What is Top up and Step up, SIP in mutual funds?
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What is Top up and Step up, SIP in mutual funds?

A Systematic investment plan refers to investing a fixed amount of money at fixed intervals like monthly, weekly, or quarterly. If the investor can earn more while still invested in SIP, then he can either start a new SIP or can top-up the current SIP to invest more. Top-up SIP is a feature in which an investor has an option to raise the systematic instalment value by a fixed amount. This feature is provided by many mutual funds. This enables the investor to invest a higher amount of money during the tenure of SIP.

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What is Algo Trading?
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What is Algo Trading?

In a world where everything is computerized, why not use the same line in trading? 

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Efficiency Ratios Analysis
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Efficiency Ratios Analysis

As an investor, you need to determine how productively your company is managing its assets and liabilities to maximize profits.Revenue turnover, profits or assets; all these figures may tell you, how big an enterprice is . However, these figures cannot give you an idea whether the business is efficient or not.

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What are Exchange Traded Funds or ETFs?
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What are Exchange Traded Funds or ETFs?

ETFs are mutual funds which are listed and traded on stock exchanges like shares. ETFs are listed on a recognized exchange and their units can be bought and sold directly on the exchange through a stockbroker during the trading hours.

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National Savings Certificate
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National Savings Certificate

The national savings certificate is an initiative started by the Government of India. NSC is a fixed income investment scheme that can be opened with any post office. The target market for this scheme is small to middle-income investors who are provided an opportunity to save money while saving on income tax. This scheme is a secured scheme that has a very low risk in it just like the Public Provident Fund scheme.

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Rights Issue: What is it?
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Rights Issue: What is it?

A rights issue is an invitation to existing shareholders to purchase additional new shares in the company (in proportion to their existing shareholding) at a specified price (generally at a discount) and time. The company gives a right to its existing shareholders to subscribe to the newly issued shares in proportion to their existing holdings. For instance, a 1:1 rights issue means existing shareholders can buy one extra share for every one share already owned by him/her.

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How to set your personalized financial goals before starting to invest?
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How to set your personalized financial goals before starting to invest?

The moment you read a success story on paper about how somebody has earned millions of rupees by investing in stocks, you feel goosebumps in the tummy as you have discovered the roadmap to becoming rich overnight. It is great to have such zeal and vigour to invest in stocks, but there has to have a solid strategy for becoming a millionaire through stock investment.

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What are Hedge Funds?
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What are Hedge Funds?

A hedge fund is popularly called as alternative investment fund (AIF) in India. Going by the meaning of the word ‘hedge’ which means ‘to avoid,’ so hedge funds talk about avoiding the risk of investment. Though hedge funds are mistakenly taken as similar to mutual funds there is a great deal of difference in the two.

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What are bonus shares?
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What are bonus shares?

Bonus shares are the company’s accumulated earnings which are converted into free/additional shares that are passed on to the current shareholders by the stake held by each of them without charging any additional cost. 

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What is Stock Split?
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What is Stock Split?

The stock split refers to dividing one share into two or more number of shares. The stock split results in an increased number of shares of the company. Stock split results in dilution of the number of shares, but the market capitalization of the company remains the same before and after the dilution. Imagine if you have a 100 rupee note and you are given two 50 rupee notes instead of one hundred rupee note, then, it is as good as a stock split. 

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What is a dividend?
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What is a dividend?

A dividend is a share of profits paid to the shareholders and which is earned by a company. The dividend usually refers to the distribution of profits earned by the company. When a company earns profits at the end of the year, then it reinvests a certain portion of it into business to grow it further, which is called as ‘retained earnings.’ The remaining portion is distributed to the shareholders as dividends. 

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Growth of discount brokers in India
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Growth of discount brokers in India

The discount brokerage has set up a totally new investment scenario in India. You would be surprised to know that plenty of first time investors are showing up due to the presence of discount brokers around. So, let us understand what discount brokerage is and what the benefits of opting for it.

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Importance of learning in investing.
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Importance of learning in investing.

Before delving deeper into how vicarious learning plays a crucial role in investing, let us first understand what is vicarious learning. Vicarious learning is the process of learning merely by observing our surroundings. Vicarious learning happens when we as observers pay ample attention to what is happening around, retain the observation, produce similar motor reproduction and are motivated to perform or learn what we see around, than vicarious learning automatically takes place in the process. However, if any of these factors are missing, then the observer is not able to efficiently learn from the surroundings.

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What are Different types of Insurance Policies?
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What are Different types of Insurance Policies?

With so many choices of life insurance policies around, settling down with the right insurance policy can be really overwhelming. You do tend to get lost and wonder where to start from.

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How to improve your credit score?
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How to improve your credit score?

Whenever you apply for a loan, your past repayment record is always checked by banks before issuing you the loan money. Your repayment record on any investment done accounts for your credit score.

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What is an opportunity cost?
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What is an opportunity cost?

Opportunity cost refers to an unrealized loss incurred due to missed opportunities. Opportunity cost is the cost of not choosing the next best available alternative.

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What are ULIPs - Unit Linked Insurance Plans?
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What are ULIPs - Unit Linked Insurance Plans?

It is safe to say that Indians clearly understand the scarcity of financial resources and thrive to save a massive chunk of their earnings. They are always in a constant hunt for the best investment product. A few decades ago, the banks were the most trusted option for many. But later on, various financial and non-financial institutions evolved and constructed various avenues that potential investors could choose among.

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4 best tips to invest in stocks
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4 best tips to invest in stocks

Investing is a great option to grow your wealth just in case you have any doubts. However, most people only get partly benefitted from investing their money and are unable to grab the maximum benefits from their investment.

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