Yes Bank Merger: Yes Bank not to merge with SBI
Macro Moves

Yes Bank Merger: Yes Bank not to merge with SBI

For someone who is used to binge-watching some random Indian drama, the concept of “comeback” wouldn’t be a new one. Usually, the Hero might fail terribly, and after the second half, he would give an awesome comeback. And to our amusement, we can expect something like this to happen in the real-life as well. Can you guess where I am heading? Of course, it is Yes Bank. It seems to be working hard to make a possible comeback and arise from its grave situation. 

Continue Reading about 4 years ago
Master Class 7: Analysis of Banking stocks and the importance of CASA Ratio, NPA, CAR
Stock Market

Master Class 7: Analysis of Banking stocks and the importance of CASA Ratio, NPA, CAR

The banking and financial service industry forms the biggest chunk of the stock market index. They require a completely different skill set to differentiate between good and bad banking stocks. The analysis of banking stocks is quite different from the stock analysis of regular companies. This is because banks operate on a different business model as compared to other industries. This is why their financial statements are also prepared differently.

Continue Reading about 4 years ago
RBI’s new guidelines regarding Current Account of borrowers
News Platter

RBI’s new guidelines regarding Current Account of borrowers

Ever thought of how such big industrial giants and companies, who do businesses worth thousands of crores of rupees on a regular basis, manage their banking? Major big industrial giants and companies in the Indian market have several bank accounts, through which all the transactions happen.

Continue Reading about 4 years ago
How RBI’s policy changes will affect Kotak Mahindra Bank.
Macro Moves

How RBI’s policy changes will affect Kotak Mahindra Bank.

You would have heard about the term ‘Cause and Effect’. This plays a role in many things happening around us. The simple explanation of this term is that you do something which becomes a reason for something that you might not have expected. For example, nature is surprisingly healing these days due to lockdown. Here, the cause is the lockdown and the effect is healing of nature. A thing to note here is that the lockdown was implemented to curb the pandemic and not to heal the nature.

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SBI FD Rates: SBI slashes FD rates by 40 basis points
Invest

SBI FD Rates: SBI slashes FD rates by 40 basis points

SBI slashes FD rates by 40 basis points. And, a cursory view of Nestle India’s stock. The previous generation has hailed fixed deposits so much that even we find it attractive. Whenever a person in India has got some extra money, the first option that comes to mind is getting an FD done. Reasons for this are also simple – no risk of losing money, a decent rate of return (till now it was slightly more than inflation) and an option to get your money back anytime (compromising the interest). But, latest news from the State Bank of India has put all the FD lovers in dilemma.

Continue Reading about 4 years ago
Top 6 Best Savings Bank Account in India based on Interest Rate
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Top 6 Best Savings Bank Account in India based on Interest Rate

Savings Bank A/c, a basic necessity for everyone, often has a wide range of products that confuse most people. So, today, we’ll clear the clutter & provide you with the ultimate guide to opening a bank account.

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Reasons behind the downfall of IndusInd Bank Share Price
Invest

Reasons behind the downfall of IndusInd Bank Share Price

IndusInd Bank established in 1994, has grown dynamically as an organization driven by a sincere zeal to provide its customers with a range of banking and financial services at par with the highest quality standards in the industry. The IndusInd bank boasts of an integrated branch network spread across the country as well as an office in Dubai and London.

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Unfolding the Harshad Mehta Scam
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Unfolding the Harshad Mehta Scam

What do you think is common between Harshad Mehta, Ketan Parekh, Nirav Modi, and Vijay Mallya? Well, they all found loopholes in the Indian banking system and used it to create an insane amount of wealth. 

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API Banking: How is it Revolutionising Indian Banking?
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API Banking: How is it Revolutionising Indian Banking?

One important reason why economists worldwide regard Indian banking is its continuous adaption of upcoming technologies. How Indian banking fares against other emerging markets is just one aspect; important is how it has revolutionized itself to take itself to the doors of the unbanked.

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Indian Banks and Emerging Markets: A Comparison
Macro Moves

Indian Banks and Emerging Markets: A Comparison

Indian banking has been in the news for all the wrong reasons in recent times. However, this cannot be denied that the fundamentals of Indian banking are strong and they enjoy the fair trust of its depositors.

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What is the Recent Jagdish Khattar Case About?
Macro Moves

What is the Recent Jagdish Khattar Case About?

Maruti Suzuki India Ltd has been winning its consumer’s hearts since its inception. However, the former Maruti top executive has definitely disassociated himself with the company’s values by indulging himself in unscrupulous behavior.

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PNB Files Loan Fraud case against Jagdish Khattar
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PNB Files Loan Fraud case against Jagdish Khattar's Carnation

It's third fraud in a row for PNB! What is it? And, How did it happen?

Continue Reading about 4 years ago
What is Asset-Liability Mismatch in the Banking Sector?
Macro Moves

What is Asset-Liability Mismatch in the Banking Sector?

We all deal with money in everyday life. We earn salaries, we buy things, and we invest it or just keep it. Sometimes we forget our wallet and our friends pay for us at tea stalls. Some other times we pay for them because they paid for us the last time.

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Why Negative Yield on Bonds is Rising?
Invest

Why Negative Yield on Bonds is Rising?

While the Indian bond market is busy welcoming the Bharat Bond ETF and Nifty-Bharat Bonds Index, the global bond market is fighting an entirely new battle of negative yields. According to Bloomberg, the negative yield bonds were almost inexistent until 2015, and now just four years later, more than 25% of global debt bonds are yielding negative.

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PPF New Rules: Check How it will Benefit You
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PPF New Rules: Check How it will Benefit You

The Modi Government recently took down the earlier Public Provident Fund (PPF) Scheme (1968) and launched new PPF rules in 2019, replacing all earlier PPF rules with immediate effect. What are these new rules governing the Public Provident Fund? Read on and find more below.

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What is the importance of ASBA in IPOs?
Invest

What is the importance of ASBA in IPOs?

With various companies announcing their IPOs, these are golden days to make it big in the market for investors. The Indian economy is also favoring us with a growing GDP, and an overall increase of various new startups.

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Will Negative Interest Rates Work: Fire or Backfire?
Macro Moves

Will Negative Interest Rates Work: Fire or Backfire?

Albert Einstein once said, "Compound Interest is the eighth wonder of the world." Had he been alive, he would have declared 'negative interest rates' as the ninth wonder of the world.

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NEFT timings 24x7 now possible- RBI
Macro Moves

NEFT timings 24x7 now possible- RBI

Many people might have blessed RBI after the announcement of the new NEFT transfer time. What’s the new NEFT timings and what can be the potential advantages of the new NEFT transfer time?

Continue Reading about 4 years ago