An exclusive guide to asset allocation
Macro Moves

An exclusive guide to asset allocation

Investing is incomplete without proper asset allocation. 90% of the portfolio which has shown good performances in the past years points their victory towards effective asset allocation. Say you have brought a 2BHK flat having a fantastic view. Do you think that your work is done with that? You will modify it according to your desires, you will paint it, add furniture and so on. Similarly, investing It is not a one-time action rather a recurring process. When you decide on investing it is essential that you plan it well and then execute it. In short this Guide to Asset Allocation is a tool that investors utilize, to align their investments in line with their risk appetite, goals, and return expectations. 

Continue Reading about 4 years ago
Upstox Brokerage Charges & Platforms: A Comprehensive Review
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Upstox Brokerage Charges & Platforms: A Comprehensive Review

Just a few years ago when the ‘smartphones’ and ‘apps’ were not part of our language, people interested in trading had to reach out to their brokers. The brokers would not only trade on behalf of the customer, they would also undertake activities like advisory and wealth management of the customer.

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Goal Based Investing: Importance of setting the Financial Goals
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Goal Based Investing: Importance of setting the Financial Goals

“An investor lacking investment objectives is like a traveler without a destination.” This is where a Goal based investing approach is adopted as a methodology that helps the investment approach to shift from higher returns to funding an individual's personal financial goals.

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Top 6 Best Savings Bank Account in India based on Interest Rate
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Top 6 Best Savings Bank Account in India based on Interest Rate

Savings Bank A/c, a basic necessity for everyone, often has a wide range of products that confuse most people. So, today, we’ll clear the clutter & provide you with the ultimate guide to opening a bank account.

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Preference Shares Features: Know about the types and benefits
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Preference Shares Features: Know about the types and benefits

Preference shares as the name suggest infers a preferential treatment. They enjoy preferential rights to claim dividends during the lifetime of the company and to claim repayment of capital on wind up. The percentage of dividend is fixed and receives the dividend payout before it is paid to other classes of shareholders.Preference shares are one important source of hybrid financing because it has some features of equity shares and some features of debentures. These shareholders enjoy preferential rights as regards to receiving dividends and repayment of capital in case the company winds-up.

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Investors: Record Number of New Demat Account added during Lockdown
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Investors: Record Number of New Demat Account added during Lockdown

Record number of retail investors added during lockdown. And, Sectorial Talks on discount brokers. It looks like people are staying home and passing their time by trading in the stock market! ‘Baithe baithe kya karein, karna hai kuch kaam, ban jao retail investor le ke prabhu ka naam,’ probably that’s what people are doing. We say this because as per the reports, record number of people have opened their accounts with the trading platforms. The numbers released are astonishing.

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NSC vs PPF vs FD: Which one You Should Choose to Invest
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NSC vs PPF vs FD: Which one You Should Choose to Invest

Take Your Pick From FDs, PPF, National Saving Certificate Or Government Bonds India has traditionally been a “‘fixed income country”. Generations of investors turn automatically to savings instruments like PPF, bank deposits, post office deposits, etc for all their savings requirements. When it comes to investment options there are several in the market to choose from. However, a majority of individuals prefer to walk the path most traveled on and choose to invest their savings offering them fixed returns. These have been the more traditional and stable investment options to choose from. Saving and growth without being linked to market risks are the assurances offered by these instruments. Some are more suited for long term investments while others take care of your short term needs.  The difference between the fixed-income choices varies by  1.5 to 2 percent. People generally ignore that but over time this makes a big difference. Across a couple of decades, a differential of 2 percent a year will add up to a differential of more than 50 percent in the amount you gain. Now you may believe that no one invests for 20 years but that’s not the case. So losing large amounts of potential income happens all the time, to practically every single saver!

Continue Reading about 4 years ago
The Indian Gaming Industry is Poised for Further Growth
Macro Moves

The Indian Gaming Industry is Poised for Further Growth

As a country with the largest youth population in the world, India is poised to become one of the leading markets in Gaming Industry.The country is embracing  growth is driven by rising younger population, higher disposable incomes, introduction of new gaming genres, and the increasing number of smartphone, gaming consoles and tablet users.

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Portfolio diversification: Reap Returns with These Strategies
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Portfolio diversification: Reap Returns with These Strategies

Diversify Your Risks: Reap Returns with These Strategies Investing should be treated as an art and one should learn and adopt the nuances of investing from a young age. It cannot be a knee-jerk reaction, hence one should inculcate a disciplined and not a reckless way of investing with a diversified portfolio. A  well-diversified portfolio along with a predefined investment horizon can weather most storms.

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Share Buyback: Know about benefits, method & Purpose of Buyback
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Share Buyback: Know about benefits, method & Purpose of Buyback

A repurchase, also known as a share buyback, occurs when a company buys its outstanding shares to reduce the number of shares available on the open market. Companies repurchase shares for a variety of reasons, such as increasing the value of the remaining shares available, reducing the offering or preventing other shareholders from participating in the control.

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Importance of Ethics in Accounting and Financial Decision
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Importance of Ethics in Accounting and Financial Decision

Reserve Bank of India released that fraud in the Indian financial system rose by 74% to ₹71543 crores. The fraud means that this sum of money has been siphoned off through some loophole in the financial system.

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What is the Future of Finance Industry?
Macro Moves

What is the Future of Finance Industry?

With the advent of the 21st Century, finance entered a new friendship with technology. The internet, websites, and applications transformed the old school brick and mortar finance into a handheld format. With the rise of the new decade, Industrial Revolution 4.0 has emerged from concept to fructifying application. An industrial revolution transforms all the industries that are going to be stay relevant for the time to come. Just like the automobile industry. We do not have anything in our sight that might eliminate vehicles from the roads. The industry shall stay. However, with every industrial revolution the type of vehicle and its production, and its supply chain has changed leaps and bounds. Somewhat this is going to happen with the finance industry. With the emergence of blockchain, artificial intelligence, robotics process automation, and other internet-based services, even the finance shall reinvent. Here is what lies in the future of the finance industry.

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Wealth Management -An Holistic Financial Planning
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Wealth Management -An Holistic Financial Planning

From the game of monopoly to people in real life, we have seen that once a person gets rich, he tends to get richer. Once they can obtain some wealth, they can amass more by putting already accumulated wealth to work. Though these rich people must be ace in their fields, they might be well-read, yet investing and maintaining wealth is not everyone’s cup of tea. For instance, a person might be a great entrepreneur but not all entrepreneurs are great finance analysts or investors or possess the best knowledge of tax saving. Here is where wealth management comes into play. This piece is about wealth management and likewise importance this field is gaining.

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Yes Bank Update- Know About 3 Years Lock-in
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Yes Bank Update- Know About 3 Years Lock-in

Yes Bank investors are now facing a three-year lock-in period. What’s going on? When a new animal is brought to a zoo, it has to stay there for a certain period. Whether the animal is uncomfortable or it’s enjoying its stay there, it doesn’t have an option to exit. We had never thought that this phenomenon could be applied to human beings as well. But, this has been imposed upon a group of investors who have now been virtually locked down with their investment and won’t be able to exit for next three years. We’re talking about those who have invested in Yes Bank. The rescue plan for the reconstruction of ailing Yes Bank has been introduced with a twist. A three-year minimum lock-in period has been imposed on the shareholders who hold more than 100 shares of Yes Bank (to an extent of 75 percent of their holdings).

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How to Identify Quality Stocks in a Market Crash
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How to Identify Quality Stocks in a Market Crash

The stock market witnessed one of its biggest falls ever and the carnage is not yet over. Volatility is the name of the game right now and investors should brace themselves for the worse. In times of such uncertainty, an investor has two options; either to panic sell good stocks or stay calm and look at this crash as an opportunity to invest in more quality stocks. However, given the situation all the stocks in market is falling, making it difficult for the investors to differentiate quality stocks from fundamentally weak stock. 

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National Pension Scheme: Everything you should know
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National Pension Scheme: Everything you should know

More than half of the population have a brief plan as to what they will be doing in the near future. It may not necessarily be a clear one but a vague picture of what you might be doing 5 years from now or 10 years from now. The entire blueprint as to which college or school your child will go, which house to buy, which car to purchase, etc. would be set inside your mind.

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All About the Yes Bank Crash
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All About the Yes Bank Crash

Yes Bank is in doldrums. But, how has it managed to do this? Read and find out below. Imagine you visit a fight club and see that two fighters are ready for a bout.

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What can be the Impact of LIC IPO?
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What can be the Impact of LIC IPO?

On February 1, the budget speech for 2020-21 was going monotonous. Finance Minister was mentioning the intentions of her government-backed by numbers. Then were her words on an ambitious target of disinvesting the Public Sector Undertakings for ₹2.1 lakh crores. However, the biggest cheer came up when the government announced the IPO for Life Insurance Corporation of India (LIC).

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