API Banking: How is it Revolutionising Indian Banking?
Investing

API Banking: How is it Revolutionising Indian Banking?

One important reason why economists worldwide regard Indian banking is its continuous adaption of upcoming technologies. How Indian banking fares against other emerging markets is just one aspect; important is how it has revolutionized itself to take itself to the doors of the unbanked.

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Comparison of Indian Banking with Other Emerging Markets
Economy

Comparison of Indian Banking with Other Emerging Markets

Indian banking has been in the news for all the wrong reasons in recent times. However, this cannot be denied that the fundamentals of Indian banking are strong and they enjoy the fair trust of its depositors.

Continue Reading about 5 days ago
What is the Recent Jagdish Khattar Case About?
Economy

What is the Recent Jagdish Khattar Case About?

Maruti Suzuki India Ltd has been winning its consumer’s hearts since its inception. However, the former Maruti top executive has definitely disassociated himself with the company’s values by indulging himself in unscrupulous behavior.

Continue Reading about 15 days ago
PNB Files Loan Fraud case against Jagdish Khattar
Investing

PNB Files Loan Fraud case against Jagdish Khattar's Carnation

It's third fraud in a row for PNB! What is it? And, How did it happen?

Continue Reading about 19 days ago
What is Asset-Liability Mismatch in the Banking Sector?
Economy

What is Asset-Liability Mismatch in the Banking Sector?

We all deal with money in everyday life. We earn salaries, we buy things, and we invest it or just keep it. Sometimes we forget our wallet and our friends pay for us at tea stalls. Some other times we pay for them because they paid for us the last time.

Continue Reading about 23 days ago
Why Negative Yield on Bonds is Rising?
Investing

Why Negative Yield on Bonds is Rising?

While the Indian bond market is busy welcoming the Bharat Bond ETF and Nifty-Bharat Bonds Index, the global bond market is fighting an entirely new battle of negative yields. According to Bloomberg, the negative yield bonds were almost inexistent until 2015, and now just four years later, more than 25% of global debt bonds are yielding negative.

Continue Reading about 25 days ago
PPF New Rules: Check How it will Benefit You
Investing

PPF New Rules: Check How it will Benefit You

The Modi Government recently took down the earlier Public Provident Fund (PPF) Scheme (1968) and launched new PPF rules in 2019, replacing all earlier PPF rules with immediate effect. What are these new rules governing the Public Provident Fund? Read on and find more below.

Continue Reading about 25 days ago
What is the importance of ASBA in IPOs?
Investing

What is the importance of ASBA in IPOs?

With various companies announcing their IPOs, these are golden days to make it big in the market for investors. The Indian economy is also favoring us with a growing GDP, and an overall increase of various new startups.

Continue Reading about 28 days ago
Will Negative Interest Rates Work: Fire or Backfire?
Economy

Will Negative Interest Rates Work: Fire or Backfire?

Albert Einstein once said, "Compound Interest is the eighth wonder of the world." Had he been alive, he would have declared 'negative interest rates' as the ninth wonder of the world.

Continue Reading about 1 months ago
NEFT timings 24x7 now possible- RBI
Economy

NEFT timings 24x7 now possible- RBI

Many people might have blessed RBI after the announcement of the new NEFT transfer time. What’s the new NEFT timings and what can be the potential advantages of the new NEFT transfer time?

Continue Reading about 1 months ago
Is your investment safe with your Broker?
Investing

Is your investment safe with your Broker?

After Karvy’s alleged scam, there might be following questions tinkering in your mind. How Trustworthy is your Broker? How safe are your investments?

Continue Reading about 1 months ago
SBI Cards IPO: What to Expect?
Investing

SBI Cards IPO: What to Expect?

Amongst a lot of IPOs in the news, SBI Cards IPO stands a bit different. On the one hand, it is a capital enhancement opportunity for the company, while on the other hand, it will see India's biggest ever PE Exit. This piece is about how an SBI owned company bets on its future through this IPO.

Continue Reading about 1 months ago
Ujjivan Small Finance Bank IPO: Should You Invest?
Investing

Ujjivan Small Finance Bank IPO: Should You Invest?

After the grand success of the IRCTC IPO, the market looks ready to invest in something that looks promising. Amidst all this has arrived a banking IPO, which has been doing a buzz around- ‘Ujjivan Small Finance Bank.’

Continue Reading about 1 months ago
Rise of Mudra Loan NPA Issue
Economy

Rise of Mudra Loan NPA Issue

Clouds of rising NPAs are hovering over Mudra scheme. How serious is the Mudra loan NPA issue and what can be done?

Continue Reading about 1 months ago
What Happened with Lakshmi Vilas Bank?
Investing

What Happened with Lakshmi Vilas Bank?

"Facts are threatening to those invested in fraud." This is what can be seen in the Lakshmi Vilas Bank fraud case. After PMC Bank; it's time for Lakshmi Vilas Bank to prove itself.

Continue Reading about 3 months ago
Reasons behind Banking Crisis
Investing

Reasons behind Banking Crisis

There’s an undeclared banking crisis going on in our country and here we would like to throw some light upon it. This started as an NBFC crisis but now it has snowballed into a Banking crisis.

Continue Reading about 3 months ago
Impact of Corporate tax cuts on Banks and NBFC’s
Investing

Impact of Corporate tax cuts on Banks and NBFC’s

On September 20th, 2019, the Finance Minister Nirmala Sitharaman announced Corporate Tax Cuts in order to stimulate the economy. While in our previous article, we have already discussed at length the impact of Tax Cuts on the Corporate Sector. 

Continue Reading about 3 months ago
Was the Merging of PSBs a good move?
Investing

Was the Merging of PSBs a good move?

On the eve of August 30, 2019 when the abysmal GDP growth figure of 5% was announced, there was another press conference by the Finance Minister N Seetharaman. The press conference detailed on how some Public Sector Banks (PSB) would be merged with some other Public Sector Banks. While some called it a banking reform, the market perhaps did not seem convinced. Here is the story of unfolding of the Indian PSBs merger.

Continue Reading about 3 months ago