What is Stock Split?
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What is Stock Split?

The stock split refers to dividing one share into two or more number of shares. The stock split results in an increased number of shares of the company. Stock split results in dilution of the number of shares, but the market capitalization of the company remains the same before and after the dilution. Imagine if you have a 100 rupee note and you are given two 50 rupee notes instead of one hundred rupee note, then, it is as good as a stock split. 

Continue Reading about 6 years ago
What is a dividend?
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What is a dividend?

A dividend is a share of profits paid to the shareholders and which is earned by a company. The dividend usually refers to the distribution of profits earned by the company. When a company earns profits at the end of the year, then it reinvests a certain portion of it into business to grow it further, which is called as ‘retained earnings.’ The remaining portion is distributed to the shareholders as dividends. 

Continue Reading about 6 years ago
Growth of discount brokers in India
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Growth of discount brokers in India

The discount brokerage has set up a totally new investment scenario in India. You would be surprised to know that plenty of first time investors are showing up due to the presence of discount brokers around. So, let us understand what discount brokerage is and what the benefits of opting for it.

Continue Reading about 6 years ago
Importance of learning in investing.
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Importance of learning in investing.

Before delving deeper into how vicarious learning plays a crucial role in investing, let us first understand what is vicarious learning. Vicarious learning is the process of learning merely by observing our surroundings. Vicarious learning happens when we as observers pay ample attention to what is happening around, retain the observation, produce similar motor reproduction and are motivated to perform or learn what we see around, than vicarious learning automatically takes place in the process. However, if any of these factors are missing, then the observer is not able to efficiently learn from the surroundings.

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What are Different types of Insurance Policies?
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What are Different types of Insurance Policies?

With so many choices of life insurance policies around, settling down with the right insurance policy can be really overwhelming. You do tend to get lost and wonder where to start from.

Continue Reading about 6 years ago
How to improve your credit score?
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How to improve your credit score?

Whenever you apply for a loan, your past repayment record is always checked by banks before issuing you the loan money. Your repayment record on any investment done accounts for your credit score.

Continue Reading about 6 years ago
What is an opportunity cost?
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What is an opportunity cost?

Opportunity cost refers to an unrealized loss incurred due to missed opportunities. Opportunity cost is the cost of not choosing the next best available alternative.

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What are ULIPs - Unit Linked Insurance Plans?
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What are ULIPs - Unit Linked Insurance Plans?

It is safe to say that Indians clearly understand the scarcity of financial resources and thrive to save a massive chunk of their earnings. They are always in a constant hunt for the best investment product. A few decades ago, the banks were the most trusted option for many. But later on, various financial and non-financial institutions evolved and constructed various avenues that potential investors could choose among.

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4 best tips to invest in stocks
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4 best tips to invest in stocks

Investing is a great option to grow your wealth just in case you have any doubts. However, most people only get partly benefitted from investing their money and are unable to grab the maximum benefits from their investment.

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How do psychological biases affect us?
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How do psychological biases affect us?

Mental biases refer to having a biased perspective in seeing things around. Such psychological biases influence our thought process profoundly as our thoughts are based on our perception. Moreover, It is our thoughts which shape up our beliefs and our behaviour in our day to day lives.

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ZERO EMI with ZERO interest – how is it possible?
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ZERO EMI with ZERO interest – how is it possible?

Do you know that there is no cost EMI offered by the largest e-commerce websites of India, Viz Amazon, and Flipkart? Yes, no-cost means that there is zero interest, zero down payment, and zero processing fee needed to process the EMI. Wow! That looks so lucrative but how do you think is this possible? If you remember, RBI had notified on 17th September 2013 that no financial institutes can offer ZERO percent interest loans. So, how do you think e-commerce websites manage to provide no-cost EMI with absolutely free interest.

Continue Reading about 6 years ago
Top benefits of investing in mutual funds
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Top benefits of investing in mutual funds

Not everyone can nail the stock markets. Not everyone can analyze companies and make investment decisions. And that’s where Mutual Funds come into the picture. If you are a beginner in the game of saving and investing, mutual funds might be the one for you.

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How to make your kids learn the value of the money?
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How to make your kids learn the value of the money?

Do you find it annoying to buy one toy after the other, and, yet your child keeps demanding a new one? Do you get tired of dealing with the wastage of clothes, food, and toys by your kids just because they have their own choices, preferences, and likings? Do you wish to teach the true value of money to your kids but do not know how to do that?

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4 tips to overcome the fear of investing in the stock market
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4 tips to overcome the fear of investing in the stock market

If you are risk averse to money, then probably you would never have tried investing in stocks. Of course, most people like you refrain from investing in stocks because of the fear of losing money. To those who know nothing about stock investment, stock investment looks confusing and scary.

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How to Invest in Mutual Funds?
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How to Invest in Mutual Funds?

Mutual funds are one of the most popular investment options used for generating wealth. Whether you invest in these funds through a broker or you invest in them yourself, here is what you must know about mutual funds.

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Are you an investor, speculator or a gambler?
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Are you an investor, speculator or a gambler?

Warren Buffett rightly states, “Only when you combine sound intellect with emotional discipline do you get rational behavior.” In today’s scenario of economic uncertainty and market volatility, it’s imperative to understand the emotions that drive an investor’s decisions. Is it greed, fear, optimism, or something else? Each one of them responds differently to the stock market, which helps us to categorize them as speculators, gamblers, or investors. 

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New Fund Offer (NFO)
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New Fund Offer (NFO)

A new fund offer (NFO) is the first offer given by a company to purchase a new fund. By launching NFO, the company attempts to raise its capital. Mutual funds are one of the most common types of new fund offerings by the companies.

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How to set my financial goals before starting to invest?
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How to set my financial goals before starting to invest?

The moment you read a success story on paper about how somebody has earned millions of rupees by investing in stocks, you feel goosebumps in the tummy as you have discovered the roadmap to becoming rich overnight. It is great to have such zeal and vigour to invest in stocks, but there has to have clarity on your personal financial goals for becoming a millionaire through stock investment.

Continue Reading about 6 years ago