Posts Tagged: banking system

Invest

The Relationship Between Interest Rates and Bond Prices

The Indian debt market is composed of long-term debt markets and short-term debt markets. When there is a trade-in debt securities with a maturity of less than one year, it is deemed as a money market transaction. Likewise, when there is a trade-in debt securities with a maturity beyond one year, it is considered a bond transaction. The RBI monetary policy has an impact on both the long-term debt markets and short-term debt markets. Let us take a closer look at how the RBI monetary policy affects the bond market.

Finance

Fixed Deposits: All you need to know

Once upon a time, there was an old lady who believed in the importance of saving money. She knew how useful savings are and how a certain preserved amount for the future purpose could come to her aid, whenever she would need it the most. The old lady was good at saving money despite a lack of formal financial education. Whenever she saved ample money, she'd go to the bank and ask them to put in whatever scheme yields regular interest. The bank would ask her how long she wanted to put the money, and she would say whatever period pays the highest interest. She didn't understand what she was asking for, but she knew what she wanted.

Recent Updates

Nationalization of Banks: History of Indian Banks

The Indian banking system has a history of bank nationalization, particularly during the 1960s and 1980s. The first major wave of bank nationalization was seen in 1969 under the leadership of PM Indira Gandhi & the second wave of bank nationalization took place in 1980.

Invest

Difference Between Current Account And Savings Account

How do you save money? Considering the techniques of the olden days, keeping a large amount of money with you or in a steel locker in a house might be risky, or saving money on a daily/weekly/monthly basis by distributing it, might be hectic to manage on your own as it takes a lot of time. So, is there any alternative solution? Where do I keep my money if not in my house? How can I manage the timely savings of my money?

News Platter

Lakshmi Vilas Bank Merger: Factual and Informational Details

It looks like the Government of India is now playing smart rather than being a ‘Daanveer’ (over merciful donator). Just in case you are not aware of ‘Daanveer’, we’ll tell you. This name (or rather title) was conferred to a person in a community or village who always donated whenever someone went to him and pleaded for money or help.

Brand Games

Aditya Puri's journey: An 'inspiration' to banking sector

Some tales of success have been heard by us all. Whether it's the story of newspaper boy Dr. APJ Abdul Kalam, chaiwala Modi Ji, bus conductor Rajnikanth, or the story of living legend Amitabh Bachchan, all such struggle revealing stories has been well-known and highly appreciated. But have you noticed that such popular early life stories are just of either politicians or the big stars of the entertainment industry, nothing else!

Finance

IMPS: All you need to know

In the hustle and bustle of life, what all an individual aspires for are systems which are beneficial and flexible at their end. People always seek for something that doesn't require a lot of time and can be done with ease and comfort without any tussle. And with the entrance of digitization in the modern world, this has become possible. Whether it's online shopping, ordering food, booking reservations, or anything; anything and everything can be done via online systems.

Mutual Funds

FD vs Mutual Funds: Which is better to Invest?

Money has become an important factor in our daily lives, and with time, our standard of living has increased. With an increased standard of living, the demand and need for money have also increased. Savings in a bank account only gives a little interest payment just as a favour for depositing your money and letting banks lend it.

Finance

Everything About RTGS (Real-Time Gross Settlement)

Fund transfer is not something that is just curbed to the business sector; it has become a necessity everywhere. Nowadays, everyone knows how to transfer funds online, easily from anywhere to everywhere.

Finance

Everything About NEFT (National Electronic Funds Transfer)

Do you recall the days when for every transaction, going to banks was the only option? Taking time out of the occupied calendar for visiting banks was in itself a very big task. Many times people would face difficulties in making financial transactions as some or the other important things or events in their lives collided with the time of making those payments.

Invest

Vijay Mallya Scam: A Story of Luxury, Lifestyle and Greed

The Indian masses' mentality in recent decades, with the advent of globalization and privatization, has always enticed them to stay away from risk-associated courses and head towards safer options for jobs. This is why most Indians believe that business (to a large extent) is not their cup of tea.

Invest

The Nirav Modi Scam: All You need to know

"Simple living, high thinking." This is a common saying which has been taught to everyone. However, the current world seems to have sidelined this thought. Now people have become more status-conscious, and they desire to flaunt their riches in every possible way; iPhones, Louis Vuitton bags, Rolex watches, Lamborghini, or anything; all have become merely a status symbol.

Finance

Know the difference between RTGS, NEFT and IMPS

This excerpt will hit you differently if you are a business owner. Several individuals come and try their hands in the business, but only those get a flavour of success which not only have ideas but also possess the knowledge to turn those ideas into success.

Finance

Best Banks for Business Loans in India

At some point in your life, you must have come across the dilemma of whether to have a business of your own or to have that regular 9-5 job. Well, most of the individuals who have big aspirations in their lives dream of having their names printed on the front page of business magazines. The desire to have a Rolls Royce, Lamborghini, a big villa with a swimming pool, a long travel history, and so many more such dreams can usually seem closer if one has their own business, which is going strong.

Macro Moves

RBI Monetary Policy 2020: Key Highlights and Takeaways

The world right now, seems like a scene from an apocalyptic movie, doesn’t it? Movies where natural disasters are running wild, man-made disasters seem to be on the loose, and of course, one deadly disease is spreading like wildfire, which is infecting and spreading among people like a viral video.Of course in the current real world, all of this seems to be turning into reality, except this virus is far deadlier and is spreading faster than any viral TikTok song or video.

News Platter

Interest on Interest Waiver: Is the move justified?

Loan - a word, which in itself has both positive and negative impacts on a person. On the one hand, it is a monetary blessing which gets an individual, company or entity one step closer to achieving whatever it is they desire; and on the other hand, it is a stressful liability, which comes in the form of expensive EMIs and regular interests, failing to pay which, tends to trap the borrower in an almost inescapable trap of hefty penalty and interests.

Macro Moves

Yes Bank Merger: Yes Bank not to merge with SBI

For someone who is used to binge-watching some random Indian drama, the concept of “comeback” wouldn’t be a new one. Usually, the Hero might fail terribly, and after the second half, he would give an awesome comeback. And to our amusement, we can expect something like this to happen in the real-life as well. Can you guess where I am heading? Of course, it is Yes Bank. It seems to be working hard to make a possible comeback and arise from its grave situation.

Stock Market

Master Class 7: Analysis of Banking stocks and the importance of CASA Ratio, NPA, CAR

The banking and financial service industry forms the biggest chunk of the stock market index. They require a completely different skill set to differentiate between good and bad banking stocks. The analysis of banking stocks is quite different from the stock analysis of regular companies. This is because banks operate on a different business model as compared to other industries. This is why their financial statements are also prepared differently.

Posts Tagged: banking system

The Relationship Between Interest Rates and Bond Prices

Fixed Deposits: All you need to know

Nationalization of Banks: History of Indian Banks

Difference Between Current Account And Savings Account

Lakshmi Vilas Bank Merger: Factual and Informational Details

Aditya Puri's journey: An 'inspiration' to banking sector

IMPS: All you need to know

FD vs Mutual Funds: Which is better to Invest?

Everything About RTGS (Real-Time Gross Settlement)

Everything About NEFT (National Electronic Funds Transfer)

Vijay Mallya Scam: A Story of Luxury, Lifestyle and Greed

The Nirav Modi Scam: All You need to know

Know the difference between RTGS, NEFT and IMPS

Best Banks for Business Loans in India

RBI Monetary Policy 2020: Key Highlights and Takeaways

Interest on Interest Waiver: Is the move justified?

Yes Bank Merger: Yes Bank not to merge with SBI

Master Class 7: Analysis of Banking stocks and the importance of CASA Ratio, NPA, CAR

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