Which ITR Form Should I File?
Tax Club

Which ITR Form Should I File?

Taxes! The word itself can conjure up feelings of dread and confusion. But fear not, fellow reader, as I am here to help clear the air. Filing your taxes isn't just a yearly ritual; it's an important step that contributes to your benefit and the nation.

Continue Reading about 1 months ago
Are You Managing Your Taxes Right? Quick Steps to Do It.
Tax Club

Are You Managing Your Taxes Right? Quick Steps to Do It.

Human life is a mixture of contradictions. Let's think about salaried individuals for a moment. Making less money can be a bummer, but we grumble about taxes when we receive a raise. 😅

Continue Reading about 1 months ago
3 Tax-Saving Categories You Should Invest In
Stock Market

3 Tax-Saving Categories You Should Invest In

People earning above ₹3 lakh per year have a duty to follow. Yes, I am talking about paying taxes. This duty is mandatory for being a citizen of the nation and is essential for the well-being of the country as a whole. I mean, taxes build roads, schools, and many of the cool places we all love to visit. 🛣️

Continue Reading about 2 months ago
Pay 0 Tax with an Income of upto ₹12 Lakh
Your Money

Pay 0 Tax with an Income of upto ₹12 Lakh

Direct tax collections show a 19% increase, hitting ₹14.70 lakh crore by 11 January 2024. This achievement represents 81% of the fiscal year 2023-24 target, as reported by the Central Board of Direct Taxes (CBDT).

Continue Reading about 3 months ago
Easy Hacks for Salaried Individuals to Build Wealth
Your Money

Easy Hacks for Salaried Individuals to Build Wealth

A sad notion we carry in our brains since adulthood is that “the only path to becoming rich is by inheriting wealth”. Interestingly, this fact is not wrong. Still, it’s not the ONLY path to be so. You can call it the shortcut method.

Continue Reading about 3 months ago
Smart Investment Alternatives for Beginners
Your Money

Smart Investment Alternatives for Beginners

Investing is a powerful weapon for achieving your investment goals, even if you're not a financial whiz. In fact, it is essential for people with little or no financial knowledge. So, what if your non-financial intellect isn’t aware of the difference between a stock and a bond? You can still invest and achieve your financial goals. All you need is a little guidance and support; for that, Insider is here. 😎

Continue Reading about 5 months ago
Benefits and Drawbacks of Investing in Tax-Saving MF
Mutual Funds

Benefits and Drawbacks of Investing in Tax-Saving MF

Individuals wishing to reduce their tax burden while potentially receiving favourable returns may find Tax-Saving Mutual Funds (MFs) to be an appealing choice. These funds, often categorised as Equity Linked Savings Schemes (ELSS), provide both tax benefits and market exposure. However, before entering into this investment option, it is critical to understand its pros and cons.

Continue Reading about 5 months ago
The Role of a Financial Advisor In Personal Finance
Your Money

The Role of a Financial Advisor In Personal Finance

Figures, charts, financial ratios, and multiple calculations, the realm of finance can be complex most times. Amidst all the complications stands an individual with expertise in everything finance. These perfectionists are like a beacon of light, showing hope to citizens who wish to realise their dreams and plans for the future. 🌄

Continue Reading about 5 months ago
Top 5 Benefits to Check in Your Employee Insurance Package
Investor's Psychology

Top 5 Benefits to Check in Your Employee Insurance Package

When applying for a job, we often think of how much the annual package should be and what the location of the office is. But you know what's more important? It's the benefits a company offers to its employees.    

Continue Reading about 6 months ago
National Pension Scheme (NPS): Easy Retirement Planning
Your Money

National Pension Scheme (NPS): Easy Retirement Planning

Breezy air flowing through my hair and sweet orange juice in hand while vacationing in an exotic foreign location- that is my vision of a perfect retirement. 🍹 We all have something planned for what we would like to do in our retirement years. Many think of buying a gorgeous house, while others, like me, wish to explore the different corners of the world. Retirement for Indians typically begins at age 58 or 60 but can vary depending upon the goals of individuals.

Continue Reading about 6 months ago
Cracking Shell Companies: Real or Fake?
Business

Cracking Shell Companies: Real or Fake?

Imagine this: An underworld where businesses only exist on paper, operate in secrecy, and play hide-and-seek with authorities. Welcome to the world of shell companies, where the real and the imagined frequently come together, puzzling even the most seasoned financial minds. This article's objective is to clarify the mystifying nature of shell companies by looking at What, Why and How.

Continue Reading about 7 months ago
Kisan Vikas Patra: Double Your Money with Safe Investment for Farmers & Investors!
Macro Moves

Kisan Vikas Patra: Double Your Money with Safe Investment for Farmers & Investors!

Imagine you live in a small farming village, far away from the bustling cities of India. You work hard every day to make ends meet and provide for your family, but the constant struggle to find reliable investment options leaves you feeling uncertain about the future. That's where Kisan Vikas Patra comes in.

Continue Reading about 10 months ago
Capital Gain: Profit and Tax Strategies
Tax Club

Capital Gain: Profit and Tax Strategies

Capital gain taxes are often overlooked but can leave quite a dent in your pocket if not managed properly.

Continue Reading about 10 months ago
What is Angel Tax? Is the Government
Startups

What is Angel Tax? Is the Government's Greed killing Indian Startups?

Perhaps you've come across the term "angel investors" in business news, seminars, or even in books. However, like many of us, you may have forgotten the details. That's where I come in to guide you through this fantastic, information-packed article. So, let's take a moment to brush up on our understanding of angel investing and dive deep into an essential component - angel tax.

Continue Reading about 11 months ago
Tax Saving Schemes & Investment: Don
Tax Club

Tax Saving Schemes & Investment: Don't let the Government Loot you!

All of us work with immense dedication, face Monday blues, toil overtime and put up with our khadoos bosses. Why? Kya karein paapi pet ka sawaal hai! And after so much hard work, what do we get? Peanuts! That’s not even the worst part. Letting go of our hard-earned money as taxes is what kills us the most.

Continue Reading about 1 years ago
Taxation and Benefits of NRE Account
Your Money

Taxation and Benefits of NRE Account

Until a few years ago, individuals outside India found it hard to send funds home due to several paper checks and long transfer periods. However, with modern NRI accounts, they can easily save and transact money in international currencies and invest in India easily. NRI accounts serve numerous purposes, such as saving money earned abroad or in India, investing in various opportunities, and making money readily available for your family. An NRI or a PIO (Person of Indian Origin) can open NRO and NRE accounts for convenient and easy fund transfers to and from India.

Continue Reading about 1 years ago
Understanding Form 16: The Essential Guide for Salaried Employees
Tax Club

Understanding Form 16: The Essential Guide for Salaried Employees

As the end of the financial year draws near, taxpayers gear up to file their income tax returns. However, navigating the intricate world of taxes can be daunting, especially for salaried individuals who must keep track of numerous documents and procedures. One such document that plays a crucial role in the process is Form 16, which acts as a certificate of the taxes deducted at the source by the employer. It's a document that can determine whether you get a refund or pay more taxes, making it essential to understand its intricacies. 

Continue Reading about 1 years ago
Form 16 A & B: The Two Sides You Need to Know
Tax Club

Form 16 A & B: The Two Sides You Need to Know

Attention all salaried employees in India! Are you ready to unravel the mystery behind Form 16? This vital document not only summarises your salaried income but also holds the key to your tax deductions. But wait, did you know there are two TDS certificates, Form 16A & 16B? Each part provides unique information about your finances that you must learn to file your income tax returns accurately. So, get ready to dive into the exciting world of Form 16 and explore the fascinating details of Form 16 A and Form 16 B. Get your popcorn ready, and let's get started!

Continue Reading about 1 years ago