Top 5 Banks for MSME Business Loans
Finance

Top 5 Banks for MSME Business Loans

Starting a new business is always a scary task and a difficult one too. An entrepreneur setting his foot in the market for the first time must overcome several obstacles, including finding a way to fund their business. 

Continue Reading about 10 days ago
Cash Credit vs Overdraft: What is the difference?
Finance

Cash Credit vs Overdraft: What is the difference?

Let's Offend: Both are cages. One gold-plated, another regular. 

Continue Reading about 1 months ago
Credit Card Loan Vs Personal Loan: Which One is Better?
Finance

Credit Card Loan Vs Personal Loan: Which One is Better?

Let's Offend: Both of them are loans. Both of them are meant to suck you dry. 

Continue Reading about 1 months ago
Factors to consider while taking a Vehicle Loan
Finance

Factors to consider while taking a Vehicle Loan

Let's Offend: Congratulations on deciding to buy a white elephant that is coming to you with a huge debt that you will be paying off for the next 10 years of your life. 

Continue Reading about 1 months ago
What is Gold Loan?
Finance

What is Gold Loan?

Let's Offend: Kid, if you are planning to pawn off your mother's jewellery for some liquid funds, bad idea! Flying chappal is not a cool thing to receive. 

Continue Reading about 1 months ago
HDFC Bank Vs ICICI Bank: A Detailed Analysis
Invest

HDFC Bank Vs ICICI Bank: A Detailed Analysis

There were days when people used to stand in enormous queues in front of banks to deposit money into their bank accounts. Those were the times when ATM or net banking was not a thing. The Indian banking system has come a long way. Neo banks and UPI payments have taken the place of those long queues. That’s how the Indian banking space has evolved. 

Continue Reading about 2 months ago
What is Mortgage Loan?
Finance

What is Mortgage Loan?

“Nikal Jao is Ghar se, Varna Dhakke maar ke bahar nikal dunga!” We have heard this kind of dialogue in a variety of Bollywood films. Why is the protagonist being thrown out of his own home, though? This can happen to you too 😨. In the modern world, many people get loans by putting their own houses at risk. Yes, you can get money ‘apne ghar ko girvi rakh ke’ and you can do it with the help of mortgage loans. 

Continue Reading about 2 months ago
Top 5 Neobanks in India
Invest

Top 5 Neobanks in India

Banking is an old system, so much so that one might even call it ancient. How ancient you ask? Well, the earliest instance of an organisation managing the funds of a large group of people can be seen as far ago as the 15th century. As the barter system came to an end due to its inherent flaws and the currency became the mainstay, banks were a complimentary development that needed to happen.

Continue Reading about 2 months ago
Business Model of HDFC
Business

Business Model of HDFC

HDFC and HDFC bank have recently been in the headlines for a variety of reasons. HDFC, on the other hand, is far more than the two entities we've been hearing about. It is a collection of several enterprises that are part of the HDFC group and have built a name for themselves in the Indian market. What started as a mortgage company has now a combined valuation of more than 14 lakh crore Rupees. What made HDFC stand out from the crowd? Today, we'll learn more about this company and the various facets of its operations, as well as examine it from a business standpoint.

Continue Reading about 2 months ago
Neobanks: Are they a Scam?
Business

Neobanks: Are they a Scam?

During the end of this pandemic, something nice that happened was my finally landing a job. Yes, the end of a global pandemic was a great positive too, but by the end of year one, the whole thing had become too regular for its end to register as significantly.

Continue Reading about 2 months ago
How to Apply for Education Loan?
Finance

How to Apply for Education Loan?

The road to education has various hurdles. As the world has developed, so has the education needed to keep it moving in the right direction. Owing to these developments, the cost incurred to accomplish this education has gone up.

Continue Reading about 2 months ago
What is FOIR? How to calculate it?
Economy

What is FOIR? How to calculate it?

Loans, debts and everything credit! There are thousands of loans and credit facilities available for people like you and me that we can avail. But at the same time, customers like us are screened under many factors. 

Continue Reading about 3 months ago
HDFC bank: From a Truck yard to Bank No. 1
Success Stories

HDFC bank: From a Truck yard to Bank No. 1

When Manmohan Singh was the Finance Minister, he was invited to inaugurate India’s first ATM of HDFC bank. The machine took in the card, and never gave it back. After the incident, the bank ran sprints to get approval from the RBI.

Continue Reading about 6 months ago
Top 5 Banking Stocks in India
Invest

Top 5 Banking Stocks in India

If one were to regard an economy as a living, breathing creature, money would really be able to live up to its comparison as the “lifeblood” of said economy. But if money, or rather, finance, is the blood of an economy, the banking system is the circulatory system. No really, the banking system is actually a structure consisting of organisations and institutions that help keep the money in the economy flowing from those who have it(savers) to those who may need it(individual and organisational borrowers) and those who may use it(investors). “There have been three great inventions since the beginning of time: fire, the wheel and banking institutions” -Will Rogers.

Continue Reading about 6 months ago
Factors to consider before taking an education loan
Finance

Factors to consider before taking an education loan

Padhega India tabhi toh badhega India. But quality education has become a luxury to a middle-class person in India. The college admission seasons will be starting shortly in India, and students often find themselves in the dilemma of whether adding to debts is really worth it or whether they are stretching their legs beyond the coverlet.

Continue Reading about 7 months ago
Money Laundering: Most Infamous Scams in India
Economy

Money Laundering: Most Infamous Scams in India

We've all heard the phrase, "Money is the root of all evil", well as far as history suggests, the original phrase goes in the Bible, "For the love of money is a root of all kinds of evils." Money inherently isn't evil; it is the human aspect of an unhealthy love towards money that gives rise to problems. Well, unfortunately, this unhealthy obsession has survived the trial of time, and some people have taken it too far by finding loopholes in the monetary and legal system to feed their greed.

Continue Reading about 7 months ago
Everything you should know about the Yield Curve
Invest

Everything you should know about the Yield Curve

With changing times and varied preferences, financial markets have been witnessing an influx of various securities. Potential investors are free to pick and choose the most feasible one among the lot.

Continue Reading about 10 months ago
How good are Bad Banks and does India really need a Bad Bank?
Finance

How good are Bad Banks and does India really need a Bad Bank?

When a certain organ in the body doesn’t work, doctors tend to remove it for the patient to survive. When we eat something, which is difficult to digest, our body throws up. A rotten apple in a basket must be removed to save other apples from getting spoiled. This is what one bad bank does for the other banks of the economy.

Continue Reading about 11 months ago