Everything you should know about the Yield Curve
Invest

Everything you should know about the Yield Curve

With changing times and varied preferences, financial markets have been witnessing an influx of various securities. Potential investors are free to pick and choose the most feasible one among the lot.

Continue Reading about 2 months ago
How are Inflation & Interest Rates Related?
Economy

How are Inflation & Interest Rates Related?

Any ‘chai pe charcha’ is usually incomplete without discussing how pricey goods are becoming day-by-day, or without listening to parents rant about how inexpensive lifestyle used to be when they were kids. Well, this is the tragic magic of inflation, fellas!

Continue Reading about 3 months ago
Why is RBI’s dividend a godsend for the Government?
Economy

Why is RBI’s dividend a godsend for the Government?

Last week, the RBI announced a dividend payout of close to ₹ 1 Trillion for the Indian Government! But how, why & so what? If you aren’t aware, here’s help.

Continue Reading about 4 months ago
Money Market Instruments: Everything you need to know
Invest

Money Market Instruments: Everything you need to know

From mere paper to the ‘now in use’ digital currency, money has transformed over time and has expanded its definition. And the way we invest has also evolved, altering our investment choices to a great extent. This evolution has brought in new investment options making us doubt whether they would align with our needs and requirements. One such vehicle which is quite obscure to us is the instruments belonging to the money market. 

Continue Reading about 6 months ago
Regulatory Bodies: The Police of Indian Financial Markets
Economy

Regulatory Bodies: The Police of Indian Financial Markets

One more reason why the Indian economy is popular among its peers is the presence of stringent regulations to keep the markets under the scanner. But people seldom realize the importance of the bodies implementing these regulations unless these bodies come to their rescue. Thus, prior to being active participants in the market, it's imperative for us to understand the role and functions of these regulatory bodies.

Continue Reading about 7 months ago
RBI असीमित नोट क्यों नहीं प्रिंट करती?
Hindi

RBI असीमित नोट क्यों नहीं प्रिंट करती?

हम सभी के मन में बचपन से ही यह दुविधा रहती है कि RBI बहुत सारे नोट क्यों नहीं छापती जिससे सभी लोग अमीर हो जाए तथा सब के पास पैसा ही पैसा हो जाए। लेकिन हकीक़त में ऐसा नहीं होता।

Continue Reading about 8 months ago
Highlights of RBI Monetary Policy
Economy

Highlights of RBI Monetary Policy

Like an ailing person suffering from a painful disease, the Indian Economy is badly demanding a plausible treatment from the doctors, aka the policymakers. And the budget, though lacking in certain areas, seems to be an ideal medicine at the time. Following the budget, the Reserve bank of India recently made announcements which lie in similar tone with that of the budget.

Continue Reading about 8 months ago
What is Repo Rate and Reverse Repo Rate?
Finance

What is Repo Rate and Reverse Repo Rate?

Are you a banking enthusiast? Do you aspire to build your career in the banking industry? Well, there are many who wish to do the same, but there are only a few who succeed in achieving these goals. A proper dedication, passion, and most importantly, knowledge and understanding of the banking world will certainly help you in becoming a successful banker. 

Continue Reading about 9 months ago
Understanding CRR and SLR: RBI
Economy

Understanding CRR and SLR: RBI's monetary policy instruments

For banks, profits are created by lending and investing. In pursuit of this goal, banks could lend considerable amounts to earn higher profits and thus possess less liquid cash with them. Banks are also responsible for the influx of money in the economy as the amount of credits they lend, and the amount that gets deposited with them affects the money supply in the economy.

Continue Reading about 9 months ago
Quantitative and Qualitative Instruments of Monetary Policy
Finance

Quantitative and Qualitative Instruments of Monetary Policy

The implementation of RBI's Quantitative and Qualitative (Called as Monetary Policy) instruments plays an important role in the development of the country. If the required money supply for the economy is not available in the market, it leads to a decline in investment in the economy. On the other hand, if the money supply in the economy is more than what is required, then the poor section of the economy will suffer because the price of essential commodities will rise.

Continue Reading about 9 months ago
Types of Bonds available in India
Bonds

Types of Bonds available in India

Saving money without having financial goals or aiming for additional returns is usually considered as a waste in today’s times. As a result, people often save to invest and invest to save. 

Continue Reading about 10 months ago
Nationalization of Banks: History of Indian Banks
Recent Updates

Nationalization of Banks: History of Indian Banks

Indian banking system has passed 51 years of Bank Nationalization successfully and if it has contributed anything to the economy, then it has to be gaining self-sufficiency in food grains products and a massive raise in financial inclusion. It has helped India to emerge as one of the greatest economies and its potential being recognized around the globe. On that note, let’s get deep into the concept of Nationalization.

Continue Reading about 10 months ago
History and Structure of Mutual Fund
Mutual fund

History and Structure of Mutual Fund

The topic of Mutual funds was made popular in the Indian market in the past decade through extensive advertising involving popular actors and cricketers. Since the Indian audience did get intrigued, mutual funds were able to make a place for themselves in the market against many other investment schemes. 

Continue Reading about 11 months ago
RBI Monetary Policy 2020: Key Highlights and Takeaways
Economy

RBI Monetary Policy 2020: Key Highlights and Takeaways

The world right now, seems like a scene from an apocalyptic movie, doesn’t it? Movies where natural disasters are running wild, man-made disasters seem to be on the loose, and of course, one deadly disease is spreading like wildfire, which is infecting and spreading among people like a viral video.Of course in the current real world, all of this seems to be turning into reality, except this virus is far deadlier and is spreading faster than any viral TikTok song or video.

Continue Reading about 1 years ago
Yes Bank Merger: Yes Bank not to merge with SBI
Economy

Yes Bank Merger: Yes Bank not to merge with SBI

For someone who is used to binge-watching some random Indian drama, the concept of “comeback” wouldn’t be a new one. Usually, the Hero might fail terribly, and after the second half, he would give an awesome comeback. And to our amusement, we can expect something like this to happen in the real-life as well. Can you guess where I am heading? Of course, it is Yes Bank. It seems to be working hard to make a possible comeback and arise from its grave situation. 

Continue Reading about 1 years ago
How is WhatsApp Pay faring? The Challenges before it.
Market News

How is WhatsApp Pay faring? The Challenges before it.

These days, a user of an online mobile application has very little time and patience. They want everything to be available in just one click and want to fulfill their purpose within a very short span of time. Adding to this, even though mobile phones are increasing their storage capacity constantly, users want to avoid downloading multiple applications and feed in their details that many times. A company that entertains this demand of the users is bound to succeed. 

Continue Reading about 1 years ago
RBI’s new guidelines regarding Current Account of borrowers
Market News

RBI’s new guidelines regarding Current Account of borrowers

Ever thought of how such big industrial giants and companies, who do businesses worth thousands of crores of rupees on a regular basis, manage their banking? Major big industrial giants and companies in the Indian market have several bank accounts, through which all the transactions happen. These accounts are mostly current accounts which are opened with several private banks, due to the numerous services and facilities they provide. However, companies rarely have one single current account.

Continue Reading about 1 years ago
How RBI’s policy changes will affect Kotak Mahindra Bank.
Economy

How RBI’s policy changes will affect Kotak Mahindra Bank.

You would have heard about the term ‘Cause and Effect’. This plays a role in many things happening around us. The simple explanation of this term is that you do something which becomes a reason for something that you might not have expected. For example, nature is surprisingly healing these days due to lockdown. Here, the cause is the lockdown and the effect is healing of nature. A thing to note here is that the lockdown was implemented to curb the pandemic and not to heal the nature.

Continue Reading about 1 years ago