 days ago
Know the Intermediaries involved in an IPO
Invest

Know the Intermediaries involved in an IPO

Do you know the intermediaries involved in an IPO process? Do you know the intermediary’s role in the IPO process? As a prudent investor, you should know answers to these questions. Well, the common dictionary defines an intermediary as an individual who acts as a link between people in order to try to bring about an agreement; whereas a financial intermediary is an institution or individual that serves as a middleman among diverse parties in order to facilitate financial transactions. 

Continue Reading about 3 days ago
16 Important Deadlines for 2021
Finance

16 Important Deadlines for 2021

The world changed dramatically in 2020. We were hit by a rare disaster, the COVID-19 pandemic, which resulted in a substantial loss of human lives. And, to contain the spread of this contagion, the country had to go into the Great Lockdown. The result? There has been a magnificent collapse in the economic activities with lingering uncertainty about its revival. 

Continue Reading about 8 days ago
5 Investment Lessons that should be kept in Mind for 2021
Invest

5 Investment Lessons that should be kept in Mind for 2021

Now that 2020 is over, it is time to look forward to what 2021 has in store for us. The world is starting to pick up in the aftermath of a global pandemic, and we are about to see many new and unique avenues sprout up across various industrial sectors, including the investment avenue. Hence, 2021 can be an incredibly powerful year in your investment journey.

Continue Reading about 11 days ago
Compound Annual Growth Rate (CAGR): The Eighth Wonder
Invest

Compound Annual Growth Rate (CAGR): The Eighth Wonder

“Compound interest is the eighth wonder of the world. He who understands it earns it and he who doesn’t pay it.” – Albert Einstein.

Continue Reading about 13 days ago
Floating Rate Savings Bonds (FRSB)
Bonds

Floating Rate Savings Bonds (FRSB)

Risk is usually the first thing that comes to mind when someone talks about investments. Most young investors are always up for taking risks in their investment with the objective of earning higher returns. However, there are also some investors who are risk-averse and are afraid to take risks in their investments. 

Continue Reading about 24 days ago
What are Convertible Bonds?
Bonds

What are Convertible Bonds?

People who have been active in the stock market industry must have heard about convertible bonds. However, quite often, people tend to get confused about whether these bonds are just bonds or equity. To answer this question, convertible bonds act as both bonds and equity but not at the same time.

Continue Reading about 28 days ago
All You Need To Know About Corporate Bonds
Bonds

All You Need To Know About Corporate Bonds

A company would need to raise fresh capital for many different reasons like starting a new project, expansion, creating a new product line and many such reasons. However, raising capital is a difficult task. 

Continue Reading about 29 days ago
Fixed Deposits: All you need to know
Finance

Fixed Deposits: All you need to know

Once upon a time, there was an old lady who believed in the importance of saving money. She knew how useful savings are and how a certain preserved amount for the future purpose could come to her aid, whenever she would need it the most. The old lady was good at saving money despite a lack of formal financial education. Whenever she saved ample money, she'd go to the bank and ask them to put in whatever scheme yields regular interest. The bank would ask her how long she wanted to put the money, and she would say whatever period pays the highest interest. She didn't understand what she was asking for, but she knew what she wanted. 

Continue Reading about 1 months ago
What are Bonds?
Bonds

What are Bonds?

Whenever someone talks about savings and earning additional money, FD (Fixed Deposit) is the term that generally first comes to mind as it is safe and offers a 6-7% interest rate on the amount after the maturity period. To make some additional money, people also lend money to others in exchange for interest rates on the lent amount. 

Continue Reading about 1 months ago
Long Term Capital Gain Tax: How can you save it?
Taxes

Long Term Capital Gain Tax: How can you save it?

Every person wishes to have a piece of property one day, which he could claim to be his own. But the process and the later obligations of owning a property isn’t as easy as dreaming to have one. A list of documentations, legal requirements, and other obligations are associated with buying a piece of property. One such requirement and consideration is the capital gain tax.

Continue Reading about 1 months ago
Are Multi-Cap Mutual Funds a good investment?
Mutual fund

Are Multi-Cap Mutual Funds a good investment?

If you ever ask a regular investor about the best way of investing, which can ensure optimum returns at reasonable risk, their answer will never be putting all the wealth in one equity. Instead, it is highly likely that they would recommend holding a diversified portfolio of securities.

Continue Reading about 1 months ago
What happens when Brokers go Bankrupt or are Busted?
Stock Market Concepts

What happens when Brokers go Bankrupt or are Busted?

Trading directly in the stock market can be quite overwhelming. Wouldn't it be nice if there was some intermediary who can connect the investors/traders with the ever-changing stock market?

Continue Reading about 1 months ago
How Can Borrowers Reduce Home loan EMIs and Make Prepayments?
Finance

How Can Borrowers Reduce Home loan EMIs and Make Prepayments?

If an individual is not smart about his choices, he will spend half of his life with burdens and regrets. In the same way, if a borrower does not make a smart financial choice, he will spend his life paying off EMIs on different loans. If the borrower does not work on his financial planning carefully, the EMIs he needs to pay will affect his monthly budget drastically and make his life a bit harder.

Continue Reading about 1 months ago
Saving Schemes: Evaluating the Best Schemes in India
Finance

Saving Schemes: Evaluating the Best Schemes in India

As time has its own way of changing things, it is quite obvious that today's India is quite different from the India a few decades ago. There's a long list of things that have changed in the nation. Each field, industry, states or cities, or sectors have developed in their own way. India is going online, people becoming more intellectual, the luxuries of then becoming the necessities of now; everything has changed drastically. 

Continue Reading about 1 months ago
Liquidity Ratio: The Water of Accounting Ratios
Ratios

Liquidity Ratio: The Water of Accounting Ratios

Are you a shopping enthusiast? Do you love buying new things? There would hardly be any person who does not like buying fresh, new stuff. The one common pattern found with almost every shopper is the process of a proper analysis of the product before actually buying it.

Continue Reading about 1 months ago
What is Sunk Cost Fallacy: Are you as Smart as you Think!
Behavioral finance

What is Sunk Cost Fallacy: Are you as Smart as you Think!

Have you ever bought the tickets to a concert. And on the day of the event, you catch a cold. Even though you are sick, you decide to go to the concert because otherwise “you would have wasted your money”.

Continue Reading about 1 months ago