Posts Tagged: investment decision

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5 Reasons: Why You Should Start Investing?

Who said we hate exercising? To be honest, we love it. And we had to do it anyway. If not, then tell me why we run, walk, and hunt for money. But what if I say you can make money sleeping. You can just relax and still make money. All you have to do is start investing. Investing gets us in the next fastest flight towards victory.

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Mudra Loan: Everything about Pradhan Mantri Mudra Yojana

How many times is it that when we have thought of taking a loan, we have had to rethink because of the minimum amount involved or the huge amount of collateral or security that had to be deposited?

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What's the significance of Butterfly Effect in the Financial World?

We, humans, love predictability, and we love to theorize and identify patterns even in entirely random situations. However, certain things in this world cannot be theorized or estimated. This uncertainty has led to what is known as The Chaos Theory or The Butterfly Effect. The main premise of this theory is that everything is unpredictable in life, and even a small event can lead to a big boom. This effect has been seen numerous times before in history.

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What is Claim Settlement Ratio and Why is it Important?

Life Insurance policies are long-term contracts with an insurance company. In exchange for a certain amount of premium payments, the life insurance company would provide a lump-sum amount to beneficiaries in the event of the insured's death. This lump-sum amount is known as a death benefit, and it would help the family of the insured financially during tough times. So, it is essential for the beneficiaries that their claims are paid to them in full and promptly during these challenging times.

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Sukanya Samriddhi Yojana (SSY): A Gift for Your Girl Child

Imagine a future where your daughter chases her dreams, empowered by your love and a bright financial foundation. That is what can be achieved for every girl child born in India. As a parent, all you need to do is plan her future in a smart and efficient way. For that, you must know what the Sukanya Samridhi Yojana is and how it can benefit your baby girl.

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How to Protect Yourself From Ponzi Scheme?

Many of us must have come across the names of Rose Valley Group and the Saradha Group when reading an article in the newspaper or maybe heard about these organizations while watching television or during a conversation. However, when these names are mentioned, they are usually associated with the words' Ponzi schemes' and 'scam'. We all probably know what scam means, but many of us may not have understood what the word Ponzi scheme means and why these companies are associated with this word. So, the first question that needs to be answered is, what exactly is a Ponzi scheme, and how does it work?

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Coronavirus Cure: Glenmark and Cipla share hits the Upper Circuit

Heard of one-stroke wonders? This is a term that is usually used in the sport of Cricket to describe batsmen who perform once in a crucial situation and help their team win but can not do anything great after that. Now a days, it has also become a trend to ‘Go Viral’. You would have observed that when something goes viral on social media, people remain crazy about it for a few days or probably weeks but then, forget it. By now you would be wondering, why are we telling you all this?

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How one can develop habits of Saving Money?

By knowing the importance of saving money, most people want to save their money, but without a proper plan and good habits, getting diverted and falling short of financial goals is easy. Sometimes the hardest thing about saving money in India is just getting started. When decided it's time to start saving money, people begin searching for the best ways of saving money. Some start looking for a jackpot that leads them directly to wealth and happiness. While others realize it's an excellent time to begin eliminating debt and unnecessary expenses. Thus everyone's journey to success is a bit different, but there is one thing common among all successful people is good saving habits. Like so many things in life, setting money aside as savings is a habit that needs to be developed. If you are having trouble getting into the habit of saving, you can follow a few money saving tips that might help you to build saving habits and achieve your goals.

Macro Moves

Reasons Behind Why People are not Saving Money?

HSBC conducted a survey and reported that only one-third of Indians save their income regularly. Without emergency funds or savings, one could be putting themselves at financial risk. Most of them believe in the concept of saving money, but only a few manage to practice it. There may be plenty of excuses for not saving regularly like I don't know where to save, I don't know how to save, I don't have enough money to save, etc. After paying bills, renting, and making loan payments, there's often not much leftover, but by proper budgeting and planning, one can build a proper plan to save money. Some people struggle for external reasons, such as health issues, student loans, sick parents, and more prevalent causes than we think. On the other side, there are individuals out there who are utterly irresponsible with their money despite being able to save more. If you neglect savings and an unplanned bill may arise, then it's going to be a problem.

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Top 7 Investment Options in India with High Returns

The Covid 19 lockdown was a learning experience for each one of us. And one of the valuable lessons that must have struck many was the need to save and invest for a rainy day. A lot of individuals were faced with a growing financial concern due to the Corona lockdown. It turned out to be a period for individuals to relook and realign their financial goals to sail out of this global crisis.

Macro Moves

How RBI’s policy changes will affect Kotak Mahindra Bank.

You would have heard about the term ‘Cause and Effect’. This plays a role in many things happening around us. The simple explanation of this term is that you do something which becomes a reason for something that you might not have expected. For example, nature is surprisingly healing these days due to lockdown. Here, the cause is the lockdown and the effect is healing of nature. A thing to note here is that the lockdown was implemented to curb the pandemic and not to heal the nature.

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Education Loan in India: Everything You need to know about

The first step towards gaining the knowledge, critical thinking, empowerment, and skills necessary to improve the world is Education. A fulfilling and successful life necessitates a high-quality education. It is no surprise that the expense of education in India and elsewhere is increasing year after year. If you wish to send your child abroad, the expenditures will be significantly higher. In such a situation, parents are almost forced to take out an educational loan in order to avoid burning their lifetime savings to pay for their children's education.

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Mutual Fund Portfolio: Importance of portfolio Diversification

Ever thought of putting all the eggs into one basket and expected a miracle to happen? We all do, right! High dividends allure us, and so does investing in the top-performing companies. But the golden eggs don't create a shiny basket at times! And here it is the red flag that we are talking about. Imagine the tragedy; you invested in equity for a short period, Debt for the long-term. See, you are already bewildered after reading the last sentence and saying, what was that? This brings me to my next question, how do we know that we have the best portfolio if something called perfect, ever existed in reality. Wait, before we proceed, let's get to know what a portfolio is. What is Portfolio A portfolio accumulates financial assets such as stocks, bonds, commodities, paper money, and fund complements, including mutual, exchange-traded, and closed funds. A sentence looks tough when we read it in a single go. But when we break simpler words into prefixes and suffixes, it becomes readable. Similarly, if we diversify our portfolio properly, we would receive quality results. Blend; Equity & Debt & Equity-

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Health Insurance Plans: Types of Health Insurance in India

Insurance, and Health Insurance, in particular, is undoubtedly one of the most underrated investment avenues, especially among youth.

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Patanjali Ayurved bang entry into the Bond Market with its product

There were some questions about Patanjali which were hovering over my mind. One, since Patanjali is going through a serious distribution issue and is also facing drop in revenue, what would be the way ahead? And second, since the time Coronavirus started spreading alarmingly people are blindly behind gigantic pharmaceuticals expecting them to create a magical vaccine. Why has Ayurveda not tried creating a cure for Covid-19?

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SBI FD Rates: SBI slashes FD rates by 40 basis points

SBI slashes FD rates by 40 basis points. And, a cursory view of Nestle India’s stock. The previous generation has hailed fixed deposits so much that even we find it attractive. Whenever a person in India has got some extra money, the first option that comes to mind is getting an FD done. Reasons for this are also simple – no risk of losing money, a decent rate of return (till now it was slightly more than inflation) and an option to get your money back anytime (compromising the interest). But, latest news from the State Bank of India has put all the FD lovers in dilemma.

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Zerodha Review: Know about the brokerage charges and products

For years traders have been paying brokerage fees for every transaction executed irrespective if it is a winning trade or losing one, the brokerage is common for both cases. That’s when traders were pleased with the introduction of online discount brokers like Zerodha in the year 2010, the huge payments of brokerage have come down to zero. Zerodha has been a pioneer for the discount broking model in India when they kick-started operations in 2010 with the aim of breaking all barriers in terms of pricing, support, and technology for traders and investors. They coined a name by the fusion of the English word “Zero” and the Sanskrit word “Rodha” meaning barrier which when put together is Zero Barriers reflecting the companies objective when they started operations.

Macro Moves

An exclusive guide to asset allocation

Investing is incomplete without proper asset allocation. 90% of the portfolio which has shown good performances in the past years points their victory towards effective asset allocation. Say you have brought a 2BHK flat having a fantastic view. Do you think that your work is done with that? You will modify it according to your desires, you will paint it, add furniture and so on. Similarly, investing It is not a one-time action rather a recurring process. When you decide on investing it is essential that you plan it well and then execute it. In short this Guide to Asset Allocation is a tool that investors utilize, to align their investments in line with their risk appetite, goals, and return expectations.

Posts Tagged: investment decision

5 Reasons: Why You Should Start Investing?

Mudra Loan: Everything about Pradhan Mantri Mudra Yojana

What's the significance of Butterfly Effect in the Financial World?

What is Claim Settlement Ratio and Why is it Important?

Sukanya Samriddhi Yojana (SSY): A Gift for Your Girl Child

How to Protect Yourself From Ponzi Scheme?

Coronavirus Cure: Glenmark and Cipla share hits the Upper Circuit

How one can develop habits of Saving Money?

Reasons Behind Why People are not Saving Money?

Top 7 Investment Options in India with High Returns

How RBI’s policy changes will affect Kotak Mahindra Bank.

Education Loan in India: Everything You need to know about

Mutual Fund Portfolio: Importance of portfolio Diversification

Health Insurance Plans: Types of Health Insurance in India

Patanjali Ayurved bang entry into the Bond Market with its product

SBI FD Rates: SBI slashes FD rates by 40 basis points

Zerodha Review: Know about the brokerage charges and products

An exclusive guide to asset allocation

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