Term policy and endowment policy
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Term policy and endowment policy

“A life insurance policy is something that provides a dedicated sum of money on the demise of the policyholder or after a certain period of time.”

Continue Reading about 6 years ago
How Is Your Purchase Price divided after a Demerger?
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How Is Your Purchase Price divided after a Demerger?

Before we move ahead and know how the purchase price is divided in case of a demerger, it is equally important that we build a strong foundation of the concept of demerger. Read on and find below.

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How to choose right Insurance policy?
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How to choose right Insurance policy?

Choosing a life insurance policy is a great challenge for many individuals as there are many insurance companies offering different plans and to pick the best one out of all is pretty much difficult.

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Wipro Limited: An Overview
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Wipro Limited: An Overview

Wipro is the fourth largest Indian player in the global IT services outsourcing industry in terms of revenue, after Tata Consultancy Services (TCS), Infosys Limited (Infosys) and HCL Technologies Limited.

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Sector Funds: What are sector Funds?
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Sector Funds: What are sector Funds?

These are equity mutual funds that give you access to a very small part of the overall market; they majorly invest in a particular type of business, industry or a sector of the economy. It can be any sector such as the Education sector, Automobile sector, Health care sector, IT sector, FMCG sector, etc.

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Do political biases affect the investors?
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Do political biases affect the investors?

We all live in a world of perceptions. Our perceptions about the outside world lead us to our beliefs, which in turn shape our behavior and actions. Here, are a few examples that justify how biases affect our lives.

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Sukanya Samridhi Yojana
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Sukanya Samridhi Yojana

Sukanya Samridhi Yojana (SSY) is a government scheme that was introduced by the finance ministry and launched by our honourable Prime Minister Narendra Modi on 22nd January 2015 in Panipat, Haryana. The scheme is targeted at the parents of a girl child and has been launched to promote the welfare of the girl child.

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Sovereign Gold Bond Scheme: Benefits and Features
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Sovereign Gold Bond Scheme: Benefits and Features

Sovereign Gold Bond is an initiative by the Government of India that was started in November 2015. It is a scheme that was started under the Gold Monetisation initiative by the government. Sovereign gold bonds are an excellent substitute for investment in real physical gold. RBI issues these bonds on behalf of the government of India. There are plenty of advantages you get by investing in this scheme.

Continue Reading about 6 years ago
What is PF and PPF?
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What is PF and PPF?

Provident Fund (PF) is a savings scheme started by the government of India for retired salaried people of India. As per the part of this scheme, a group of people comes together to invest money in an account which is later given back to the individual when he retires.

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What is Top up and Step up, SIP in mutual funds?
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What is Top up and Step up, SIP in mutual funds?

A Systematic investment plan refers to investing a fixed amount of money at fixed intervals like monthly, weekly, or quarterly. If the investor can earn more while still invested in SIP, then he can either start a new SIP or can top-up the current SIP to invest more. Top-up SIP is a feature in which an investor has an option to raise the systematic instalment value by a fixed amount. This feature is provided by many mutual funds. This enables the investor to invest a higher amount of money during the tenure of SIP.

Continue Reading about 6 years ago
What is Algo Trading?
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What is Algo Trading?

In a world where everything is computerized, why not use the same line in trading? 

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Efficiency Ratios Analysis
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Efficiency Ratios Analysis

As an investor, you need to determine how productively your company is managing its assets and liabilities to maximize profits.Revenue turnover, profits or assets; all these figures may tell you, how big an enterprice is . However, these figures cannot give you an idea whether the business is efficient or not.

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What are Exchange Traded Funds or ETFs?
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What are Exchange Traded Funds or ETFs?

ETFs are mutual funds which are listed and traded on stock exchanges like shares. ETFs are listed on a recognized exchange and their units can be bought and sold directly on the exchange through a stockbroker during the trading hours.

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National Savings Certificate
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National Savings Certificate

The national savings certificate is an initiative started by the Government of India. NSC is a fixed income investment scheme that can be opened with any post office. The target market for this scheme is small to middle-income investors who are provided an opportunity to save money while saving on income tax. This scheme is a secured scheme that has a very low risk in it just like the Public Provident Fund scheme.

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Rights Issue: What is it?
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Rights Issue: What is it?

A rights issue is an invitation to existing shareholders to purchase additional new shares in the company (in proportion to their existing shareholding) at a specified price (generally at a discount) and time. The company gives a right to its existing shareholders to subscribe to the newly issued shares in proportion to their existing holdings. For instance, a 1:1 rights issue means existing shareholders can buy one extra share for every one share already owned by him/her.

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How to set your personalized financial goals before starting to invest?
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How to set your personalized financial goals before starting to invest?

The moment you read a success story on paper about how somebody has earned millions of rupees by investing in stocks, you feel goosebumps in the tummy as you have discovered the roadmap to becoming rich overnight. It is great to have such zeal and vigour to invest in stocks, but there has to have a solid strategy for becoming a millionaire through stock investment.

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What are Hedge Funds?
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What are Hedge Funds?

A hedge fund is popularly called as alternative investment fund (AIF) in India. Going by the meaning of the word ‘hedge’ which means ‘to avoid,’ so hedge funds talk about avoiding the risk of investment. Though hedge funds are mistakenly taken as similar to mutual funds there is a great deal of difference in the two.

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What are bonus shares?
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What are bonus shares?

Bonus shares are the company’s accumulated earnings which are converted into free/additional shares that are passed on to the current shareholders by the stake held by each of them without charging any additional cost. 

Continue Reading about 6 years ago