What is Discounted Cash Flow?
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What is Discounted Cash Flow?

“A bird in hand is worth two in the bush”, thus goes the saying. If you were to extend the same logic to money, a rupee at hand today is worth more than the same rupee tomorrow. That’s the premise behind Time Value of Money.

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Is this the right time to invest in Small and Mid-Caps?
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Is this the right time to invest in Small and Mid-Caps?

Are you investing in the stock market? Which stocks should one start with, large and known companies (large-cap stocks) or smaller companies (small-cap stocks)?

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IRCTC IPO: Can it be another D-Mart?
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IRCTC IPO: Can it be another D-Mart?

Who doesn’t remember the D-Mart IPO? The hype, which surrounded it, the oversubscription and everything else. Recent IRCTC IPO is reflecting similar vibes and looks like the history is repeating itself. But, nothing can be said with 100% surety and therefore, the future of IRCTC is still veiled. Even though, the company is backed in its monopoly by the government itself and enjoys entire market share. But, who knows what’s on cards?

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Securitization- The lifeline of NBFCs
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Securitization- The lifeline of NBFCs

Non- Banking Finance Companies (NBFC’s) play a significant role in driving growth and development by providing financial services to Micro, Small and Medium Enterprises (MSME’s) most suited to their business model. They aim at promoting inclusive growth in the economy by extending credit in rural sectors and financially weaker sections of the society.

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Why is long term investment important?
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Why is long term investment important?

How long can you focus on something? It was a revelation when a study in 2018 stated that an average human has an attention span of just 8 seconds. If it seems to you that these attention spans do not matter, then you're wrong because it has significant implications on your daily activities and decision making.

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What is Benjamin Graham’s Model of Asset Valuation?
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What is Benjamin Graham’s Model of Asset Valuation?

Outside of Warren Buffet, no other investor is as well-known as his mentor Benjamin Graham.

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Why is analysing Cash Flow Statements Important?
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Why is analysing Cash Flow Statements Important?

Cash flow statement is an important financial statement that analyses and summarises the amount of cash and cash equivalents that enter and leave the company. It measures how effectively a company is utilising its cash balances that is, how well it manages its operating expenses and how well it generates cash to pay its debts.

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What is the 100 Minus Age Investment Allocation Rule?
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What is the 100 Minus Age Investment Allocation Rule?

We all must be aware that diversification across Equity and Debt is the key to a successful investment. Do you ever wonder as to how can you decide the proportion of your investment in debt and equity?

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Why is the Gold Price Rising in India?
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Why is the Gold Price Rising in India?

Are you also wondering about the skyrocketing prices of Gold? Well there are reasons listed below backing the shooting prices.

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Are you Safe with Yes Bank?
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Are you Safe with Yes Bank?

YES Bank faced a liquidity crunch and has few entities which were defaulting as of August 2019. These issues required a resolution to modify the look of the books. YES Bank share prices have seen a good deal of the ups and downs. After reaching the 5-year low point in August 2019 at 5%, YES Bank saw a resurgence of the stock price in the first week of September 2019. At a time when the share market was falling, the bank was making it to the list of top buzzing stocks in the market. 

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Everything about promoter pledging that you should know
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Everything about promoter pledging that you should know

The Reserve Bank of India (RBI) in its Financial Stability Report dated June 27, 2019, expressed its concern over the high level of promoter pledging. The report argued that a high level of promoter pledging indicates the poor financial health of a company and probably a situation that a company is unable to raise funding from other sources.

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How Important is NAV for Valuing Mutual Funds?
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How Important is NAV for Valuing Mutual Funds?

A mutual fund is that one perfect asset class for a lot of us. It is not as faster a ride towards our goals but ensures that we don’t lose sight of the track. Mutual funds pool the funds from people and invest them in various arenas focused on fulfilling our financial goals. But analyzing and picking the right fund is where the pain lies. 

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Yes Bank’s Share Price: Tumbling.
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Yes Bank’s Share Price: Tumbling.

Aren’t stock markets known to be a risky investment? As the saying goes, ‘more risk, more returns’, but is it really true? The ups and downs of the share price can be a reason for happiness and trouble, both. With the overall economic slowdown, the downgrade of most share prices has knocked down the profits for most investors.

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The Enterprise Value for an investor
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The Enterprise Value for an investor

What is Enterprise Value? Enterprise Value (EV) is simply the total price that you need to pay to acquire 100% of any company. EV is also known as the Total Enterprise Value (EV) or Firm Value (FV). 

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Why is it important to understand your investments?
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Why is it important to understand your investments?

“Caveat Emptor” or “Buyers Beware” is the central theme that runs across the world of investing.  Every investor should have truckloads of knowledge about the investing world and where they are investing in. In this Monetary world, people want quick money.. easy money.. fast money.. And for this, they often resort to fraudulent activities, embezzlement, treachery, etc.

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5 components of P&L that influence Investor
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5 components of P&L that influence Investor's Decisions

Ever wondered about what makes a person invest in one company and not in another?

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What is the Importance of Contingent Liability
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What is the Importance of Contingent Liability

To answer this question, first, we have to understand what contingent liability is. A contingent liability is the potential or uncertain loss that may occur at some point as an outcome of a specific event. It is not an absolute obligation; it may or may not happen depending on how the future unfolds itself. It is recorded only if the liability amount can be estimated relatively.   According to the practice of disclosure in the conservative approach of accounting, the liability may be disclosed as a footnote in the financial statements of a company or not reported if conditions are not met. Therefore, the contingent liability has no such accounting treatment — for example, potential lawsuits, product warranties, and pending investigation. Contingent liabilities are possible obligations, which may or may not occur in the future and disclosed in the notes to the accounts. 

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What are Moats and Floats?
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What are Moats and Floats?

A good business model and strong fundamentals are all fine and nice, but what differentiates a company from its competitors? Introducing - "Moat".

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