Is your investment safe with your Broker?
Invest

Is your investment safe with your Broker?

After Karvy’s alleged scam, there might be following questions tinkering in your mind. How Trustworthy is your Broker? How safe are your investments?

Continue Reading about 4 years ago
SBI Cards IPO: What to Expect?
Invest

SBI Cards IPO: What to Expect?

Amongst a lot of IPOs in the news, SBI Cards IPO stands a bit different. On the one hand, it is a capital enhancement opportunity for the company, while on the other hand, it will see India's biggest ever PE Exit. This piece is about how an SBI owned company bets on its future through this IPO.

Continue Reading about 4 years ago
Ujjivan Small Finance Bank IPO: Should You Invest?
Invest

Ujjivan Small Finance Bank IPO: Should You Invest?

After the grand success of the IRCTC IPO, the market looks ready to invest in something that looks promising. Amidst all this has arrived a banking IPO, which has been doing a buzz around- ‘Ujjivan Small Finance Bank.’

Continue Reading about 4 years ago
Rise of Mudra Loan NPA Issue
Macro Moves

Rise of Mudra Loan NPA Issue

Clouds of rising NPAs are hovering over Mudra scheme. How serious is the Mudra loan NPA issue and what can be done?

Continue Reading about 4 years ago
What Happened with Lakshmi Vilas Bank?
Invest

What Happened with Lakshmi Vilas Bank?

"Facts are threatening to those invested in fraud." This is what can be seen in the Lakshmi Vilas Bank fraud case. After PMC Bank; it's time for Lakshmi Vilas Bank to prove itself.

Continue Reading about 5 years ago
Reasons behind Banking Crisis
Invest

Reasons behind Banking Crisis

There’s an undeclared banking crisis going on in our country and here we would like to throw some light upon it. This started as an NBFC crisis but now it has snowballed into a Banking crisis.

Continue Reading about 5 years ago
Impact of Corporate tax cuts on Banks and NBFC’s
Invest

Impact of Corporate tax cuts on Banks and NBFC’s

On September 20th, 2019, the Finance Minister Nirmala Sitharaman announced Corporate Tax Cuts in order to stimulate the economy. While in our previous article, we have already discussed at length the impact of Tax Cuts on the Corporate Sector. 

Continue Reading about 5 years ago
What happened with the PMC Bank?
Invest

What happened with the PMC Bank?

It was a shocker in the morning of  24th of September,2019 that 'Punjab & Maharashtra Cooperative Bank' has been taken over by the Reserve Bank of India. Its customers are allowed to withdraw only ₹1000. This news spread like a wild-fire, and the customers ran to the bank in the act of panic. Police were deployed at the bank to maintain the order. Still, 131 branches are under a lot of pressure from people. There are footages on news channels on how people fear their savings stalled with the bank. For some others, it is 'Demonetization 2.0.'

Continue Reading about 5 years ago
Securitization- The lifeline of NBFCs
Invest

Securitization- The lifeline of NBFCs

Non- Banking Finance Companies (NBFC’s) play a significant role in driving growth and development by providing financial services to Micro, Small and Medium Enterprises (MSME’s) most suited to their business model. They aim at promoting inclusive growth in the economy by extending credit in rural sectors and financially weaker sections of the society.

Continue Reading about 5 years ago
Are you Safe with Yes Bank?
Invest

Are you Safe with Yes Bank?

YES Bank faced a liquidity crunch and has few entities which were defaulting as of August 2019. These issues required a resolution to modify the look of the books. YES Bank share prices have seen a good deal of the ups and downs. After reaching the 5-year low point in August 2019 at 5%, YES Bank saw a resurgence of the stock price in the first week of September 2019. At a time when the share market was falling, the bank was making it to the list of top buzzing stocks in the market. 

Continue Reading about 5 years ago
Can DHFL Survive?
Invest

Can DHFL Survive?

Some of the most important companies in India are facing serious trouble and it just reflects the management issues and economic slowdown peering upon the big companies. Last year, we saw a key non-banking financial company, Infrastructure Leasing & Financial Services (ILFS) crashing down. The earliest private airline company, Jet Airways closed its shutters down. Anil Ambani’s Reliance Communication filed for bankruptcy. Most recently, Dewan Housing Finance Corporation (DHFL) is facing survival blues.

Continue Reading about 5 years ago
Yes Bank’s Share Price: Tumbling.
Invest

Yes Bank’s Share Price: Tumbling.

Aren’t stock markets known to be a risky investment? As the saying goes, ‘more risk, more returns’, but is it really true? The ups and downs of the share price can be a reason for happiness and trouble, both. With the overall economic slowdown, the downgrade of most share prices has knocked down the profits for most investors.

Continue Reading about 5 years ago
SWIFT- How It Works: Gains & Risk
Invest

SWIFT- How It Works: Gains & Risk

Thanks to SWIFT that today, tracking the swift movement of money internationally from bank to bank is so much easier. What is SWIFT? It is the Society for Worldwide Interbank Financial Telecommunication, the world's largest electronic payment messaging system. SWIFT is a huge messaging network for securely moving the money and sending and receiving information for instructions and is used by financial institutions like banks. SWIFT doesn’t even touch the money; it just makes it move.

Continue Reading about 5 years ago
RBI and Currency Printing Limits: Explained
Invest

RBI and Currency Printing Limits: Explained

When the economy badly needs support in times of crisis, one question circulates like wildfire - “Why can't the government ask RBI to print tons of money?” Well, here's why.

Continue Reading about 5 years ago
Yes Bank Update
Invest

Yes Bank Update

The share of the company has dropped significantly which has created a panic among the investors.

Continue Reading about 5 years ago
DCB Bank - Stock Analysis
Invest

DCB Bank - Stock Analysis

DCB bank has a 90-year-old history formed by the merger of two co-operative banks, to form the Development Co-operative Bank. The bank went on to obtain a scheduled bank license from the RBI in the year 1995 changing its name to Development Credit Bank. The bank raised its IPO in the year 2006. Later, in the year 2014, the bank’s changed its name to DCB Bank Ltd.

Continue Reading about 5 years ago
How do banks make money off you?
Invest

How do banks make money off you?

Often, we see banks keeping our money safe and paying savings interest rate or a fixed deposit interest rate to all its customers. So, if the banks keep giving interest to everyone on the money deposited with them, then, how do you think these banks make money?

Continue Reading about 5 years ago