How to improve your credit score?
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How to improve your credit score?

Whenever you apply for a loan, your past repayment record is always checked by banks before issuing you the loan money. Your repayment record on any investment done accounts for your credit score.

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What is an opportunity cost?
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What is an opportunity cost?

Opportunity cost refers to an unrealized loss incurred due to missed opportunities. Opportunity cost is the cost of not choosing the next best available alternative.

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What are ULIPs - Unit Linked Insurance Plans?
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What are ULIPs - Unit Linked Insurance Plans?

It is safe to say that Indians clearly understand the scarcity of financial resources and thrive to save a massive chunk of their earnings. They are always in a constant hunt for the best investment product. A few decades ago, the banks were the most trusted option for many. But later on, various financial and non-financial institutions evolved and constructed various avenues that potential investors could choose among.

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4 best tips to invest in stocks
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4 best tips to invest in stocks

Investing is a great option to grow your wealth just in case you have any doubts. However, most people only get partly benefitted from investing their money and are unable to grab the maximum benefits from their investment.

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How do psychological biases affect us?
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How do psychological biases affect us?

Mental biases refer to having a biased perspective in seeing things around. Such psychological biases influence our thought process profoundly as our thoughts are based on our perception. Moreover, It is our thoughts which shape up our beliefs and our behaviour in our day to day lives.

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ZERO EMI with ZERO interest – how is it possible?
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ZERO EMI with ZERO interest – how is it possible?

Do you know that there is no cost EMI offered by the largest e-commerce websites of India, Viz Amazon, and Flipkart? Yes, no-cost means that there is zero interest, zero down payment, and zero processing fee needed to process the EMI. Wow! That looks so lucrative but how do you think is this possible? If you remember, RBI had notified on 17th September 2013 that no financial institutes can offer ZERO percent interest loans. So, how do you think e-commerce websites manage to provide no-cost EMI with absolutely free interest.

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Top benefits of investing in mutual funds
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Top benefits of investing in mutual funds

Not everyone can nail the stock markets. Not everyone can analyze companies and make investment decisions. And that’s where Mutual Funds come into the picture. If you are a beginner in the game of saving and investing, mutual funds might be the one for you.

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How to make your kids learn the value of the money?
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How to make your kids learn the value of the money?

Do you find it annoying to buy one toy after the other, and, yet your child keeps demanding a new one? Do you get tired of dealing with the wastage of clothes, food, and toys by your kids just because they have their own choices, preferences, and likings? Do you wish to teach the true value of money to your kids but do not know how to do that?

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4 tips to overcome the fear of investing in the stock market
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4 tips to overcome the fear of investing in the stock market

If you are risk averse to money, then probably you would never have tried investing in stocks. Of course, most people like you refrain from investing in stocks because of the fear of losing money. To those who know nothing about stock investment, stock investment looks confusing and scary.

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How to Invest in Mutual Funds?
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How to Invest in Mutual Funds?

Mutual funds are one of the most popular investment options used for generating wealth. Whether you invest in these funds through a broker or you invest in them yourself, here is what you must know about mutual funds.

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Are you an investor, speculator or a gambler?
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Are you an investor, speculator or a gambler?

Warren Buffett rightly states, “Only when you combine sound intellect with emotional discipline do you get rational behavior.” In today’s scenario of economic uncertainty and market volatility, it’s imperative to understand the emotions that drive an investor’s decisions. Is it greed, fear, optimism, or something else? Each one of them responds differently to the stock market, which helps us to categorize them as speculators, gamblers, or investors. 

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New Fund Offer (NFO)
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New Fund Offer (NFO)

A new fund offer (NFO) is the first offer given by a company to purchase a new fund. By launching NFO, the company attempts to raise its capital. Mutual funds are one of the most common types of new fund offerings by the companies.

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How to set my financial goals before starting to invest?
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How to set my financial goals before starting to invest?

The moment you read a success story on paper about how somebody has earned millions of rupees by investing in stocks, you feel goosebumps in the tummy as you have discovered the roadmap to becoming rich overnight. It is great to have such zeal and vigour to invest in stocks, but there has to have clarity on your personal financial goals for becoming a millionaire through stock investment.

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4 Ways to Pick Multibagger Stocks
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4 Ways to Pick Multibagger Stocks

The ultimate goal behind investing is obviously generating returns. Who doesn’t want to put as few resources as possible and generate more than it’s capable of? Everyone does, right? This is particularly true when it comes to sharing markets.

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How to be a super investor?
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How to be a super investor?

Dear Readers, The investing arena is loaded with uncertainties and noise. We often invest on impulse, under the influence of the information overload that surrounds us.

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4 Reasons to start investing in mutual funds
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4 Reasons to start investing in mutual funds

First things first,  Can you lose money by investing  in mutual funds ?

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The First Rule of Investing
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The First Rule of Investing

On the face of it, the two rules look pretty obvious. So, let’s delve a bit deeper and examine and crux of them.

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3 most important things about the Stock Market
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3 most important things about the Stock Market

Compounding Machine: The BSE SENSEX has compounded at a rate of roughly 15% over more than three decades. So, it is safe to conclude that it is the inherent nature of the stock market to rise continuously in the long run in country where the economy is developing. There are two critical  components in this explanation - 

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