Rupee Depreciation: The Positives and The Negatives
Economy

Rupee Depreciation: The Positives and The Negatives

The feeling of something falling is always negative unless we are talking about falling in love. 

Continue Reading about 14 days ago
Business Model of HDFC
Business

Business Model of HDFC

HDFC and HDFC bank have recently been in the headlines for a variety of reasons. HDFC, on the other hand, is far more than the two entities we've been hearing about. It is a collection of several enterprises that are part of the HDFC group and have built a name for themselves in the Indian market. What started as a mortgage company has now a combined valuation of more than 14 lakh crore Rupees. What made HDFC stand out from the crowd? Today, we'll learn more about this company and the various facets of its operations, as well as examine it from a business standpoint.

Continue Reading about 2 months ago
Can India
Finance

Can India's Digital Rupee Succeed?

The 2022 Union Budget was a roller-coaster ride for the Indian Crypto and Blockchain enthusiast. The 30% tax on crypto income and 1% TDS on transactions made it seem like the Government of India really has it out for cryptocurrencies.

Continue Reading about 2 months ago
What is FOIR? How to calculate it?
Economy

What is FOIR? How to calculate it?

Loans, debts and everything credit! There are thousands of loans and credit facilities available for people like you and me that we can avail. But at the same time, customers like us are screened under many factors. 

Continue Reading about 3 months ago
HDFC bank: From a Truck yard to Bank No. 1
Success Stories

HDFC bank: From a Truck yard to Bank No. 1

When Manmohan Singh was the Finance Minister, he was invited to inaugurate India’s first ATM of HDFC bank. The machine took in the card, and never gave it back. After the incident, the bank ran sprints to get approval from the RBI.

Continue Reading about 6 months ago
Yes Bank: Scamming since 2004?
Entrepreneurship

Yes Bank: Scamming since 2004?

The year is 2001, India. A young banker Harkirat Singh came up with a business plan for a private bank. To turn this dream into reality, he partnered with Ashok Kapur, another successful banker, and together they went on a mission to change the scenario of the banking industry. 

Continue Reading about 6 months ago
Everything you should know about the Yield Curve
Invest

Everything you should know about the Yield Curve

With changing times and varied preferences, financial markets have been witnessing an influx of various securities. Potential investors are free to pick and choose the most feasible one among the lot.

Continue Reading about 10 months ago
How are Inflation & Interest Rates Related?
Economy

How are Inflation & Interest Rates Related?

Any ‘chai pe charcha’ is usually incomplete without discussing how pricey goods are becoming day-by-day, or without listening to parents rant about how inexpensive lifestyle used to be when they were kids. Well, this is the tragic magic of inflation, fellas!

Continue Reading about 11 months ago
Why is RBI’s dividend a godsend for the Government?
Economy

Why is RBI’s dividend a godsend for the Government?

Last week, the RBI announced a dividend payout of close to ₹ 1 Trillion for the Indian Government! But how, why & so what? If you aren’t aware, here’s help.

Continue Reading about 1 years ago
Money Market Instruments: Everything you need to know
Invest

Money Market Instruments: Everything you need to know

From mere paper to the ‘now in use’ digital currency, money has transformed over time and has expanded its definition. And the way we invest has also evolved, altering our investment choices to a great extent. This evolution has brought in new investment options making us doubt whether they would align with our needs and requirements. One such vehicle which is quite obscure to us is the instruments belonging to the money market. 

Continue Reading about 1 years ago
Regulatory Bodies: The Police of Indian Financial Markets
Economy

Regulatory Bodies: The Police of Indian Financial Markets

One more reason why the Indian economy is popular among its peers is the presence of stringent regulations to keep the markets under the scanner. But people seldom realize the importance of the bodies implementing these regulations unless these bodies come to their rescue. Thus, prior to being active participants in the market, it's imperative for us to understand the role and functions of these regulatory bodies.

Continue Reading about 1 years ago
Highlights of RBI Monetary Policy
Economy

Highlights of RBI Monetary Policy

Like an ailing person suffering from a painful disease, the Indian Economy is badly demanding a plausible treatment from the doctors, aka the policymakers. And the budget, though lacking in certain areas, seems to be an ideal medicine at the time. Following the budget, the Reserve bank of India recently made announcements which lie in similar tone with that of the budget.

Continue Reading about 1 years ago
What is Repo Rate and Reverse Repo Rate?
Finance

What is Repo Rate and Reverse Repo Rate?

Are you a banking enthusiast? Do you aspire to build your career in the banking industry? Well, there are many who wish to do the same, but there are only a few who succeed in achieving these goals. A proper dedication, passion, and most importantly, knowledge and understanding of the banking world will certainly help you in becoming a successful banker. 

Continue Reading about 1 years ago
Understanding CRR and SLR: RBI
Economy

Understanding CRR and SLR: RBI's monetary policy instruments

For banks, profits are created by lending and investing. In pursuit of this goal, banks could lend considerable amounts to earn higher profits and thus possess less liquid cash with them. Banks are also responsible for the influx of money in the economy as the amount of credits they lend, and the amount that gets deposited with them affects the money supply in the economy.

Continue Reading about 1 years ago
Quantitative and Qualitative Instruments of Monetary Policy
Finance

Quantitative and Qualitative Instruments of Monetary Policy

The implementation of RBI's Quantitative and Qualitative (Called as Monetary Policy) instruments plays an important role in the development of the country. If the required money supply for the economy is not available in the market, it leads to a decline in investment in the economy. On the other hand, if the money supply in the economy is more than what is required, then the poor section of the economy will suffer because the price of essential commodities will rise.

Continue Reading about 1 years ago
Types of Bonds available in India
Bonds

Types of Bonds available in India

Saving money without having financial goals or aiming for additional returns is usually considered as a waste in today’s times. As a result, people often save to invest and invest to save. 

Continue Reading about 1 years ago
Nationalization of Banks: History of Indian Banks
Recent Updates

Nationalization of Banks: History of Indian Banks

Indian banking system has passed 51 years of Bank Nationalization successfully and if it has contributed anything to the economy, then it has to be gaining self-sufficiency in food grains products and a massive raise in financial inclusion. It has helped India to emerge as one of the greatest economies and its potential being recognized around the globe. On that note, let’s get deep into the concept of Nationalization.

Continue Reading about 1 years ago
History and Structure of Mutual Fund
Mutual fund

History and Structure of Mutual Fund

The topic of Mutual funds was made popular in the Indian market in the past decade through extensive advertising involving popular actors and cricketers. Since the Indian audience did get intrigued, mutual funds were able to make a place for themselves in the market against many other investment schemes. 

Continue Reading about 1 years ago