Posts Tagged: banking system

Finance

What is Mortgage Loan?

“Nikal Jao is Ghar se, Varna Dhakke maar ke bahar nikal dunga!” We have heard this kind of dialogue in a variety of Bollywood films. Why is the protagonist being thrown out of his own home, though? This can happen to you too 😨. In the modern world, many people get loans by putting their own houses at risk. Yes, you can get money ‘apne ghar ko girvi rakh ke’ and you can do it with the help of mortgage loans.

Invest

Top 5 Neobanks in India

Banking is an old system, so much so that one might even call it ancient. How ancient you ask? Well, the earliest instance of an organisation managing the funds of a large group of people can be seen as far ago as the 15th century. As the barter system came to an end due to its inherent flaws and the currency became the mainstay, banks were a complimentary development that needed to happen.

Business

Business Model of HDFC

HDFC and HDFC bank have recently been in the headlines for a variety of reasons. HDFC, on the other hand, is far more than the two entities we've been hearing about. It is a collection of several enterprises that are part of the HDFC group and have built a name for themselves in the Indian market. What started as a mortgage company has now a combined valuation of more than 14 lakh crore Rupees. What made HDFC stand out from the crowd? Today, we'll learn more about this company and the various facets of its operations, as well as examine it from a business standpoint.

Business

Neobanks: Are they a Scam?

During the end of this pandemic, something nice that happened was my finally landing a job. Yes, the end of a global pandemic was a great positive too, but by the end of year one, the whole thing had become too regular for its end to register as significantly.

Finance

How to Apply for Education Loan?

The road to education has various hurdles. As the world has developed, so has the education needed to keep it moving in the right direction. Owing to these developments, the cost incurred to accomplish this education has gone up.

Macro Moves

What is FOIR? How to calculate it?

Loans, debts and everything credit! There are thousands of loans and credit facilities available for people like you and me that we can avail. But at the same time, customers like us are screened under many factors.

Brand Games

HDFC bank: From a Truck yard to Bank No. 1

When Manmohan Singh was the Finance Minister, he was invited to inaugurate India’s first ATM of HDFC bank. The machine took in the card, and never gave it back. After the incident, the bank ran sprints to get approval from the RBI.

Invest

Top 5 Banking Stocks in India

If one were to regard an economy as a living, breathing creature, money would really be able to live up to its comparison as the “lifeblood” of said economy. But if money, or rather, finance, is the blood of an economy, the banking system is the circulatory system. No really, the banking system is actually a structure consisting of organisations and institutions that help keep the money in the economy flowing from those who have it(savers) to those who may need it(individual and organisational borrowers) and those who may use it(investors). “There have been three great inventions since the beginning of time: fire, the wheel and banking institutions” -Will Rogers.

Finance

Factors to consider before taking an education loan

Padhega India tabhi toh badhega India. But quality education has become a luxury to a middle-class person in India. The college admission seasons will be starting shortly in India, and students often find themselves in the dilemma of whether adding to debts is really worth it or whether they are stretching their legs beyond the coverlet.

Macro Moves

Money Laundering: Most Infamous Scams in India

We've all heard the phrase, "Money is the root of all evil", well as far as history suggests, the original phrase goes in the Bible, "For the love of money is a root of all kinds of evils." Money inherently isn't evil; it is the human aspect of an unhealthy love towards money that gives rise to problems. Well, unfortunately, this unhealthy obsession has survived the trial of time, and some people have taken it too far by finding loopholes in the monetary and legal system to feed their greed.

Invest

Everything you should know about the Yield Curve

With changing times and varied preferences, financial markets have been witnessing an influx of various securities. Potential investors are free to pick and choose the most feasible one among the lot.

Finance

How good are Bad Banks and does India really need a Bad Bank?

When a certain organ in the body doesn’t work, doctors tend to remove it for the patient to survive. When we eat something, which is difficult to digest, our body throws up. A rotten apple in a basket must be removed to save other apples from getting spoiled. This is what one bad bank does for the other banks of the economy.

Finance

Are Non banking financial companies (NBFCs) the new banks ?

“Necessity is the mother of invention.” This quote by Plato succinctly explains the emergence of NBFCs in the ocean of banks.

Finance

What is a Recurring Deposit and How to Calculate its Returns?

In the era of stocks and cryptos, depositing in banks might be termed as ‘old school’. But old is gold for most of us, isn't it? And for the majority, it is the major medium for savings, especially in India. If you don’t believe us, let the numbers speak.

Finance

What is Overdraft Facility in Banks?

What if the ATM kept raining cash? What if you could withdraw more than you have in the bank? As cool as it sounds, it’s not impossible. And they name it - ‘Overdraft’.

Business

Indian Gold Loan Industry: Who’ll take this Underpenetrated Market?

India, the world’s second-largest consumer of Gold worth $1.5 Trn, has a meager 3% of it pledged for loans. Is it a multi-billion-dollar market for the taking?

Brand Games

Uday Kotak : The Wealthiest Banker of Asia

“The trouble with opportunity is, it never announces when it comes. It's only after it's gone, you'd realize that you missed it.” - Uday Kotak

Finance

The Actual Cost of No-cost EMIs

“There are no free lunches in the market” The quote says it all! Doesn't it feel odd when we see the phrase "NO COST EMI"? Is something like this really possible? Why would someone distribute free money in the market like this? Eh? take a deep breath because soon you are going to find out the hidden truth. Let us dig deeper into this topic.

Posts Tagged: banking system

What is Mortgage Loan?

Top 5 Neobanks in India

Business Model of HDFC

Neobanks: Are they a Scam?

How to Apply for Education Loan?

What is FOIR? How to calculate it?

HDFC bank: From a Truck yard to Bank No. 1

Top 5 Banking Stocks in India

Factors to consider before taking an education loan

Money Laundering: Most Infamous Scams in India

Everything you should know about the Yield Curve

How good are Bad Banks and does India really need a Bad Bank?

Are Non banking financial companies (NBFCs) the new banks ?

What is a Recurring Deposit and How to Calculate its Returns?

What is Overdraft Facility in Banks?

Indian Gold Loan Industry: Who’ll take this Underpenetrated Market?

Uday Kotak : The Wealthiest Banker of Asia

The Actual Cost of No-cost EMIs

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